Illustration of the Platinum Mastercard® credit card with a plane, martini glass, suitcase, mountains and a tag that reads 35,000 points

LIMITED TIME OFFER

Platinum Mastercard

Get up to 35,000 points when you get a Platinum Mastercard® credit card and save on annual fees for the first year.

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Minimum purchase and insurance product required. Certain conditions apply.*

Your Platinum Mastercard in the blink of an eye 

Picto of an encircled dollar sign

2 points per dollar spent1

Picto of a plane

Complete travel insurance for up to 10 days4

Picto of a shield and checkmark

Purchase protection for up to 180 days4

No minimum annual income required. Subject to credit approval by National Bank.

Annual fees
Annual fee of $70 after the first year

$70    $0

Purchase rate

20,99 %

Balance transfers and cash advances 2-3

22,49 %

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Jusqu’à 900 $ en rabais voyage ou jusqu’à 800 $ à investir dans un produit financier annuellement*

 Get your rewards now

Choose the National Bank Platinum credit card today and treat yourself to up to 35,000 rewards points. You can exchange your points for gift cards, travel deals, financial products, and much more. Oh, this also includes no annual fees for the first year.

Up to 35,000 points

Drawing of a handshake

15,000 points

welcome points

If $3,000 or more in net purchases are charged to the credit card within three months of opening the account.*

 

 

+

+

Drawing of a wallet with dollar signs on it

10,000 points

 when you sign up for the insurance

If you sign up for our Mastercard credit card payment insurance for a minimum period of 3 months.*

 

 

+

+

Drawing of a calendar

10,000 points

on the first anniversary

If $6,000 or more in net purchases are charged to the credit card within 12 months of opening the account.*


This offer for new cardholders ends January 13, 2023.
Minimum purchase and insurance product required. Certain conditions apply.*

Photo of smiling men and women

For those who want to enjoy every moment

With your Platinum Mastercard credit card, your everyday purchases help you earn rewards points that you can redeem on items, gift cards and vacations. How will you treat yourself? 

Receive rewards over the first year valued at $490 


The National Bank World Elite® Mastercard® credit card offers  rewards over the first year valued at $490 when you meet the minimum purchase requirement.
 

Value of each reward

Welcome offer:
15,000 rewards points

$125
in travel discounts

Sign up for the insurance:
10,000 rewards points

$83
in travel discounts

First year anniversary:
10,000 rewards points after signing up

$83
in travel discounts

Save on annual fees for the first year on your first card

$70

Travel discounts after spending $15,000 annually

$129

Rewards during the first year

$490

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Learn more about your benefits

Discover how to earn more points with the Platinum Mastercard credit card to enjoy exclusive travel deals on our dedicated page.

The Platinum Mastercard credit card: your lifestyle partner


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Little details that matter

† Illustration of the potential $490 in rewards

The potential reward amount of $490 is an illustration of what can be achieved in the first year for a World Elite cardholder. It is based on the typical profile of a new cardholder who:

  Amount of the potential rewards
  • Has $15,000 in annual expenses
14,495 rewards points valued at over $129 in travel discounts ($100 per 12,000 points)
  • Take advantage of the welcome offer of 15,000 rewards points by making $3,000 in purchases during the first 3 months
30,000 rewards points valued at $125 in travel discounts ($100 per 12,000 points) 
  • Take advantage of the 10,000 rewards points offer by signing up for Mastercard credit card payment insurance for a minimum period of 3 months 
10,000 rewards points valued at $83 in travel discounts ($100 per 12,000 points)
  • Take advantage of the 10,000 rewards points offer by making $6,000 in purchases in the first 12 months
10,000 rewards points valued at $167 in travel discounts ($100 per 12,000 points)
  • Save on annual fees for the first year ($70 value)† 
$70

Certain eligibility requirements apply. The potential amount varies depending on annual account spending, travel expenses reimbursed and number of visits to the National Bank Lounge. Redemption value may vary depending on the type of reward. To find out how many points are required for each reward, visit rewards.nbc.ca.

Card eligible for the promotion

National Bank Platinum Mastercard® credit card

Promotional advantages and terms and conditions of the promotion

To benefit from this promotion, sign up for the National Bank Platinum Mastercard® credit card no later than January 13, 2023.

Save on annual fees the first year:

The primary cardholder will be refunded their annual card fee the first year. The refund will appear as a fee and a credit on their statement no later than 4 months after the account was opened.

 Rewards points:

You will earn rewards points or a combination of points as follows:

Welcome points

World Elite: You will earn 30,000 rewards points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.

Platinum: You will earn 15,000 rewards points if you charge a net purchase amount of $3,000 to the credit card within 3 months of opening your account.

Points are earned on net purchases for a period of 3 months from the account opening date. Your rewards points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.

Points when you sign up for credit card payment insurance 

World Elite and Platinum: You will earn 10,000 rewards points if you sign up for credit card payment insurance for a minimum of 3 months. To obtain your rewards points, complete the sections related to the Credit Card Payment Protection (CCPP) on the credit card application when you open your account.  

Your rewards points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.

Points earned on the 1st anniversary of the account opening date

World Elite: You will earn 20,000 rewards points if you charge a net purchase amount of $12,000 to the credit card no later than 12 months after the account was opened.

Platinum: You will earn 10,000 rewards points if you charge a net purchase amount of $6,000 to the credit card no later than 12 months after the account was opened.

Points are earned on net purchases for a period of 12 months from the account opening date. Your rewards points will be added to your credit card account in a single disbursement and appear by the 2nd statement following your account anniversary date.

Rewards points and refund conditions

Net purchases: 

The net purchase volume is the number of purchases charged to the account minus returned items and refunds. Annual fees, balance transfers, cash advances (including transactions that can be directly converted to cash, such as money orders, bank transfers, travellers cheques and gaming transactions), interest charges and any other fees or adjustments not considered purchases are not included in the calculation of net purchases.

Account in good standing: 

The account must be open and in good standing at the time when annual fees are refunded, or rewards points are applied.

Reward limit:

There is a limit of one reward amount per category (welcome points, points for signing up for credit card payment insurance, and points earned on the 1st anniversary of the account opening date) per credit card account and per client during the promotion, regardless of the number of cards linked to the account.

Other conditions

  • The card is issued subject to credit approval by National Bank of Canada. Certain conditions apply.

  • You must not have a National Bank Mastercard credit card or have had one in the past 24 months.

  • The promotion may not be combined with another promotion applicable to National Bank credit cards, nor is it retroactive.

  • You must not be employed by us or by an entity in our group.

  • The promotion may be modified or withdrawn without notice.

®Mastercard Platinum is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

1. Certain restrictions apply. Please consult the Plan rules regarding how to earn points.

2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly. 

Examples of credit charges

Example of credit charges over a 30-day period:

Annual interest rate

Average balance

 

$500

$3,000

22.49%

$9.24

$55.45

20.99%

$8.63

$51.76

12.90%

$5.30

$31.81

8.9%

$3.66

$21.95

*Variable interest rate in effect on September 1, 2021

3. Balance transfers and cash advances are subject to credit approval by National Bank. Each balance transfer must be at least $250.

4. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

5. You will receive a reply accepting or refusing your application or indicating that it is being processed as it requires further investigation.