Chequing accounts and packages

Making everyday banking easy

 

My online bank

available 24/7

Exclusive offers

according to your profile

Open an account online

in just a few clicks

Find the package that's right for you

Discover the best rate for your age

I’m between:
25 and 59 years
  • 0 and 17 years
  • 18 and 24 years
  • 25 and 59 years
  • 60 + years

${p1.urlImg | image:"53%"}

${p1.nomProduit}®

${p1.fraisMensuels}/month1

${p1.fraisMens2}

12 transactions per month (including 2 at the counter)2, 3

No fees for statements by mail

${p1.urlBoiteLogin|link:"Open an account":"btn btnRTE3 modal-token index-p1"}

${p1.urlPage.en|link:"View The Minimalist®"}

${p2.urlImg | image:"53%"}

${p2.nomProduit}®

${p2.fraisMensuels}/month1

${p2.fraisMens2}

30 digital transactions per month2

${p2.urlBoiteLogin|link:"Open an account":"btn btnRTE3 modal-token index-p2"}

${p2.urlPage.en|link:"View The Modest®"}

${p3.urlImg | image:"53%"}

${p3.nomProduit}TM

${p3.fraisMensuels}/month1

${p3.fraisMens2}

Unlimited digital transactions2

Up to $30 in discounts on a MastercardTM credit cardMD, 4, 5

${p3.urlBoiteLogin|link:"Open an account":"btn btnRTE3 modal-token index-p3"}

${p3.urlPage.en|link:"View The Connected®"}

${p4.urlImg | image:"53%"}

${p4.nomProduit}®

${p4.fraisMensuels}/month1

${p4.fraisMens2}

Unlimited transactions, digital or at the counter2, 3

Up to $150 in discounts on a MastercardTM credit cardMD, 4, 5

Unlimited use with Interac® and Cirrus® networks in Canada

No charge

Legal and estate assistance included

Overdraft protection

${p4.urlBoiteLogin|link:"Open an account":"btn btnRTE3 modal-token index-p4"}

${p4.urlPage.en|link:"View The Total®"}

Discover all the digital banking services designed to make your life easier.

Learn more

What is your current situation?

Select the option that best describes your needs. 

Newcomer

Just arriving or planning to settle in Canada.

Student

Focusing on your studies with a limited budget.

0-17 years 

Thinking about the future but not quite 18 yet

18-24 years

Looking for services that fit your lifestyle. 

 

Our banking offers for professionals

Picto of a briefcase

Professionals

Law and business management, administration, engineering, teaching: find an offer adapted to your reality. 

See professional offers
Picto of a stethoscope

Healthcare professionals 

Enjoy a complete package for your banking needs.

See healthcare offers

security icon

Good to know

Protect your accounts and prevent fraud thanks to our useful tips and online security services.

Little details that matter

Promotion period 

From July 1, 2022, to October 31, 2022  

Cashback offered 

$300 cashback for your first National Bank chequing account.  

Offer conditions

The new account must be opened during the promotion period. Only one account is eligible. 

You must sign up for one of the following banking offers or packages:

  • Offer for professionals 

  • Offer for students 

  • Offer for newcomers 

  • The Connected® banking package 

  • The Total® banking package

Within 60 days of opening your new account, you must perform the following two actions: 

  • Carry out one bill payment of $50 or more from your online bank or National Bank app. 

  • Set up a recurring automated direct deposit (salary or monthly pension).  

Cashback payment

The $300 cashback will be deposited within 120 days of the account being opened.   

Other conditions:

You must have reached the age of majority when you open your chequing account. 

You cannot have benefitted from a cashback offer on a chequing account since November 1, 2018. 

The promotion may not be combined with any other offer, promotion or benefit applicable to National Bank chequing accounts and banking packages and cannot be applied retroactively.  

You are not employed by National Bank or one of its subsidiaries. 

The promotion may be modified or withdrawn without prior notice.   

® NATIONAL BANK, the NATIONAL BANK logo, THE CONNECTED and THE TOTAL are registered trademarks of National Bank of Canada.

  1. Consult the Fee Guide for more details. Discounts are applied upon presentation of supporting documents. The Minimalist package is offered with no flat monthly fee for young people aged 0 to 17, for clients aged 18 to 24, for seniors aged 65 and over upon presentation of eligibility for the Guaranteed Income Supplement, and beneficiaries (aged 18 and over) of a Registered Disability Savings Plan (RDSP) upon presentation of proof of eligibility for an RDSP.
  2. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.
  3. Transactions carried out at our branches during normal business hours.
  4. Subject to credit approval by National Bank of Canada.
  5. The cashback on the annual fees for a Mastercard credit card can only be applied once, at enrollment.

®THE MINIMALIST, THE MODEST, THE CONNECTED, THE TOTAL and NATIONAL BANK are registered trademarks of National Bank of Canada.

®The Interac and Interac e-Transfer are registered trademarks of Interac Corp. Used under licence.

®CIRRUS is a registered trademark of CIRRUS SYSTEM Inc.

®MASTERCARD is a registered trademark of Mastercard International Incorporated. Authorized user: National Bank of Canada.

Guide to transferring your account to National Bank

Have you just opened an account with us and you must transfer all your preauthorized transactions? Here is a guide to help you keep track of everything.

Passbooks

The passbook option has not been available to new clients since May 4, 2015. If you are an existing client who uses a passbook with your account, a $2.50 monthly fee is charged.

Fees

For the fees associated with our products and services, consult the Fee Guide [PDF].

Deposit Account Agreement and Personal bank holding account agreement

For more information on the terms and conditions governing your new account, consult the Deposit Account Agreement [PDF] and the Personal bank holding account agreement [PDF] 

Basic banking services

For the terms and conditions governing whether a person may open an account or cash cheques and other items from the federal government, consult our guide to Basic Banking Services [PDF].

Access to funds policy

For details of our cheque hold policy, see the Access to Funds Policy [PDF].

Coercive tied selling

To understand what coercive tied selling is and what is not allowed, consult our pamphlet What you need to know about What you need to know about prohibited conduct [PDF].

Canada Deposit Insurance Corporation

Please refer to our page about Canada Deposit Insurance Corporation (CDIC)

FCAC account selector tool

Discover the Financial Consumer Agency of Canada (FCAC)’s account selector tool to compare bank accounts.

Other accounts that might interest you

Business accounts

Discover our accounts for businesses and the self-employed.

See all business accounts

Savings account

Great for short-term saving—access your funds at any time.

See savings account

Already have an account?

Check your balance, carry out transactions and more with your online bank.

Sign in

Mail icon
Picto of a question mark in a circle