NEWCOMERS

Get the most out of our exclusive welcome offer

Open a salary account with no fixed monthly fee for up to 3 years

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Eligible from your country up to 90 days before your arrival in Canada. Fill out the secure form online.


The advantages of our offer for newcomers

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Bank account
    

Open a salary account and take advantage of no fixed monthly fee for up to 3 years, including unlimited electronic transfers.**

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Mastercard® credit card

Get settled in Canada with help from a National Bank of Canada Mastercard® credit card – no credit history needed.3

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International transfers

Send international transfers online to India, the United States, and 19 countries in the European Union.4

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Free legal support service

Get legal information by speaking directly with a lawyer by phone on a variety of everyday topics. 5

Free access for 12 months

Get the offer for newcomers in 3 easy steps

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Open an account online

Fill out a secure form from your home country in just 5 minutes up to 90 days before your arrival in Canada. 

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Receive a confirmation email

Over the following days, you’ll receive an email confirming that you’ve opened an account.

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Make an in-branch appointment

Plan an in-person appointment to finalize the opening of your account and securely transfer your funds.

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Download and read the details of the offer for newcomers in your language:

More than just a bank account

  • Make or receive international transfers 24/7 from your online bank or the National Bank of Canada app.

  • Come visit us at one of our over 350 branches, or access one of our 3,300 ABMs across Canada.6

  • Sign up for an eligible National Bank of Canada Mastercard® credit card and enjoy mobile phone protection, cashback, extended warranties and more.

  • Access your funds abroad through our network of partners around the world.7

  • Enjoy $0 commission on stocks and ETFs when you trade on the National Bank Direct Brokerage platform.

  • Rest assured: your money deposited with National Bank of Canada is protected by the Canada Deposit Insurance Corporation (CDIC)

2023

National Bank of Canada has been named the Best Bank for Newcomers to Canada for 2023 by MoneySense.

2023

National Bank® of Canada mycreditTM Mastercard® credit card was named the best credit card for newcomers by Milesopedia in 2023.

A distinguished client experience 

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82% of our clients who are new to Canada say that they recommend National Bank of Canada.

Internal study on newcomers - 2020

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« I recommended National Bank because they are very welcoming to immigrants and have great customer service »

- Marine, arrived in Canada in 2015

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We got 4.79 stars for our service on PVTistes.net.

January 2022

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Are you planning on studying in Canada?

Our GICs for international students can potentially speed up your Student Direct Stream program application with the Department of Immigration, Refugees and Citizenship Canada.

Who’s the newcomer offer for?

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Permanent residents

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Temporary workers

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International students

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Our advice articles to help you get settled in Canada

Talk to us about your projects in Canada

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Ready to apply for the package?

Open a bank account online up to 90 days before your arrival or meet with an advisor once you arrive in Canada.

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We’re hiring!

Are you a qualified worker immigrating to Canada? Join the National Bank of Canada team!

Little details that matter

  • Be a newcomer 18 years of age or older

  • Apply to open an account from your home country up to 90 days before you arrive in Canada, or within 5 years of your arrival

  • Be the only user of the account

  • The offer for newcomers is open to permanent residents, temporary workers and international students.

mycredit: National Bank's Mastercard® mycredit® credit card won the 2022 and 2023 Milesopedia Award for Best Credit Card in Canada for Newcomers. The ranking is based on an analysis of nearly 200 credit cards offered to Canadians based on their overall features and cardholder opinions on their experiences with these products.

TM National Bank Assistance Network is a trademark of National Bank of Canada, used under licence by authorized third parties.

® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

® THE EXCHANGE is a registered trademark of Fiserv Inc.

Benefit from NBC’s banking package for newcomers to Canada and meet the eligibility criteria. 

  • The National Bank Direct Brokerage offer is for 3 years starting on the date that the NBDB account was opened.

  • Current clients are eligible, and they are responsible for contacting NBDB to take advantage of the offer. 

  • Its benefits will be extended to them for the remainder of the 3-year period.

Further details about commissions

Options commission is $0 + $1.25/contract. A minimum fee of $6.25/trade applies. The maximum fee is $19.95 when the transaction value is less than $2,000. An option contract gives the holder the right, but not the obligation, to buy or sell a given position in an underlying security at a given exercise price. Contracts are for 100 shares.

  1. Trades must have been made through our electronic solutions.
  2. Management and other fees may apply to ETF investments. Please read the prospectus before making an investment. ETFs are not guaranteed, their values change frequently, and past performance may not be repeated.  

Regular pricing on equities trade applies if the $0 commission conditions on ETFs are not met.

For more details, consult our page for exclusive National Bank Direct Brokerage offers.