Financing in Florida

Count on us for your smallest projects and biggest dreams

Photo of a retired couple talking by a pool in Florida
Photo of a retired couple talking by a pool in Florida

Explore options for your financing needs

Are you planning on buying a house in Florida for your retirement? Seeking a way to take care of unexpected expenses in U.S. dollars? Our financing solutions1 are designed to meet your needs so you can make your real estate projects and other plans a reality.

Mortgage loan

Buy a condo in Florida with our mortgage loans2 at competitive interest rates.*

  • Wide range of terms
  • Adjustable-rate mortgages available3,4

Personal installment loan

Finance your renovations, a new car or any other specific project you have in mind.

  • Fixed interest rate4
  • Wide range of terms
  • Fixed monthly payment

Secured line of credit

Cover unexpected expenses, seize opportunities or pay bills when you're short on cash.

  • Variable interest rate*
  • Repayment plan tailored to your schedule (minimum payment required)

Home equity line of credit (HELOC)

Carry out major renovations or take advantage of investment opportunities by leveraging the equity on your home.

  • Variable rates over 5 years with repayment of interest only
  • Principal and interest repayment over 15 years with variable rate

* Contact one of our advisors for the rates in effect.

Tailored solution

For a tailored solution, talk to one of our advisors in person or remotely.

Why should you choose our financing solutions?

In addition to enjoying the same high-quality service provided by National Bank of Canada, you'll get the following benefits when you take out financing in Florida.

  • Recognition of your Canadian assets and income
  • Service in English or French and knowledge of Canadian culture
  • Advisors accessible in person or remotely
  • Support in buying a property from our network of partners
  • Get quick answers thanks to the agility of our small team
  • Benefit from our 30 years of expertise in Florida

Share your projects with us

Need advice?

Our team will be happy to assist you, in person or remotely.

Questions?

Never share your account number, PIN or any other confidential or personal information by email. It is not secure.

Call us

Get in touch with our advisory services from Monday to Friday, 8:30 a.m. to 5 p.m. (ET).

Little details that matter

®NATBANK and the NATBANK logo are registered trademarks of National Bank of Canada.

 

1. Subject to credit approval from Natbank. Some conditions apply.

 

2. A pre-qualification is based on our preliminary review of information provided and limited credit information only and is not a commitment to lend. A loan commitment will only be available upon verification of application information, satisfaction of all underwriting requirements and conditions, as well as property acceptability and eligibility, including appraisal and title report. Pre-qualifications are subject to change or cancellation if a requested loan no longer meets applicable regulatory requirements or is otherwise no longer available. Pre-qualifications are not available on all products. See a home mortgage consultant for details.

 

3. Annual Percentage Rate will be based on credit history, the amount financed, the kind of loan, and the loan term.

 

4. Based on the initial term selected. Afterwards, the rate is renewable annually based on predetermined factors, including relevant market indices.