Bank accounts

Find the package that’s right for you


Bank accounts

Find the package that’s right for you


Find the solution that suits you best

What type of account are you looking for?

Chequing account

Your daily transactions, simplified.

Learn more

Take advantage of a 4.25% interest rate *

Savings account

An everyday savings account to grow your funds.

Learn more

What is your current situation?

Select the option that best describes your needs. 


Just arriving or planning to settle in Canada.


Focusing on your studies with a limited budget.

0-17 years 

Thinking about the future but not quite 18 yet

18-24 years

Looking for services that fit your lifestyle. 

Our banking offers for professionals

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Law and business management, administration, engineering, teaching: find an offer adapted to your reality. 

See professional offers
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Healthcare professionals 

Enjoy a complete package for your banking needs.

See healthcare offers

Little details that matter

Promotion period:  

September 15, 2022 to December 13, 2022.  


Account eligible for the promotion:   

High Interest Savings Account at National Bank. Only one account is eligible.


Promotional rate offered:  

  • You will benefit from an annual interest rate of 4.25% on eligible deposits made during the promotion period. As of September 15, 2022, the regular annual interest rate in effect is 1.25%, which translates to an increase of 3%.
  • Interest is calculated at the end of each day on the account's total daily balance. It is paid monthly.  
  • If you already have a National Bank High Interest Savings Account at the start of the promotion, the promotional rate will only apply to amounts deposited starting on September 15, 2022. Amounts deposited to the account before the start of the promotion period will continue to earn interest at the regular annual interest rate in effect. 
  • After the promotion, the interest rate on the account balance will be the regular annual interest rate in effect with no bonus rate.  


Deposits eligible for the promotion:  

  • Any new deposits made to your eligible account during the promotional period, up to a maximum of $999,999.00. Deposits exceeding $999,999.00 earn interest at the regular rate.
  • Deposits originating from amounts held at another financial institution are eligible, including amounts deposited to a National Bank chequing account, then transferred to the new account less than 30 days later. 
  • Deposits originating from amounts held in a National Bank savings account, investment account or registered account are not eligible.  


Other conditions:  

  • The promotion may not be combined with any other benefit, offer or promotion.  
  • The promotion may be modified or withdrawn without notice.  


®NATIONAL BANK and the NATIONAL BANK logo are registered trademarks of National Bank of Canada. 

Legal disclaimers

® Apple Pay is a registered trademark of Apple.

1. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

2. Transactions carried out at our branches during normal business hours.

Practical details

Guide to transferring your account to National Bank

Have you just opened an account with us and you must transfer all your preauthorized transactions? Here is a guide to help you keep track of everything.


The passbook option has not been available to new clients since May 4, 2015. If you are an existing client who uses a passbook with your account, a $2.50 monthly fee is charged.


For the fees associated with our products and services, consult the Fee Guide [PDF].

Deposit Account Agreement and Personal bank holding account agreement

For more information on the terms and conditions governing your new account, consult the Deposit Account Agreement [PDF] and the Personal bank holding account agreement [PDF] 

Basic banking services

For the terms and conditions governing whether a person may open an account or cash cheques and other items from the federal government, consult our guide to Basic Banking Services [PDF].

Access to funds policy

For details of our cheque hold policy, see the Access to Funds Policy [PDF].

Coercive tied selling

To understand what coercive tied selling is and what is not allowed, consult our pamphlet What you need to know about What you need to know about prohibited conduct [PDF].

Canada Deposit Insurance Corporation

Please refer to our page about Canada Deposit Insurance Corporation (CDIC)

FCAC account selector tool

Discover the Financial Consumer Agency of Canada (FCAC)’s account selector tool to compare bank accounts.

Understanding your finances

Ready to open an account?

Talk to an advisor for personalized help.

Make an appointment

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