Use Home Equity to Finance Projects - National Bank of Canada

All-In-One Banking

All-In-One Banking

Renew or transfer your mortgage

Use Home Equity to Finance Projects

PERSONAL

Housing

The ABCs of Mortgage Financing

Tools

My Mortgage Payments

My Borrowing Capacity

Calculate Your Monthly Payments

My Savings on Interest

Home > Mortgage Solutions > What We Offer > All-In-One Banking > Use Home Equity to Finance Projects

Printer friendly

View Description

Rates and Fees

Contenu de l'Onglet "Description"

National Bank All-In-One Banking^TM1 is a financing solution that has twice been named "Mortgage of the Year" by Canadian Mortgage Trends.

As you gradually pay off the loan balance, the repaid principal is made available to finance other projects...without you having to submit another credit application.

All-In-One Banking is a home equity line of credit. Here's how it works:

	Emergency fund
	Renovations
	Travel
	Pay off credit card debt
	Etc.

Many banking transactions are free of charge (you save around $147 per year)*.


	See banking fees chart

Pay less interest by consolidating all your financing.


	See interest savings chart

*Based on the annual cost of the National Bank AccessPlus banking package.

As you pay off the loan, the repaid principal becomes available to finance other projects.

-	Use up to 80% of the value of your home to obtain financing
-	One of the lowest rates on the market

These are the main advantages of using All-In-One Banking to finance your projects:

one great rate for all your projects.
have multiple accounts and manage each one separately.
or integrate all your National Bank accounts if you prefer.
monthly consolidated account statement.

Compare the advantages of All-In-One Banking to a traditional mortgage loan.

¹ Subject to National Bank credit approval. Certain conditions apply.
^TM National Bank All-In-One is a trademark of National Bank of Canada.

Contenu de l'Onglet "Avantages"

Contenu de l'Onglet "Fonctionnement"

Contenu de l'Onglet "Exemples"

Example

All-In-One Banking is a financing solution that can be adapted to every project in your life

See the various ways you can use the
All-In-One Banking

All-In-One Banking helps you save on interest charges


	See interest savings chart

	Compare the advantages of All-In-One Banking

Contenu de l'Onglet "Taux"

Contenu de la Bulle "Taux les plus bas"

Interest rate for the All-In-One (line of credit)

As at : % + 1%

The rate is prime + 1% which is variable, but it's one of the lowest rates on the market.

The prime rate is the annual variable interest rate published by National Bank from time to time and used by the Bank to determine the interest rates on demand loans it grants in Canadian dollars in Canada.

All-In-One Account Fees:

Main account: no charge ($2.50/month if financing exceeds 80% of property value)
Additional accounts: $2.50/month/account
Mortgage loan integrated into an All-In-One account: no charge
You are responsible for the property appraisal fees and any legal fees.


	Complete a pre-approval or a mortgage application form.

	Meet with a Mortgage Development Manager in your home.

	Contact us

	Branches

	Telephone 514-394-5555 1-888-4-TelNat

Description

Advantages

How it works

Examples

Rates and Fees