Your privacy is important to us

Rev. June 2018

Facts : What does Natbank N.A. do with your personal information?

 Why? 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 What? 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

- Social Security Number
- Account balances and transaction history
- Credit history and Payment history
- Income

When you are no longer our customer, we continue to share your information as described in this notice

 How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Natbank N.A. chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

 

Does Natbank N.A. share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes

No

For our marketing purposes – to offer our products and services to you.

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes – information about your transactions and experiences.

Yes

No

For our affiliates’ everyday business purposes – information about your creditworthiness.

No

We don't share

For our affiliates to market to you

Yes

No

For our nonaffiliates to market to you

No

We don't share

 

Questions?

Call 954-922-9992 or 954-781-4005 or 561-244-6075 or go to www.natbank.com.

 

What we do

How does Natbank N.A. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Natbank N.A. collect my personal information?

We collect your personal information, for example, when you

- Show us your government-issued ID
- Open an account or apply for financing
- Pay your bills or make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

- Sharing for affiliates’ everyday business purpose – information about your creditworthiness.
- Affiliates from using your information to market to you.
- Sharing for nonaffiliates to market to you.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

- Our affiliates include companies with a National Bank Financial Group name such as National Bank Financial, Wealth Management 1859 and Private Banking

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies

- Natbank N.A. does not share with nonaffiliates so they can market to you

Joint Marketing   

A formal agreement between nonaffiliated financial companies that together market financial products or services to you

- Natbank N.A. doesn’t jointly market with nonaffiliated financial companies