Investing in Florida real estate is a great opportunity for:
Investing in Florida real estate
Get personalized advice to help you buy property in the Sunshine State
Investing in Florida: The basics
Florida, land of stunning beaches, green golf courses and year-round good weather. It's no wonder that so many Canadians want to live in Florida after retirement or spend their winters there. Are you dreaming of buying your own home? Or are you a business owner looking to invest in a rental property? Here's some key information to help you kick off your project.
Who can buy real estate in Florida?
- Snowbirds looking to buy a condo, an apartment, a house or a villa
- People looking to acquire one or more properties in their own name(s)
- Business – company, Limited Liability Company (LLC), limited partnership, trust, etc. – looking to purchase several units, an income property or a commercial building
How can you buy property in Florida?
Are you a Canadian resident? As National Bank of Canada's subsidiary in Florida, we recognize your Canadian assets and credit history when you apply for financing. We'll assess your financial balance sheet together and find a custom financing solution to help you buy a home in Florida. For example, you could:
- Use funds from your savings or investments
- Apply for a U.S. mortgage from us
Banking solutions to meet your real estate needs
We offer a full range of banking products tailored to your real estate needs, whether you're looking for a second home in Florida or your business is planning to invest in rental property.
Buy real estate with confidence: we're here for you
We've been a player in the Florida real estate market since 1994. We have the necessary expertise to help you plan your real estate purchases and assess related expenses.
Our team will simplify the process by putting you in touch with real estate agents, appraisers, title agents, insurance companies and other local services. Get personalized support in English or in French during your transaction, whether remotely or in person.
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Little details that matter
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- A pre-qualification is based on our preliminary review of information provided and limited credit information only and is not a commitment to lend. A loan commitment will only be available upon verification of application information, satisfaction of all underwriting requirements and conditions, as well as property acceptability and eligibility, including appraisal and title report. Pre-qualifications are subject to change or cancellation if a requested loan no longer meets applicable regulatory requirements or is otherwise no longer available. Pre-qualifications are not available on all products. See a home mortgage consultant for details.
- Annual Percentage Rate will be based on credit history, the amount financed, the kind of loan, and the loan term.
- Charges apply if you exceed the number of transactions included in your package.
- Subject to credit approval.
- Our Mastercard® credit cards include the free Mastercard Receipt Management tool, as well as discounts from a wide range of suppliers with Mastercard Easy Savings®. You can also get discounts on other products and services intended to optimize your operational efficiency, such as Intuit® QuickBooks Online & Payroll, Intuit® TurboTax and Salesforce Essentials. For more information, consult the PDF document detailing what's included with our cards.