Alternative lending solutions | Optimum Mortgage

Alternative Lending Solutions

We provide diversified lending solutions for clients with unique or non-traditional borrowing profiles, including:

Clients who don't fit the traditional 'A' lending guidelines
Self-employed or commissioned clients
Clients whose GDS/TDS that doesn't meet traditional bank requirements
Clients with supplementary or secondary income sources

Clients with bruised credit due to extenuating circumstances
Clients with outstanding Canada Revenue Agency debts
Clients who demonstrate a reasonable ability to make future mortgage payments

Find the right alternative mortgage for your clients

Fixed and Variable Rate Solutions

Secure and flexible lending solutions

Rental Product

Help your clients grow their rental and income property assets

Second Homes

Make your clients' dreams of a second property a reality