WELCOME OFFER

mycredit Mastercard

Get up to $135 cashback when you apply today

Get your card

This offer for new National Bank cardholders is valid until September 17, 2023. Minimum purchase and insurance product required. Certain conditions apply.*

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Discover the mycreditTM Mastercard®

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Up to 1% cashback1 

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Mobile protection4 

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Extended warranty on purchases5 

Fees and interest rate

Annual fee

 $0

Purchase rate

20.99 %

Interest rate (balance transfers and cash advances) 2-3

22.49 %

Apply now

Fill out our secure online form

Jusqu’à 900 $ en rabais voyage ou jusqu’à 800 $ à investir dans un produit financier annuellement*

The mycredit card is here to let you enjoy summer

Choose the mycredit Mastercard credit card this summer and you could get up to $135 cashback.* A little something to enjoy your fun in the sun!

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$75 cashback

when you get your card

Available as cashback to your account when you sign up for the card and complete the minimum required purchases.

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$60 cashback

following your enrolment in the Credit Card Payment Protection Plan

Available as cashback to your account when you enroll in the Credit Card Payment Protection Plan for a minimum period of 3 months.




To get this offer, you cannot be the primary cardholder of a National Bank Mastercard credit card (Personal Banking) or have been over the previous 24 months.

The benefits of your mycredit Mastercard

The mycredit Mastercard credit card offers many benefits that make it easy for you to make payments. It can also help you build your credit history when used appropriately.

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Mobile protection

Get insured against theft or damage for up to 2 years following the purchase of your mobile device.4

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Extended warranty

Get up to double the manufacturer's warranty for most items purchased using your credit card.5

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Purchase protection

Protect most of your new purchases from theft or damage for up to 90 days after the date of purchase.5

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Secure online purchases

Mastercard® ID CheckTM is a service that protects you against fraud by verifying your identity when making online purchases.

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Contactless payments

Spend less time at checkout with Tap & Go® technology! Just tap your card on the reader and you're on your way.

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Fraud protection

Benefit from Mastercard's Zero Liability policy 6- you won't be liable for unauthorized transactions completed with your card.

Get cashback on your everyday purchases

With the mycredit Mastercard credit card, everyday purchases earn you more benefits. Earn cashback 1 when you pay for purchases with your card in these categories:

1% cashback

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Restaurants

Spending $300/month gives you $36 in annual cashback.

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Pre-authorized payments

Spending $235/month gives you $28 in annual cashback.

0.5% cashback

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Groceries

Spending $400/month gives you $24 in annual cashback.

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Online purchases

Spending $300/month gives you $18 in annual cashback.

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Is the mycredit Mastercard credit card right for you?

Apply online in just 5 minutes.

Little details that matter 

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Terms of use
National Bank’s virtual assistant

When using our Virtual Assistant Service (the "Chatbot"), you accept these Terms of Use, which are subject to change without notice. Furthermore, you agree to consult these Terms of Use from time to time and acknowledge that your continuing use of the Chatbot means that you have accepted any changes that may have been made. Your continued use of the Chatbot means that you’ve read, understand and agree to these Terms of Use, the Terms of Use for our website, our Online transaction services, and to our privacy policy. You also understand any other agreements that you have with us will continue to apply when you use the Chatbot.

1. Our Services and your responsibilities

The Chatbot is an automated service which is integrated into our online banking platform.

The Chatbot is preprogrammed to answer general questions concerning the use of our online banking platform solely for informational purposes. The Chatbot is not able to answer questions on personal monetary transactions or products you hold with us.

By using the Chatbot, you understand and agree that:

  • The Chatbot does not provide financial advice or financial planning services.
  • The Chatbot does not conduct any banking transactions.
  • The Chatbot may not be able to answer all your questions. Therefore, it may not be able to provide you with the information you require. You must judge whether the answer provided responds to your question accurately. In the case of uncertainty, a customer service representative would be happy to help you. You can call us toll free at 1-888-483-5628 or 514-394-5555.
  • The Chatbot is not a complaint service. You cannot use the Chatbot to file complaints. If you have any complaints, you can contact us at the number indicated above.
  • We monitor, record and store the discussion that you have with the Chatbot to improve our interactions with our clients.
  • You will not provide the Chatbot with any confidential, personal, or private information. For example, you will not provide the Chatbot with your login information, PIN or other personal banking information.

2. Limitation of Liability

You acknowledge that we won’t be liable for any losses or damages that you may suffer as a result of your use of the Chatbot, including if the Chatbot is unavailable for any reason.

We cannot guarantee that the results obtained via the Chatbot will be accurate and reliable and that the answers provided will meet your expectations.

We will not be held liable for damages you incur as a result of:

  • Any delay, error, interruption or omission on our part or any other event beyond our control.
  • Any deficiency or technical error or any unavailability of our systems and wireless networks.
  • Your failure to meet any of your obligations.
  • Any amendment to or suspension, refusal or blockage of the Chatbot.
  • Any decision or measure you take in response to information and data obtained via the Chatbot.
  • Any other damages you may incur that are not caused by negligence on our part.

3. Language

You have requested that these Terms of Use, and related documents be drawn up in English.

4. Governing Law

These Terms of Use are governed and must be interpreted in accordance with the laws in force in the province or territory where you reside. If you reside outside Canada, the laws in force and the courts of competent jurisdiction are those of the province of Quebec.

Virtual assistant