We’re here for your mortgage questions

Make an appointment 

Find an expert

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What’s your project?

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First-time home owners 

Benefit from our turnkey services to purchase your first home. 

Mortgage refinancing 

Tap into your home's equity to finance your projects.

Mortgage renewal

Review your finances and pay off your mortgage faster.

Special offers on certain terms

5 year variable rate4


Prime rate – ${p2.tauxBase|percent:"true"}***

(${p2.tac5ans|percent:"true"}** TAC2)

4 year fixed rate1



(${p1.tac4ans|percent:"true"}* APR2)

5 year fixed rate1



(${p1.tac5ans|percent:"true"}** APR2)

Find the mortgage that’s right for you

See all rates

Rate (%) as of ${p1.tauxDateJour|date:"-"}

Build your mortgage offer

Get up to $5,800* cashback by transferring your mortgage and adding eligible products and services to your mortgage loan.

Discover the offer

* For a limited time. Please refer to the terms and conditions of each promotion.

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Need advice?

Our team is here to answer all your questions.

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Make an appointment

If you have any questions about your mortgage, fill out our form to receive a call from an advisor.

Request an appointment

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Find a mortgage expert in your region

Need more personalized advice? Select one of our mortgage experts to guide you through every step of your project.

Choose an expert

You can also speak to one of our mortgage experts by calling us at 1-855-755-9533, option 6

Why choose National Bank?

Up to $3,000 cashback 5,700 cashback Up to
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Get up to $5,700 cashback by transferring your mortgage and adding eligible products and services to your mortgage loan.

Views details

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Personalized service

Our mortgage advisors are there to give you advice tailored to your needs.

Make an appointment

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Accelerated payments

Pay off your mortgage faster with flexible payments or by using your credit card points.

Discover the possibilities

Do your calculations

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How much can you borrow?

Estimate the mortgage amount you could get. 

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Calculate your monthly payments

Figure out how much you could repay each month based on your budget.

Calculate my payments

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Rent or buy?

Find out if it's more profitable for you to buy or rent.

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Pro tip!

Open an FHSA and start saving towards a down payment or other fees related to buying your first property.

All your needs under one roof

Take advantage of the value of your home to fund other projects.


Transferring your mortgage to National Bank could be profitable.

Use the repaid amount of your mortgage to carry out new projects.

Get financing or refinancing tailored to your situation.


Protect yourself and your loved ones from the repayment of your mortgage in case of unforeseen circumstances.3

Use your RRSP for the down payment of your home.

A first step towards buying

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Make an offer and protect your interest rate by getting a pre-approval.

Get a pre-approval

  • Guarantees your borrowing capacity and indicates the price range of properties that are within your means
  • Doesn’t commit you to taking out a loan
  • Protects you from an interest rate increase for 90 days
  • Shows sellers and real estate brokers the seriousness of the steps you’re taking

Read our tips on buying a home

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Getting your project off on the right foot 

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Ready to get the process started?

Make an offer and protect your interest rate by getting a pre-approval.

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Ask us your questions

Make an appointment with one of our advisors for all your mortgage questions.

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Talk to a mortgage

Our mortgage experts are here to provide you with personalized advice to help you move forward with your project.

Little details that matter

*Refers to standard rate. 

** Based on a mortgage loan of $350,000:

  • With a 5-year closed term at a fixed rate
  • A 25-year amortization 
  • An administration fee of $5.00 per month 
  • An appraisal fee of $350.00. The appraisal fee is subject to change and may not be required as part of the appraisal process for your mortgage application. 

*** The variation is subject to change without notice.

1. Rates may differ if amortization is more than 25 years. 

2. APR as of ${p1.tauxDateJour|date:"-"}. APR means "Annual Percentage Rate" and represents the total interest and fees charged by the Bank, expressed as an annual percentage.  

3. Certain restrictions apply.

4. The special offer on the variable rate is the base rate - spread (%), and is updated monthly. The offer cannot be combined or stacked with any other offer, promotion or benefit applicable to National Bank mortgages and is not retroactive. 

"Base Rate" means the annual interest rate that the Bank publicly announces from time to time as the reference rate used to establish the interest rate on Canadian dollar loans made by the Bank in Canada.