My home

Mortgage

Speak with a mortgage advisor at any step of the way

Make an appointment

What’s your project?

First-time home owners

Benefit from our turnkey services to purchase your first home.

Become a homeowner

Secondary property

Cottage by a lake? Ski-in ski-out condo? Simplify the purchase of your new property.

Buy a new house

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Mortgage renewal

Review your finances and pay off your mortgage faster.

Renew your mortgage

Special offers on certain terms

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Fixed rate¹

4-year

Term

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APR²

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Fixed rate¹

5-year

Term

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APR²

Find the mortgage that’s right for you

See all rates

Rate (%) as of ${p1.tauxDateJour|date:"-"}

Thinking about buying?

You could receive up to $3,000 cashback

View offer

A first step towards buying

Pre-approval

Make a serious offer and protect your interest rate by getting a pre-approval.

Get a pre-approval

Guarantees your borrowing capacity and indicates the price range of properties that are within your means

Does not commit you to taking out a loan

Protects you from an interest rate increase for 90 days

Shows sellers and real estate brokers the seriousness of the steps you’re taking

Why choose National Bank?

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Cashback

Having your mortgage with National Bank means you could benefit from up to $3,000 cashback.

See details

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Personalized service

Our mortgage advisors are there to give you advice tailored to your needs.

Make an appointment

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Accelerated payments

Pay off your mortgage faster with flexible payments or by using your credit card points.

Discover the possibilities

Do your calculations

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How much can you borrow?

Estimate the mortgage amount you could get.

Calculate my loan

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Calculate your monthly payments

Figure out how much you could repay each month based on your budget.

Calculate my payments

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Rent or buy?

Find out if it's more profitable for you to buy or rent.

Take the test

All your needs under one roof

Refinancing

Take advantage of the value of your home to fund other projects.

Mortgage transfer

Transferring your mortgage to National Bank could be profitable.

Home equity line of credit

Use the repaid amount of your mortgage to carry out new projects.

Mortgage for the self-employed

Get financing or refinancing tailored to your situation.

Mortgage loan insurance

Protect yourself and your loved ones from the repayment of your mortgage in case of unforeseen circumstances.³

Home Buyer’s Plan (HBP)

Use your RRSP for the down payment of your home.

Read our tips on buying a home

See all articles

Get your project off to a good start

Ready to get the process started?

Make a serious offer and protect your interest rate by getting a pre-approval.

Ask us your questions

Make an appointment with a mortgage advisor to discuss your project, no matter how far along you are in the process.

Make an appointment

Talk to a mortgage
advisor now

1-855-755-9533 – option 4

Little details that matter

Find an advisor

If you have any questions about buying a home, contact a mortgage advisor.

Legal disclamers

*Refers to standard rate.

** Based on a mortgage loan of $300,000:

with a 5-year closed term at a fixed rate
25-year amortization
administration fee of $5.00 per month
an appraisal fee of $330.00. The appraisal fee is subject to change and may not be required as part of the appraisal process for your mortgage application.

1. Rates may differ if amortization is more than 25 years.

2. APR as of ${p1.tauxDateJour|date:"-"}. APR means "Annual Percentage Rate" and represents the total interest and fees charged by the Bank, expressed as an annual percentage.

3. Certain restrictions apply.

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Mortgage

What’s your project?

First-time home owners

Secondary property

Mortgage renewal

Special offers on certain terms

4-year

5-year

Find the mortgage that’s right for you

Thinking about buying?

A first step towards buying

Why choose National Bank?

Do your calculations

All your needs under one roof

Refinancing

Mortgage transfer

Home equity line of credit

Mortgage for the self-employed

Mortgage loan insurance

Home Buyer’s Plan (HBP)

Read our tips on buying a home

Get your project off to a good start

Ready to get the process started?

Get pre-approved

Ask us your questions

Talk to a mortgage advisor now

Little details that matter

Talk to a mortgage
advisor now