Bank accounts

Accounts and packages for everyone

Photo of two retirees in Florida checking on their phone their Natbank’s bank account
Photo of two retirees in Florida checking on their phone their Natbank’s bank account

Take advantage of these benefits with our accounts

Zelle® transfers with no fees

Online services included in your package

No-fee transactions1 at more than 1,200 Presto!® ATMs

Let's find the bank account that best fits your needs

You've bought your dream home in Florida and need to open a bank account for your fixed expenses? Looking for an easy way to deposit your income in U.S. dollars? Seeking a simple way to pay rent on your seaside condo? We'll be pleased to help you understand our bank accounts and choose the best option for you.

Chequing account NatCheck Unlimited

Carry out an unlimited number of online transactions.

Monthly fee2 $5

No monthly fees with a balance of $850 or more5 or with a monthly direct deposit

  • 6 cheques issued at account opening
  • Unlimited online transactions each month3

Chequing account NatMoney Market

Make transactions while saving money.

Monthly fee2 $10

No monthly fees with a balance of $2,500 or more5

  • Enjoy interests on your deposits
  • 3 monthly cash withdrawals included*
* A $2 fee per additional monthly withdrawal will be applied.

Savings account NatSavings

Save for your projects at your pace.

Monthly fee2 $5

No monthly fees with a balance of $500 or more5

  • Quarterly interest
  • 3 withdrawals per month included*
* A $7 fee per additional monthly withdrawal will be applied.

Get your Natbank Certificate of Deposit

Aim higher by investing in a low-risk option.

  • Choice of various terms ranging from 7 to 364 days and from 1 to 5 years
  • Interest compounded daily and paid at maturity or on a monthly, quarterly, semi-annual or annual basis
  • Early withdrawal penalty will apply

 

Need more information? Speak to one of our advisors.

Why should you open an account with us?

  • Make it easier to pay for your home-related expenses and everyday transactions in Florida.
  • Protect yourself from changes in the value of the Canadian dollar by carrying out all your transactions in the United States using your US account.
  • Access funds whenever you want with your online bank and the mobile app.
  • Easily transfer funds from Canada to the United States and vice-versa (currency conversion and other fees apply).
  • Use your card with no fees1 at over 1,200 Presto! ATMs at Publix® grocery stores in Florida and 6 other U.S. states.
  • Save up to buy a property in Florida.

Share your projects with us

Need advice?

Our team will be pleased to discuss your credit card options.

Call us

Get in touch with our advisory services from Monday to Friday, 8:30 a.m. to 5 p.m. (ET).

Manage your finances at any time

With our online banking services, you'll be able to make transactions in one place, at any time, from anywhere.

Little details that matter

To send money to your Natbank account:

 

  1. Sign in to your online bank.

  2. Click Send money, in the left menu.

  3. Click Add a recipient, then on International transfer and follow the steps.

  4. Enter your Natbank account information to transfer funds into your chequing account; select Current account as the account type.

  5. Then, enter the information as it appears in your Natbank file to finish creating the recipient and transfer the money.

 

Watch our demo to learn how to make an international transfer.

 

Important

 

  1. Your Natbank chequing account number is 9 digits and can be found on your Natbank specimen cheque or your Natbank bank statement.

  2. You can only make international transfers from your Canadian account. To make a transfer from an American account, you'll need to contact customer service or visit a branch.

  3. You can also send money to your Natbank account by visiting one of our branches or by calling us at 1-888-835-6281, Monday to Friday, between 7 a.m. and 10 p.m., or Saturday and Sunday, between 8 a.m. and 9 p.m.

 

Good to know

 

To transfer to a savings account, create a new recipient and select Savings account as the account type, as savings and chequing account numbers differ.

 

Please note that a fee of $5.95 applies for each international transfer.

Starting November 1, 2024, NatFlex, NatCheck, and NatPrivilege accounts will no longer offered to new clients. However, these accounts will remain active with the same features for existing clients.

 

® NATBANK and the NATBANK logo are registered trademarks of National Bank of Canada.

 

® Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

 

® Presto! is a registered trademark of Publix Super Markets, Inc.

 

® Publix is a registered trademark of Publix Asset Management Company.

 

  1. Charges apply if you exceed the number of transactions included in your package.

  2. Monthly fees will be charged on the 5th of the month, if the minimum balance is not maintained.

  3. Unlimited monthly transactions including, purchases, withdrawals at Natbank and Presto® ATMs (located at Publix® supermarkets), withdrawals at counters, Zelle®, Bill payment®, Automatic Clearing Housing, electronic bank statements.

  4. Additional cheques, withdrawals or pre-authorized debits: $0.55 each.

  5. Minimum daily balance required for the fixed monthly charge exemption. Other charges may apply.

  6. Combined deposit comprising the balance of the savings account and/or a certificate of deposit.