Open a business bank account

Find the right accounts and packages that best suit your business needs.

Photo of a woman smiling about opening a business bank account with National Bank
Photo of a woman smiling about opening a business bank account with National Bank

Our CAD, USD and other business accounts

Whether it's for your CAD operations, your international transactions or your investments, we have the account that meets your business needs.

Digital Package
Ideal for all your online transactions
Monthly fee $7

Reduce your monthly fee

$0/month with the Platinum Business Mastercard® credit card1
Unlimited electronic transactions2
Unlimited cheque deposits by ABM, mobile,3 and scanner4
12 transfers5 via Interac e-Transfer®
Hybrid Package
Ideal for all your transactions based on your needs
Monthly fee $8
6 electronic2 or assisted6 transactions per month
Unlimited cheque deposits by ABM, mobile,3 and scanner4
2 transfers5 via Interac e-Transfer®
Premium Package
Ideal for a high number of transactions
Monthly fee $95

Reduce your monthly fee

$80/month with the Platinum Business Mastercard® credit card1
$0/month with a balance of $80,000+
Unlimited electronic transactions2
100 assisted transactions6
Unlimited cheque deposits by ABM, mobile,3 and scanner4
Unlimited use of Interac e-Transfer®,5
Included deposits of $25,000 in bills and $500 in coins
USD account
Simplify your USD transactions
No foreign exchange fees
Overview of your U.S. dollar transactions with our online banking services
Transaction fees are based on your transactions*
* $8 US/month minimum if your transaction fees total less than this amount in a month.
Business Investment Account (BIA)
Access your cash while it grows
Low interest rates
Access to your money at all times
Free and unlimited deposits
Foreign currency accounts
Open an account in the currency you use the most
Available in 15 foreign currencies
Simplified international operations
Reduced risk relating to fluctuating exchange rates
Digital Package
Ideal for all your online transactions
Monthly fee $7

Reduce your monthly fee

$0/month with the Platinum Business Mastercard® credit card1
Unlimited electronic transactions2
Unlimited cheque deposits by ABM, mobile,3 and scanner4
12 transfers5 via Interac e-Transfer®
Hybrid Package
Ideal for all your transactions based on your needs
Monthly fee $8
6 electronic2 or assisted6 transactions per month
Unlimited cheque deposits by ABM, mobile,3 and scanner4
2 transfers5 via Interac e-Transfer®
Premium Package
Ideal for a high number of transactions
Monthly fee $95

Reduce your monthly fee

$80/month with the Platinum Business Mastercard® credit card1
$0/month with a balance of $80,000+
Unlimited electronic transactions2
100 assisted transactions6
Unlimited cheque deposits by ABM, mobile,3 and scanner4
Unlimited use of Interac e-Transfer®,5
Included deposits of $25,000 in bills and $500 in coins
USD account
Simplify your USD transactions
No foreign exchange fees
Overview of your U.S. dollar transactions with our online banking services
Transaction fees are based on your transactions*
* $8 US/month minimum if your transaction fees total less than this amount in a month.
Business Investment Account (BIA)
Access your cash while it grows
Low interest rates
Access to your money at all times
Free and unlimited deposits
Foreign currency accounts
Open an account in the currency you use the most
Available in 15 foreign currencies
Simplified international operations
Reduced risk relating to fluctuating exchange rates

For details on inclusions, see our full pricing guide in our PDF.

Good to know

Deposits in your business accounts are insured by the Canada Deposit Insurance Corporation (CDIC) in all currencies. Learn more about the protection offered by the CDIC.


How do I open a business account?

Choose your package and click Open an account. Complete the request by following the instructions.7

To open your account, we will need your personal information to verify your identity. We will also ask you for information about your business.

Checklist for required documents

Agreement for Business Banking 

A member of our National Bank Business Central® team will contact you within 2 business days after your request to activate your account.


How do I transfer my business account to National Bank?

Choose your package and open your account.

Download our transfer kit. It provides a step-by-step guide to make the transfer of your account easier.

 

Download the transfer kit


Even more for your business

Our online banking services

All our packages include a free subscription to our online banking services. Manage your finances from anywhere!

Our business credit cards

Use your business expenses to your advantage with our credit cards. Add the convenience of this payment method for your teams. Many cards offer additional protection on top of rewards points.

Our cyber security awareness toolkit

Is your team well-equipped to deal with phishing and other cyberattacks? In partnership with Cybereco, we've created a toolkit to help protect your business from cybercriminals.

Our partnership offers

Payment processing, legal advice, accounting, telemedicine, and more! Take advantage of our partners' special offers to make your day-to-day business easier.


We’re here for you

Tell us about your needs

Schedule a call with one of our experts for advice tailored to your reality.

Call us

Need immediate help? Contact us from Monday to Friday, 8 a.m. to 8 p.m. (ET).


The little details that matter

Duration of the promotion

From March 25 to June 30, 2025

 

Description of the promotion

Cashback of $250 following the opening of a business bank account and the addition of certain services and transactions (see below).

 

Basic eligibility conditions

  • Open a business bank account and sign up for our Digital Business Package during the promotion period.
  • Sign up for our online banking services within 60 days of opening the account.
  • Make a deposit to the account within 60 days of opening it.
     

Payment of cashback

If all terms and conditions of the promotion are met, the cashback will be paid into the new business account no later than 4 months after it is opened.

Other conditions

  • This promotion is intended for businesses that do not have a bank account at National Bank and have not had one within the past 12 months.
  • This promotion may not be combined with any other promotion applicable to business bank accounts. However, it may be combined with a promotion applicable to credit cards or an eligible promotion applicable to other business products offered by National Bank.
  • This promotion is not retroactive.
  • The new business bank account must remain in good standing for 4 months after it is opened, in accordance with the conditions set out in the Agreement for Business Banking. For example, any monthly fees on the account must be paid.
  • The business must keep the required products and services selected for at least 12 months. If this condition is not met, it will have to refund a portion of the cashback received in proportion to the term remaining.
  • The promotion may be modified, extended or cancelled at any time, without prior notice.

® Mastercard, is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

 

® NATIONAL BANK BUSINESS CENTRAL is a registered trademark of National Bank of Canada.

 

® INTERAC e-TRANSFER is a registered trademark of Interac Corp. Used under licence.

 

1. Subject to credit approval by National Bank. Certain conditions apply.

2. Electronic transactions are transactions carried out in Canadian dollars at our ABMs, a participating merchant, through our online banking services or those related to certain operations in your account. The Around-the-Clock Depository Service is no longer considered electronic transactions.

3. You must be signed up for our online banking services.

4. A compatible scanner must be purchased separately at the client’s expense.

5. To use the Interac e-Transfer® service, you must be signed up for online banking services. Funds must be transferred to a bank account held at a participating Canadian financial institution. If you exceed the transfer limit specified in your package, a service charge of $1.50 may apply when sending money by Interac e-Transfer.

6. Assisted transactions are carried out with a representative in the branch, through the Around-the-Clock Depository Service or through the issuing of a cheque.

7. To make an application for an online account, you must have online access to an active personal account at a Canadian financial institution. If so, we will identify you and begin the process of opening your online bank account. Please note, however, that we will not be able to finalize the account opening online. An expert will contact you within 1 to 2 business days to confirm your identity, assess your needs and activate your account. You will then need to visit a branch to pick up your debit card.