Prices and performance
1. National Bank Mutual Funds (the "Funds") are offered by National Bank Investments Inc., a wholly owned subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with investments in a Fund. Please read the Fund prospectus before investing. The Funds’ securities are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer. The Funds are not guaranteed, their values change frequently and past performance may not be repeated.
2. NBI Private Wealth Management is a service offered by National Bank Investments Inc., a subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and other expenses all may be associated with investing in an investment fund and using an asset allocation service (such as NBI Private Wealth Management). Please read the prospectus of the NBI Private Portfolios in each NBI Private Wealth Management profile before making an investment. The Funds are not guaranteed, their values change frequently and past performance may not be repeated. There can be no assurances that the full amount of the investment in a fund will be returned. Investors must enter into an agreement with National Bank Investments Inc., which retains the services of National Bank Trust Inc. (for all activity in Quebec, Prince Edward Island, Saskatchewan and New Brunswick) or Natcan Trust Company (for all activity in other Canadian provinces and territories), subsidiaries of National Bank of Canada acting as portfolio managers, giving them the authority to select, add or remove NBI Private Portfolios in NBI Private Wealth Management profiles.
1. THE CONTEST
National Bank of Canada is the organizer of the "Contribute and you could win $1,000" contest. The contest is held in Canada from December 15, 2020 to March 1, 2021 at 11:59 p.m. ET.
2. WHO CAN ENTER?
You can enter the contest if:
This contest is not open to employees, mandataries or representatives of the contest organizer or its subsidiaries, advertising and promotion agencies, suppliers of materials and services related to the contest, members of their respective immediate family (brothers, sisters, children, father, mother), common-law or legal spouses or any persons residing with these employees, mandataries or representatives.
3. HOW TO ENTER
During the contest period, you can enter the contest in one of the following ways:
3.1. By contributing
3.1.1 You can obtain one (1) contest entry by making a single contribution to a non-registered account, an RRSP, a TFSA* or an RESP offered by the National Bank of Canada during the contest period, from December 15, 2020 to March 1, 2021, regardless of the number of single contributions made.
3.1.2 You can obtain two (2) contest entries by setting up a recurring contribution ("systematic savings") of a minimum of CAD$25 on a weekly, every two (2) weeks or monthly basis in an eligible investment account (a non-registered account, an RRSP, a TFSA* or an RESP) offered by the National Bank of Canada. You must keep this recurring contribution for a minimum of six (6) months after the date of your first contribution, which must be made during the contest period, from December 15, 2020 to March 1, 2021. If you are already subscribed to a systematic savings of a minimum of CAD$25 on a weekly, every two (2) weeks or monthly basis in an eligible investment account (a non-registered account, an RRSP, a TFSA* or an RESP) offered by the National Bank of Canada before December 15, 2020, you must keep it for a minimum of six (6) months from December 15, 2020.
Subject to your compliance with these contest rules, we will use the personal information provided to us (first and last name, telephone number [including area code], street address [including postal code] and email address). This information will be entered in the database used for the contest in order to grant you a contest entry.
*Please note that your TFSA account must have a minimum of $1,000 in order to contribute.
3.2. No purchase necessary
You may enter the contest without making a single contribution or setting up a recurring contribution.
To enter the contest this way, you must:
In the subject line of the email, write: Contest "Contribute and you could win $1,000"
When we receive your email with all the required characteristics, we will enter the personal information you provided to us (first and last name, telephone number [including area code], street address [including postal code], and email address) in the database we use for the contest. You will obtain one (1) contest entry.
The entries thus obtained are subject to the same eligibility criteria applicable as those obtained by making a single contribution.
4. CONTEST ENTRY LIMITS
By contributing (3.1) there is a limit of two (2) contest entries per person, during the contest period. By entering without a purchase (3.2), there is a limit of one (1) contest entry per person, during the contest period.
A total of twenty (20) CAD$1,000 prizes are available to be won during the contest.
If you are one of our clients, we will award you the prize in the form of a deposit in your National Bank of Canada chequing account. The prize cannot be deposited in a joint account, a TFSA or an RRSP. You can then transfer the prize amount to your TFSA or your RRSP subsequently.
If you do not have a bank account with the National Bank of Canada when the prize is awarded, you will receive the prize in the form of a cheque in your name.
The draw will be held on September 20, 2021 at 11:00 a.m., at our offices located at:
National Bank of Canada
600 De La Gauchetière West, 19th Floor
Montreal, Quebec H3B 4L2
We will randomly draw twenty (20) eligible entries. The draw will be held from all eligible entries received and registered during the contest period.
7. ODDS OF WINNING
The odds that your entry will be randomly selected depend on the number of eligible entries received and registered during the contest period.
8. CONDITIONS FOR PARTICIPANTS SELECTED
8.1. Your contest entry may be selected during the draw. However, before being declared a winner, you must:
8.2. By signing the declaration form, you agree to the following:
8.3. Within 10 days of receiving your declaration form, we will contact you again with information about how you will receive your prize.
8.4. If you do not meet these conditions, or any other condition outlined in the contest rules, you will be disqualified. If time permits, we may select another entry until a winner is declared. Unclaimed prizes may be withdrawn.
9. CONDITIONS FOR ALL PARTICIPANTS
9.1. For residents of Quebec, all of our decisions regarding this contest are final and without appeal, subject to any decision by the Régie des alcools, des courses et des jeux du Québec on any matter over which it has jurisdiction.
9.2. You also release our subsidiaries, advertising and promotional agencies, suppliers of materials and services related to this contest as well as our employees, agents and representatives from any liability related to:
9.3. We in no way guarantee that the contest website will be accessible or functional without interruption during the entire contest period or that it will be free of error.
9.4. During the contest period, our computer system may not be able to register all entries submitted. The winner will be selected from entries that were registered only. Entry in the contest may be ended prior to the date set out in these contest rules. In this case, a winner can be selected from the entries received and registered prior to the event date that ended participation in the contest.
9.5. No-purchase email entries and waiver forms are our property. They will not be returned to you.
9.6. We will not contact you about the contest except as described in the contest rules or at our discretion.
9.7. For residents of Quebec, any dispute with respect to the conduct or organization of a publicity contest may be submitted to the Régie des alcools, des courses et des jeux du Québec for a ruling. Any dispute with respect to the awarding of a prize may be submitted to the Régie solely for the purpose of helping the parties reach a settlement.
9.8. Some of your personal information will be used for the purposes of the contest. By entering the contest, you agree to the use of your personal information at the time you enter the contest or receive a prize.
10. OUR RECOURSE
10.1. We may verify eligible entries, no purchase entries and waivers. We may reject entries, no purchase entries, and waivers if they are incomplete, fraudulent, late, or for any other reason. The entries and waivers thus rejected are not valid and do not entitle participants to a prize.
10.2. We reserve the right to disqualify or cancel any of your entries if you participate or attempt to participate in a manner contrary to these contest rules or that is unfair to the other participants (e.g., hacking, submitting more entries than the permitted number, etc.). We may forward your case to the competent legal authorities.
10.3. Any attempt to deliberately sabotage any website related to the contest or to hamper the legitimate conduct of the contest is a violation of civil and criminal law. In the event of such an attempt, we reserve the right to reject your entry and seek recourse under the law.
10.4. Subject to approval, if required, from the Régie des alcools, des courses et des jeux du Québec, for residents of Quebec, we reserve the right at all times, at our sole discretion, to cancel, terminate, modify or suspend this contest, in whole or in part, if any event or human intervention occurs that could corrupt or affect the administration, security, impartiality or conduct of the contest. Under no circumstances will we be required to award more prizes than provided or to award prizes otherwise than in accordance with these rules.
11. INTERPRETATION OF THE CONTEST RULES
11.1. The participant is defined by these rules as the person identified when the contribution is made or in the participation email without purchase, as applicable. The prize will be remitted to that person, if they are selected and declared the winner.
11.2. In the event that one of the provisions of these rules were to be declared unlawful, inapplicable or invalid by a court of competent jurisdiction, this provision will be deemed invalid. However, the provisions that are unaffected by this judgment will remain in effect.
11.3. In the case of discrepancies between the English and French versions of the contest rules, the French version will be considered correct.