Cash Management Solutions fees

For more information about bank account fees, consult the Fee Guide for Banking Services for Businesses

For more information on our products, visit the User guides, tools and special conditions.

 

You can find the following information on this page

Receivable accounts management (Receivables)

Pre-authorized Debits

Pre-authorized Debits2

Minimum monthly fee $5
0 to 100 transactions
$0.35/transaction
101 to 300 transactions
$0.25/transaction
301 to 1,000 transactions
$0.16/transaction
1,001 to 5,000 transactions
$0.12/transaction
5,001 transactions or more
$0.08/transaction
Débits préautorisés

Other fees

Setup fee
$25
Returned/rejected transaction fee
$5
Stop payment fee
$12.50
Stopping files
$20
Tracing fee
$10

Receiving EDI payments (Electronic Data Interchange)

Receiving EDI payments (Electronic Data Interchange1)

Option 1 - Faxed notice
Setup fee
$50
Fee per notice
$2
Option 2 - EDI notice
Setup fee
$500 
Monthly fee
$50
Fee per 820
$0.45
Fee per invoice
$0.05

Accelerated Transfers

Accelerated Transfers3

Minimum monthly fee by client number (for each concentration account) $5
Internal transfers (from National Bank to National Bank) $1.50/transaction
External transfers (from another financial institution to National Bank) $2.20/transaction
Setup fee $25

NBC Electronic Payment of Accounts

  0 to 5,000 trx/year 
5,001 to 50,000 trx/year
50,001 or more trx/year 
Online capture and ABMs, TelNat, Personal Internet Banking Solutions (PIBS), Internet Banking Solutions for Businesses (IBS-B)
$0.30/transaction
$0.20/transaction 
$0.10/transaction
Electronic concentrating agent (payments – other institutions)
$0.30/transaction
$0.20/transaction
$0.10/transaction
Paper concentrating agent (payments – other institutions)
$0.35/transaction 
$0.25/transaction
$0.10/transaction
Minimum monthly fee
$15

Automated Lockbox

Automated Lockbox1

Transaction fees
Image services
$0.30/item
Stub processing
$0.30/stub
Cheque processing
$0.30/cheque
Monthly fees 
Basic package (3 years of image archiving)
$160/month
Premium package (10 years of image archiving) 
$180/month
Other fees
Paper concentrating agent
$0.40/transaction
Stop payment
$15/cheque
Postdated
$0.40/cheque
Exception transaction
$0.65/transaction
Rejected item
$0.85/cheque
Extraneous items4
$7.50/item
Return of mail to a wrong address4
$0.85/enveloppe
Cheque in foreign currency (other than US)4
$8/cheque
Return of mail to address in profile
$7.50/package/day
Return of mail to a different address
$10/package/day
Mail delivered to the processing center
$2.60/package/occurrence
Enhanced image storage5
$0.03/item
Non-standard envelope
$2/item
Cash transaction
$18/occurrence
Recording requirements
$0.50/occurrence
Special request (per hour)
$60/hour
Profile change request
$75/occurrence
PCI standard assessment fees
$6,025/year
Processing undelivered mail
$0.20/stub
Lockbox address transfer
$20/day
Setup fee
Setup fee
$1,500
Setup fee - additional site
$500
Non-recurring special request
Assessment request must be submitted to the processing center
Other development fees
Assessment request must be submitted to the processing center
Test request
Assessment request must be submitted to the processing center
Lockbox fee
Based on the supplier’s fees. Client is billed by the Bank.
Transport fees
Based on the supplier’s fees. Client is billed by the Bank.

Wholesale Lockbox

Wholesale Lockbox1

Transaction fees
Image services
$0.55/item
Stub processing
$0.55/stub
Cheque processing
$0.55/cheque
Monthly fees 
Basic package (3 years of image archiving)
$160/month
Premium package (10 years of image archiving) 
$180/month
Other fees
Stop payment
$15/cheque
Postdated
$0.40/cheque
Exception transaction
$0.65/transaction
Rejected item
$0.85/cheque
Extraneous items4
$7.50/item
Return of mail to a wrong address4
$0.85/enveloppe
Cheque in foreign currency (other than US)4
$8/cheque
Return of mail to address in profile
$7.50/package/day
Return of mail to a different address
$10/package/day
Mail delivered to the processing center
$2.60/package/occurrence
Enhanced image storage5
$0.03/item
Non-standard envelope
$2/item
Cash transaction
$18/occurrence
Recording requirements
$0.50/occurrence
Special request (per hour)
$60/hour
Profile change request
$75/occurrence
PCI standard assessment fees
$6,025/year
Processing undelivered mail
$0.20/stub
Lockbox address transfer
$20/day
Setup fee
Setup fee
$1,500
Setup fee - additional site
$500
Non-recurring special request
Assessment request must be submitted to the processing center
Other development fees
Assessment request must be submitted to the processing center
Test request
Assessment request must be submitted to the processing center
Lockbox fee
Based on the supplier’s fees. Client is billed by the Bank.
Transport fees
Based on the supplier’s fees. Client is billed by the Bank.

Digital Cheque Deposit in X9 Format 

Digital Cheque Deposit in X9 FormatX91

X9 format cheque deposit
$0.18/cheque
Setup fee
From $6,000 for a 5-day testing period

Dépôt numérique de chèques en format X9

Computerized Deposit Processing3

Set-up fees
$25
Monthly Minimum
$5 per deposit account
Deposits
$1.50/ deposit
Deposit Slips
Included in deposit fees
Cheque endorsement stamp 
Included in deposit fees

Accounts payable management (Payables)

Direct Deposits

Direct Deposits2

Minimum monthly fee $5
0 to 100 transactions
$0.35/transaction
101 to 300 transactions
$0.25/transaction
301 to 1,000 transactions
$0.16/transaction
1,001 to 5,000 transactions
$0.12/transaction
5,001 transactions or more
$0.08/transaction
Débits préautorisés

Other fees

Setup fee
$25
Returned/rejected transaction fee
$5
Stop payment fee
$12.50
Stopping files
$20
Tracing fee
$10

Cheque Reconciliation2

  Reconciliation Info
(No longer sold)
Automated Cheque Reconciliation6
Payee Validation7 
Minimum monthly fee
$5
$5
-
0 to 100 transactions
$1.20/cheque
$1.25/cheque
$0.25/cheque
101 to 300 transactions
$0.95/cheque
$1/cheque
$0.25/cheque
301 to 1,000 transactions
$0.75/cheque 
$0.80/cheque
$0.20/cheque
1,001 to 10,000 transactions 
$0.45/cheque 
$0.50/cheque
$0.15/cheque
10,001 transactions or more
$0.20/cheque 
$0.25/cheque
$0.10/cheque
Other fees

Other fees

Cheque cancellation
$1/cheque
Stop payment
$12.50/cheque
Photocopy of cheque
$10/cheque
Setup fee
$25

Type of service
Pricing8
Electronic funds transfer  (EFT) (transfers) in Canada in CAD
$0.20
EFT (transfers) within Canada in USD
$0.20
EFT (transfers) to the United States in USD
$3.25 
EFT (transfers) other countries
$6.50
Fee per cheque
$6.50
Fee per wire transfer: Based on the number of wire transfers per month
  • 1 to 10: $40
  • 1 to 20: $35
  • 21 to 30: $30
  • 31 or more: $25
Stop payment9
  • In Canada: $10
  • In the United States: $20
  • In other countries: $32
Fee per file10
$12.50
Maximum 40$/month
E-mail notice11
$0.40
Faxed notice (Canada and the United States)
$1.00
Faxed notice (Other Countries)
$1.50
Setup fee
$200.00
Minimum monthly fee
$50.00
Returned/rejected transaction fee
$5.85
Breach of contract
$75.00 
Tracing fee
  • Less than 90 days following the transaction date: $6.50
  • More than 90 days following the transaction date: $13

Payments – File Option1

Type of service
Pricing
Payment to public utility service providers
No charge
Payment to other service providers (private)
$1.50
Payment of government remittances (except combined GST/QST - no charge)
$2.00
N.B. A fee is charged to the account for each bill payment, if applicable. Consult the Fee Guide for Banking Services for Businesses.

EDI - Issuing Payments (basic EDI)1
Setup fee
$500
Monthly fee
$50
Fee per 820
$0.45
Fee per invoice
$0.05 
Transmission Control Protocol/Internet Protocol (TCP/IP) network fees
Fully paid by client
SEDAR – Issuing Payments
Setup fee
$50 
Fee per payment
$5

Fund and cash management

Frais d’implantation : 500$

BAI Bank Account Statement

Number of accounts
Per account
Minimum monthly fee
1 to 50
$10
$50
51 to 500
$5
$250
501 or more
$3
$1,500

EDI Statement of Accounts1

Type of service
Pricing 
Setup fee
$500
Monthly fee

$50

Transmission Control Protocol/Internet Protocol (TCP/IP) network fees

Fully paid by client

Smart Safe12

Deposit method
Pricing
Bill reader - Anticipated Deposit (CAD currency)
$1.10/$1,000 deposited
Deposit drawer (Damaged bank notes, coins, cheques)
Deposit content fees applicable. Available in the Banking Services for Businesses Fee guide.

Little details that matter

  1. This service is intended for corporations and Government and Public Sector Banking clients 
  2. Billing based on monthly volume 
  3. Excludes fees for deposit contents and credits to the account. Available in Guide for Banking Services for Businesses 
  4. Fees for returned items are added to these transactions. 
  5. Option available upon request for approval. A request will be submitted to the treatment center to assess its feasibility.  
  6. The automated cheque reconciliation service is a taxable service 
  7. Since payee validation is an option, the pricing for payee validation is added to the pricing for automated cheque reconciliation. 
  8. Fees are charged in USD for all transactions debited to a USD account and in CAD for all transactions debited to a CAD account, regardless of the payment currency. 
  9. Fees payable for sending the counter-order. Depending on the applicable clearing and transfer network rules, the transfer order may not be revocable/cancellable. If it is non-revocable/cancellable, the fee does not apply. 
  10. Based on the definition in the Special conditions – Intercurrency Multipayments (nbc.ca) 
  11. Sending of notices by the Bank to the payee or other recipients at the client's request.
  12. A compatible Smart Safe must be purchased separately from GardaWorld at the customer's expense. Implementation fees are negotiated with GardaWorld upon enrollment.

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