Mastercard credit cards

Your lifestyle. Your card.

1% cashback2

Zero Liability
protection 

against identity theft

Special offers6

Which Mastercard credit card best meets your needs?

Whether you winter in Florida or make frequent trips to the United States, our Mastercard® credit cards in U.S. dollars will simplify your transactions and online purchases. They also offer rewards and protection against fraud.

Compare our cards and choose the one that's best for your lifestyle. 

Photo of a Natbank Mastercard World credit card

Mastercard World

Annual fee1,4

$35

Introductory APR*

0% for 1st 12 months

APR – Purchase1,3,4

15.24%

APR – Balance transfer1,3,4,5

15.24%

APR – Cash advance1,3,4,5

18.74%

Picto carte récompenses

1 point per dollar in purchases or 1% cashback2

  

Perfect for all kinds of expenses (travel, large purchases)

  

Zero Liability protection against fraud

  

No fees for transactions in foreign currency
 

Photo of a Natbank Mastercard World Elite credit card

Mastercard World Elite

Annual fee1,4

$299

Introductory APR*

0% for 1st 12 months

APR – Purchase1,3,4

13.99%

APR – Balance transfer1,3,4,5

13.99%

APR – Cash advance1,3,4,5

17.74%

Picto carte récompenses

1 point per dollar in purchases or 1% cashback2

  

Perfect for all kinds of expenses (travel, large purchases)

  

Concierge services

  

No fees for transactions in foreign currency

*APR = annual percentage rate

Ready to apply for a credit card in U.S. dollars?

Apply now

Why get a credit card with us?

Photo of a woman looking at her credit card in front of her laptop computer
  • We recognize your Canadian credit history so you can more easily qualify for a credit card 
  • Make purchases hassle-free: Your card will be accepted anywhere in the United States that accepts Mastercard 
  • Avoid the $US transaction fees that some Canadian cards charge by choosing the Mastercard World or World Elite card 
  • Never worry about Canadian dollar fluctuations by paying for your transactions in $US directly with your US card 
  • Enjoy protection against theft and fraud 
  • Access several services, such as car rental insurance

Share your projects with us

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Need advice?

Our team will be pleased to discuss your credit card options.

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Already have a credit card?

Call Card Assets any time if you want to increase your limit or report a lost or stolen card. 

1-844-232-4243

Little details that matter

®NATBANK and the NATBANK logo are registered trademarks of National Bank of Canada.

®Mastercard, World Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Natbank is an authorized user.

TM Mastercard Platinum Payback and the circles design are trademarks of Mastercard International Incorporated. Natbank is an authorized user.

All the credit cards presented on this page are offered in partnership with Card Assets. Credit cards are issued subject to credit approval by Card Assets, a division of FAB&T.

Cardholders should read the Benefits Guide for a detailed and up-to-date description of their benefits, terms and conditions. Benefits are subject to change.

1. Subject to credit approval from Card Assets. Applicants should rerefer to the Card Assets web page featuring all available credit cards for complete terms and conditions. Other transaction fees may apply such as Balance transfer fee ($10 or 4%, whichever is greater), Cash advance fee ($10 or 5%, whichever is greater), Late fee up to $35, and return check charge of $25 per item.

2. Rewards or points can only be earned or redeemed if you are currently enrolled in the Everywhere Rewards program and your account is open and in good standing. Cardholders will earn one point per net dollar purchase made with their applicable credit card, exclusive of cash advances, traveler’s check purchases, balance transfers and access (convenience) checks. Points do not accumulate for fees of any kind, such as late payment fees, annual fees, unauthorized charges and ATM transactions. Credits and returns do not earn points. Any credits to your account will reduce the number of points available for rewards selections by the dollar amount of the credit. Points can be redeemed for a variety of rewards found on www.24-7cardaccess.com. Redemption will be for no more than the amount designated in the reward schedule, including taxes and destination charges. Points will expire three (3) years from the date of issuance. See Card Assets web page featuring all available credit cards for complete terms and conditions, for other conditions and restrictions that may apply to rewards.

3. APR will vary with the market based on the Prime Rate. Rates are as of October 31, 2021 and are subject to change. The Prime Rate is the highest FI prime loan rate as published by the Wall Street Journal in its Money Rates Section on the 14th day (or the next business day if the 14th is not a business day) of the calendar month preceding the first day of the billing period. If the Periodic Rate(s) and corresponding Annual Percentage Rate(s) increase, your interest charges will increase and your minimum payment may be greater.

4. Grace period: At least 25 days on purchases if you pay your full balance by the due date indicated on your monthly statement (no grace period applies to balance transfers and cash advances). Your minimum payment is the greater of (1) all accrued and unpaid interest charges, plus all accrued and unpaid fees, plus all past due amounts, plus any amounts by which your account balance exceeds a credit limit, plus 1% of the remaining new balance of your account, or (2) $25 (or the entire new balance, if less than $25), or (3) 5% of the balance (rounded to the next highest dollar amount). The minimum charge for interest will be no less than $1 or such minimum determined by the State in which you are a resident at the time of application unless your account is also subject to a late payment fee. If your new balance is lower than $25, you must pay the entire balance. An account statement is sent for each monthly billing cycle (i) in which the balance of your account (including unpaid Balance Transfers, Purchases, Cash Advances, lnterest, and fees) on the last day of that cycle is more than $1, (ii) in which we impose Interest, (iii) in which we impose a fee, (iv) in which there is any other activity on your account, or (v) as otherwise required by applicable law.

Examples of credit charges calculated over a period of 30 days

Annual interest rates Average balance
  $500
$3,000
10.99%
$4.52
$27.10
12.24%
$5.03
$30.18
14.74%
$6.06
$36.35
15.74%
$6.47
$38.81
15.99% $6.57 $39.43
21.99% $9.04 $54.22
24.99% $10.27 $61.62

*Variable interest rates in effect on October 31, 2021 and are subject to change.

5. Unless we inform you otherwise, your Cash Advance credit limit will be up to 25% of your total credit limit.

6. As a holder of one of our Mastercard credit cards, you can enjoy special offers and experiences from Priceless Cities, exclusive benefits from Priceless Golf and attractive prices on Mastercard Airport ConciergeTM services.