Interest Rate and Yield Navigator

Personal loans, loans of money and lines of credit

Rate (%) as of
Personal loan
RRSP loan and line of credit
National Bank All-In-One
The Virtuoso Line of credit

Personal Flex Line

Line of credit on a second home

Home Improvement Line of Credit
Student Line of Credit
Quebec Student Loan
Loan of money (consumer goods financing)
Personal loan secured by collateral mortgage or marine mortgage
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Personal loan *
Prime (P) =
Terms (months) Fixed rate
Less than $10,000

$10,000 and over
Variable rate
Less than $10,000

$10,000 and over
6-12
13-24
25-36 P+ = P+ =
37-48
49-60

* These rates may be adjusted depending on the client's file.

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RRSP loan
Prime (P) =
Terms (months) Fixed rate
Less than $10,000

$10,000 and over
Variable rate
3-12 P+ =
13-24 P+ =
25-36 P+ =
37-48
49-60 P+ =
61-84 ----
85-120 ----
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RRSP line of credit
Prime (P) =
Rate
RRSP line of credit T+ =
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National Bank All-In-One
Prime (P) =
Rate
All-In-One P + 1.00 =
Credit interest
$0 and +
$5,000 and +
$25,000 and +
$60,000 and +
$100,000 and +
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The Virtuoso Line of credit ($500 to $4,999)
Prime (P) =
Rate
The Virtuoso Line of credit P+ =
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Personal Flex Line ($5,000 and +)
Rate
Personal Flex Line To obtain our rates*, contact a National Bank advisor in branch.
* Our rates may be adjusted depending on the client's file and on the client's authorized limit.
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Line of credit on a second home ($5,000 and +)
Prime (P) =
Rate
Line of credit secured by a first mortgage on a second home P + =
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Home Improvement Line of Credit ($5,000 and +)
Prime (P) =
Rate
Home Improvement Line of Credit P+ =
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Student Line of Credit
Prime (P) =
Rate
With guarantor P+ =
Without guarantor P+ =
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Quebec Student Loan
Prime (P) =
Class B or class E loan*
Variable rate P+ =
*Interest rate on Quebec student loans where borrower is responsible for interest (class "B" full time; class "E" part-time).
Class C loan* 1 year
Fixed rate P+ =
*Interest rate set at disbursement date and revised annually on PC loans (class "C").
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Loan of money, Contract of sale by instalment, Conditional sale contract at rate subject to change (consumer goods financing)
Terms (months) Reference Rate
12
24
36
48
60
84
120

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Personal loan secured by collateral mortgage or marine mortgage *
Terms (months) Rate
6-12
13-24
25-36
37-48
49-60

* These rates may be adjusted depending on the client's file.

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N.B.

Rates subject to change without notice.