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  All-In-One Banking



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Home > Mortgage solutions > What we offer > All-In-One Banking > Finance other projects using your home equity
 

All-In-One Banking

Description

Advantages

How it works

Examples

Rates and Fees
Contenu de l'Onglet "Description"

National Bank All-In-One BankingTM1 is an innovative product that was named 2009's best financing solution by Canadian Mortgage Trends for the second year in a row. 

Obtain additional financing by reborrowing the principal repaid on your mortgage, without ever having to submit another credit application to the Bank.

As you gradually pay off your balance, the repaid principal is made available so you can carry out other projects.
The All-In-One Banking is a home equity line of credit that you can use to:
Emergency funds
Renovations
Travel
Paying off your credit card debts
Etc.
Many banking transactions are free of charge (save approximately $147 per year)*.
See banking fees chart
Pay less interest by consolidating all your financing.
See interest savings chart
*Based on the annual cost of the National Bank AccessPlus banking package.
As you gradually pay off your balance, the repaid principal is made available so you can carry out other projects.
- Financing up to 80% of the value of your home
- One of the lowest rates on the market


These are the main advantages of using your All-In-One Banking to finance your projects:

  • One advantageous rate for all your projects
  • Option of having multiple accounts and managing each one separately
  • Option of integrating your other National Bank accounts
  • Monthly consolidated account statement
Compare the advantages of All-In-One Banking versus a traditional mortgage loan.

1 Subject to National Bank credit approval. Certain conditions apply.
TM National Bank All-In-One is a trademark of National Bank of Canada.
Contenu de l'Onglet "Avantages"
Contenu de l'Onglet "Fonctionnement"
Contenu de l'Onglet "Exemples"

Example

The All-In-One Banking is a financing solution that can be adapted to every project in your life
See the various ways you can use the
All-In-One Banking

The All-In-One Banking makes you save on interest
See interest savings chart
Compare the advantages of All-In-One Banking
Contenu de l'Onglet "Taux"
Contenu de la Bulle "Taux les plus bas"
Interest rate for the All-In-One (line of credit)

As at : % + 1%

This is a variable rate that corresponds to the prime rate + 1%, representing one of the lowest rates on the market.

The prime rate is the annual variable interest rate published by National Bank from time to time and used by the Bank to determine the interest rates on demand loans granted by it in Canadian dollars in Canada.

Fees for the All-In-One (fees for regrouped accounts)
  • Main account: No charge or $2.50/month if the financing exceeds 80% of the value of the property
  • Additional accounts: $2.50/month/account
  • Account for a mortgage loan integrated into the All-In-One: No charge
  • You are responsible for the property appraisal fees and any legal fees.
Complete a pre-approval or a mortgage application form

Meet with a Mortgage Development Manager at your home
Contact us
Branches
Telephone
514-394-5555
1-888-4-TelNat

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