Personal loans

Flexible and simple financing solutions
Refer a client
Photo of parents and their child celebrating, representing personal loan possibilities
Photo of parents and their child celebrating, representing personal loan possibilities

At a glance

With our various possibilities of personal loans, your clients can choose the term, the frequency of their payments, and whether they prefer a fixed or variable interest rate.

Ideal for clients who’d like to:

  • Finance renovation work or a large purchase
  • Seize an investment opportunity
  • Establish a good credit history

Go beyond your clients’ needs

Compare the available loans at National Bank and refer your clients to us, we will take where you left off.

Fixed-rate and variable-rate personal loans1

If your clients prefer to know precisely the amount of his payments, our fixed-rate personal provides protection against rate fluctuations in the event of rising interest rates.

 

Our variable-rate personal loan is ideal for clients who want to follow the economic trends in order to benefit from advantageous interest rates1.

  • Minimum amount: $5,000
  • Repayment, in part or in full, at any time, without penalty
  • Payment frequency: weekly, bi-weekly and monthly

How do loans work?

Personal and investment loans
 

  • Life and disability insurance available
  • Annual statement produced on December 31st
  • Electronic funds transfer (EFT) from client’s personal bank account

We're here for you

Ready to refer a client?

Refer them to us and we’ll pick up where you left off.

 

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Contact us

Monday to Friday, 8 a.m. to 8 p.m. ET

1-800-901-0172

The little details that matter

This content is for investment advisors only. For customer content, please visit nbc.ca.
 

  1. Subject to credit approval from National Bank. Certain conditions apply.
     
  2. Requests above $250,000 are assessed in a case by case manner. Additional conditions may apply.

  3. "Prime rate" means the annual variable interest rate posted by National Bank from time to time, used by the Bank to determine the interest rates on the demand loans it grants in Canadian dollars in Canada. Consult the prime rate webpage to find out the day's rate.