7 steps to buying your first home
What’s your project?
First-time home owners
Benefit from our turnkey services to purchase your first home.
Special offers on certain terms
Rate (%) as of ${p1.tauxDateJour|date:"-"}
Find the mortgage that’s right for you
Build your mortgage offer
Take advantage of our mortgage solutions and you could be eligible for some savings*
*For a limited time. Please refer to the terms and conditions of each promotion.
Need advice?
Our team is here to answer all your questions.
Make an appointment
If you have any questions about your mortgage, fill out our form to receive a call from an advisor.
Find a mortgage expert in your region
Need more personalized advice? Select one of our mortgage experts to guide you through every step of your project.
You can also speak to one of our mortgage experts by calling us at 1-855-755-9533
Why choose National Bank?
Cashback
If you transfer your mortgage to National Bank and select eligible products, you may be eligible for cashback.
Personalized service
Our mortgage advisors are there to give you advice tailored to your needs.
Accelerated payments
Pay off your mortgage faster with flexible payments or by using your credit card points.
Do your calculations
How much can you borrow?
Estimate the mortgage amount you could get.
Calculate your monthly payments
Figure out how much you could repay each month based on your budget.
Rent or buy?
Find out if it's more profitable for you to buy or rent.
Calculate your renewal payments
Is your mortgage renewal approaching, and you want to calculate your budget? Learn the amount and frequency of your mortgage payments while still being able to save each month.
Pro tip!
Open an FHSA and start saving towards a down payment or other fees related to buying your first property.
All your needs under one roof
A first step towards buying
Pre-approval
Make an offer and protect your interest rate by getting a pre-approval.
- Guarantees your borrowing capacity and indicates the price range of properties that are within your means
- Doesn’t commit you to taking out a loan
- Protects you from an interest rate increase for 90 days
- Shows sellers and real estate brokers the seriousness of the steps you’re taking
Read our tips on buying a home
Getting your project off on the right foot
Ready to get the process started?
Make an offer and protect your interest rate by getting a pre-approval.
Ask us your questions
Make an appointment with one of our advisors for all your mortgage questions.
Talk to a mortgage
expert
Our mortgage experts are here to provide you with personalized advice to help you move forward with your project.
Little details that matter
*Refers to standard rate.
** Based on a mortgage loan of $350,000:
- With a 5-year closed term at a fixed rate
- A 25-year amortization
- An administration fee of $5.00 per month
- An appraisal fee of $350.00. The appraisal fee is subject to change and may not be required as part of the appraisal process for your mortgage application.
*** The variation is subject to change without notice.
1. Rates may differ if amortization is more than 25 years.
2. APR as of ${p1.tauxDateJour|date:"-"}. APR means "Annual Percentage Rate" and represents the total interest and fees charged by the Bank, expressed as an annual percentage.
3. Certain restrictions apply.
4. The special offer on the variable rate is the base rate - spread (%), and is updated monthly. The offer cannot be combined or stacked with any other offer, promotion or benefit applicable to National Bank mortgages and is not retroactive.
"Base Rate" means the annual interest rate that the Bank publicly announces from time to time as the reference rate used to establish the interest rate on Canadian dollar loans made by the Bank in Canada.