*Variable interest rate in effect on September 1, 2021
3. Balance transfers and cash advances are subject to credit
approval by National Bank. Each balance transfer must be at least $250.
4. This coverage applies to purchases and rentals charged in part to
the card, except out-of-province medical/hospital insurance for which
the travel arrangements need not be charged to the card, and lost or
delayed luggage insurance where all transportation costs must be
charged to the card. This coverage applies to the primary cardholder,
their spouse and/or dependent children when they (spouse and/or
dependent children) travel with the primary cardholder. Extended
warranty coverage applies to most new items purchased with the card,
in Canada or abroad, as long as the manufacturer's warranty is valid
in Canada. Certain conditions and restrictions apply. For more
information and for details of your insurance coverage, please consult
the insurance certificate associated with your card.
5. The amount of points earned on grocery and restaurant purchases
depends on the total gross monthly amount charged to the credit card
account, regardless of the purchase category. You will earn 2 points
for every dollar in eligible grocery and restaurant purchases until a
total of $1,000 in gross monthly purchases is charged to the account.
After that, you will earn 1.5 points per dollar in eligible grocery
and restaurant purchases. The total gross monthly amount is calculated
based on your monthly billing period. Grocery purchases include any
purchase made at a store that primarily sells food, i.e., grocery
store, delicatessen, supermarket, greengrocer or specialty food store.
Ready-to-eat meal services and meal delivery services are eligible.
This definition excludes purchases made at retail stores and big box
stores whose core business is the sale of non-food items. Certain
merchants may sell products and services that appear identical or
similar to those sold by eligible merchants, or may be separate
merchants located on the same premises as eligible merchants, but are
classified in different categories by Mastercard. For purchases at
other merchants, you will only earn regular rewards points. Restaurant
purchases include purchases at a restaurant, fast food restaurant,
bar, nightclub or pub. For a full list of Mastercard codes associated
with eligible merchants, download the terms and conditions of the À la carte
6. The device must have been purchased using your National Bank
Platinum Mastercard credit card, or your phone plan must be paid via
recurring payments charged to your National Bank Platinum credit card
starting September 1, 2022. For complete terms and conditions, please
consult the insurance certificate associated with your card.