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Promotion for 14 to 24-year-olds

Youth bank account

Are you between the ages of 14 and 24? Open an eligible youth bank account and get $300!

Discover our promo

Promotion valid until November 30, 2023. Transactions and enrolment in certain services required. Conditions apply.

Find the package that's right for you

Discover the best rate for your age

I’m between:

25 and 59 years

0 and 17 years
18 and 24 years
25 and 59 years
60 + years

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12 transactions per month (including 2 at the counter)^{2, 3}

And much more

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30 digital transactions per month²

Interac e‑Transfers^® free of charge ⁶

And much more

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Unlimited digital transactions²

Up to $30 in discounts on a Mastercard^TM credit card^{MD, 4, 5}Offer only available to those of legal age.

Unlimited Interac e‑Transfers^® free of charge⁶

And much more

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Unlimited transactions, digital or at the counter^{2, 3}

Integrated Line of Credit of up to $5,000⁷

Up to $150 in discounts on a Mastercard^TM credit card^{MD, 4, 5}Offer only available to those of legal age.

Unlimited Interac e‑Transfers^® free of charge⁶ 

Legal and estate assistance included
Offer only available to those 16 years and older.

Overdraft protection

And much more

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Discover all the digital banking services designed to make your life easier.

Learn more

What is your current situation?

Select the option that best describes your needs.

Newcomer

Just arriving or planning to settle in Canada.

Learn about newcomer offer

Student

Focusing on your studies with a limited budget.

Learn about student offer

0-24 years

You're between the ages of 14 and 24, or have a child under the age of 14?

Discover our youth account offer

Our banking offers for professionals

Professionals

Law and business management, administration, engineering, teaching: find an offer adapted to your reality.

See professional offers

Healthcare professionals

Enjoy a complete package for your banking needs.

See healthcare offers

Good to know

Protect your accounts and prevent fraud thanks to our useful tips and online security services.

Little details that matter

Consult the Fee Guide for more details. Discounts are applied upon presentation of supporting documents. The Minimalist package is offered with no flat monthly fee for young people aged 0 to 17, for clients aged 18 to 24, for seniors aged 65 and over upon presentation of eligibility for the Guaranteed Income Supplement, and beneficiaries (aged 18 and over) of a Registered Disability Savings Plan (RDSP) upon presentation of proof of eligibility for an RDSP.
Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.
Transactions carried out at our branches during normal business hours.
Subject to credit approval by National Bank of Canada.
The cashback on the annual fees for a Mastercard credit card can only be applied once, at enrollment.
No fees for sending an Interac e-Transfer^®.
Subject to credit approval by National Bank of Canada. Credit charges are not waived with this package. For more information on the Integrated Line of Credit, click here

^®THE MINIMALIST, THE MODEST, THE CONNECTED, THE TOTAL and NATIONAL BANK are registered trademarks of National Bank of Canada.

^®The Interac and Interac e-Transfer are registered trademarks of Interac Corp. Used under licence.

^®CIRRUS is a registered trademark of CIRRUS SYSTEM Inc.

^®MASTERCARD is a registered trademark of Mastercard International Incorporated. Authorized user: National Bank of Canada.

Guide to transferring your account to National Bank

Have you just opened an account with us and you must transfer all your preauthorized transactions? Here is a guide to help you keep track of everything.

Passbooks

The passbook option has not been available to new clients since May 4, 2015. If you are an existing client who uses a passbook with your account, a $2.50 monthly fee is charged.

Fees

For the fees associated with our products and services, consult the Fee Guide [PDF].

Deposit Account Agreement and Personal bank holding account agreement

For more information on the terms and conditions governing your new account, consult the Deposit Account Agreement [PDF] and the Personal bank holding account agreement [PDF]

Basic banking services

For the terms and conditions governing whether a person may open an account or cash cheques and other items from the federal government, consult our guide to Basic Banking Services [PDF].

Access to funds policy

For details of our cheque hold policy, see the Access to Funds Policy [PDF].

Coercive tied selling

To understand what coercive tied selling is and what is not allowed, consult our pamphlet What you need to know about What you need to know about prohibited conduct [PDF].

Canada Deposit Insurance Corporation

Please refer to our page about Canada Deposit Insurance Corporation (CDIC)

FCAC account selector tool

Discover the Financial Consumer Agency of Canada (FCAC)’s account selector tool to compare bank accounts.