Governing law and jurisdiction
Your access to and use of this Website, and these terms, are governed by and will be construed in accordance with the laws of Florida, without regard to principles of conflict of laws. If any provision of these terms is found unenforceable, the other provisions remain valid, and the unenforceable provision will be replaced with one that best reflects its original intent.
Responsibility of the user
As a user of the Site, you agree to use it responsibly and with discretion. You agree to follow both the applicable laws in force and our security standards, which are described under the ABCs of online security.
Accessing and using the Website
We cannot guarantee that the Site will always be accessible without interruption, or that it will be free from errors. We shall not be held responsible for any damages that may result from the inaccessibility of the Website or from any difficulties that you may experience while accessing or using the Website, including: an interruption of service; a network failure; the malfunction of any computer hardware or software; or any faulty, incomplete, incomprehensible or deleted transmission, whether or not such difficulties have been brought to our attention.
We reserve the right to suspend at any time, without warning, full or partial access to www.natbank.com and each of our pages accessible through certain social media sites.
We additionally reserve the right to discontinue uploading information to such sites, in which case we shall not be held responsible for any damages that you may incur.
Content
The Website content is provided for informational purposes only, unless otherwise stated. This content does not constitute an offer to purchase or sell our products or services, nor does it constitute solicitation on our part or on the part of our authorized third parties. All of our products and services discussed or referred to on our website are not necessarily offered in each State. They are generally available in the state of Florida where they may be legally offered for sale. Furthermore, eligibility for our products and services is subject to the terms and conditions established for each of them.
The Website content must not be interpreted, considered, or used as if it were financial, legal, tax, or other professional advice. We shall not be held responsible for any damage that you may incur as a result of relying on such content.
The information contained on the Website is the property of Natbank and may not be reproduced, in whole or in part, unless for your personal, non-commercial use. In all other cases, you must obtain the written consent of Natbank prior to reproducing any content of the Site.
Online transaction services
You may carry out transactions with us on the Website through our Online Banking Solutions for several of our financial products and services. These services are governed by specific agreements and rules that describe your access and use. You should familiarize yourself with them at your earliest convenience. If you have accessed our financial products and services through our Online Banking Solutions, these Terms of Use apply concurrently to the specific agreements and rules that govern those products and services. If these Terms of Use are incompatible with the applicable specific agreements and rules, the latter shall prevail.
Internet Banking Solutions
When you carry out transactions with us through our Internet Banking Solutions, you are responsible for ensuring that all user codes, access card numbers, passwords, and personal identification questions used on the Site are protected. We shall not be held responsible for any damage that you may incur as a result of the unauthorized or illegal use of the user code(s), access card number(s), password(s), or personal identification question(s), or your failure to ensure the secure and confidential nature of the transactions.
When using our mobile banking solutions, it is possible that you may not have access to the entirety of the features, functions, content, or information related to our products and services, and that they may not be accessible outside of the United States. Any fees charged by your service provider for the use of our Mobile Banking Solutions are your sole responsibility. We can collect, using cookies and other information-gathering technologies, information on your online activity to evaluate the effectiveness of our online promotions and to collect data on the functioning of the Site in order to: enhance our understanding of your needs and interests; offer you a personalized online experience; and provide you with information on our products and services that may be of interest to you. We may make software available for you to download that allows you to use our Mobile Banking Solution. We reserve our intellectual property rights at all times in this software. You may not copy such software in whole or in part or make it accessible to third parties. Please consult the agreement governing the use of automated services and electronic banking solutions and the ABCs of online security for more information.
Confidentiality and security
We comply with the applicable law governing the protection of personal information. In addition, we use the latest encryption techniques to guarantee the confidentiality of the information exchanged with you through online banking solutions and mobile banking solutions. We cannot, however, protect information exchanged when the Website is accessed through a non-secure platform or in a public location, which could endanger the confidentiality of your personal information. We shall not be held responsible for any damages that you may incur under such circumstances. Please consult the ABCs of online security for more information on this topic.
Email communications are neither secure nor confidential. They can be lost or intercepted, in much the same way as communications by other means (for example, by post). We shall not be held responsible for any damages that you may incur from any exchange of emails or electronic messages, whether originating from you or from us.
You are responsible for ensuring the protection and safekeeping of your data and computer platforms and devices.
Accuracy and changes of information on the Website
We cannot guarantee that the information contained on the Website is exact or complete, free from errors or omissions, or that it is up to date at all times.
The data and information available on the Site may be changed, moved, or deleted without notice.
Trademarks
Certain names, words, titles, phrases, graphics, logos, icons, or designs used on the Website may be trademarks belonging to us or used by authorized third parties. Certain trademarks are registered in the United States, Canada, and/or other countries. However, the use of these trademarks on the Website does not necessarily mean that a license of any kind has been granted. ® and TM symbols desig registered trademarks and ottrademarks, respectively.
Precautions to be taken before downloading and installing software
If you choose to access a software program through one of the links offered on the Site, you are responsible for taking the necessary precautions to detect and destroy possible viruses and for ensuring that the software is compatible with your computer. You should also ensure that you have up-to-date backup copies of the entire contents of your hard drive before installing software downloaded from the Website.
We shall not be held responsible for any damages or losses that could result, directly or indirectly, in whole or in part, from downloading any internet page or software, or from sending any information when using the Site.
Hyperlinks
The fact that the Website offers links to other websites does not mean that we endorse or approve the content of these sites or the products, services, or publications that may appear thereon. The content available through these hyperlinks is not subject to our policies. Therefore, we shall not be held responsible for any damages that you may incur when you are redirected to another website by way of a hyperlink.
Social media sites
Natbank pages are accessible through the following social media websites:
Facebook,
LinkedIn.
Limitation of liability
In general, and without limiting the specific cases of limitation of liability mentioned above, and notwithstanding any provisions to the contrary, we shall not be held responsible for any damages that may result from or relate to the Site and/or its content. In particular, and without limiting the generality of the foregoing, we shall not be held responsible for issues of access, use, accuracy of contents, or the loss of data or information, whether we have been informed of the possibility of such issues.
Natbank Short Code Terms and Conditions