tfsa Tax-Free Savings Account (TFSA)


View What is
a TFSA?
View Who is eligible
for a TFSA?
View TFSA - RRSP
Comparison
View Frequently Asked
Questions
You have two options:
TFSA with Guaranteed Investment Certificates
(GICs)
Self-Directed TFSA
National Bank Mutual Funds, Stocks,
GICs, Bonds, etc.
(from National Bank Direct Brokerage)
Contenu de : "Certificats de placement garanti"
Quick Contribution
TFSA - Cash Balance

Type Guaranteed-capital
Investment horizon No fixed term, transferable at any time
Risk level
Minimum investment N/A
Return* (%) %
  • Enjoy substantial leeway (funds can be transferred at any time into the investment solution that best meets your needs).
  • No administration fees.
  • To know the charges related to a TFSA, please consult the brochure to this purpose, being: Fees - Your Guide to Personal banking Solutions, section "Registered Plans".
  • To know our process of notification of charge increases or the introduction of new fees, please consult the brochure to this purpose, being : General Information and Agreement, section "Notice of Changes to Fees Listed in Your Guide to Personal Banking Solutions".
  • To know our process in dealing with complaints relating to the processing of charges for a TFSA product, please click here.
  • To be able to contribute, you need a National Bank account. To open an account, please visit one of our branches.

* Rate subject to change without notice.

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Non-Redeemable GIC RRSP and non-registered versions also available

Type Guaranteed-capital
Investment horizon 6 months to 5 years
Risk level
Minimum investment

$500

Return (%)

Term

Rate

Interest

6 months

%

Simple

1 year

%

Simple

18 months

%

Simple
Compounded

2 years

%

Simple
Compounded

3 years

%

Simple
Compounded

4 years

%

Simple
Compounded

5 years

%

Simple
Compounded

  • Interest rate is fixed for the entire term.
  • Interest paid annually or at maturity date.
  • Non-transferable.
  • Product eligible for deposit insurance from Canada Deposit Insurance Corporation (CDIC).
  • To know the charges related to a TFSA, please consult the brochure to this purpose, being: Fees - Your Guide to Personal banking Solutions, section "Registered Plans".
  • To know our process of notification of charge increases or the introduction of new fees, please consult the brochure to this purpose, being : General Information and Agreement, section "Notice of Changes to Fees Listed in Your Guide to Personal Banking Solutions".
  • To know our process in dealing with complaints relating to the processing of charges for a TFSA product, please click here.
  • To be able to contribute, you need a National Bank account. To open an account, please visit one of our branches.
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Redeemable GIC Non-registered version also available

Type Guaranteed-capital
Investment horizon 1 year to 5 years
Risk level
Minimum investment

$500

Return (%)

Term

Rate

Simple interest

1 year

%

2 years

%

3 years

%

4 years

%

5 years

%

  • Interest rate is fixed for the entire term.
  • Interest paid annually.
  • Non-transferable.
  • Product eligible for deposit insurance from Canada Deposit Insurance Corporation (CDIC).
  • To know the charges related to a TFSA, please consult the brochure to this purpose, being: Fees - Your Guide to Personal banking Solutions, section "Registered Plans".
  • To know our process of notification of charge increases or the introduction of new fees, please consult the brochure to this purpose, being : General Information and Agreement, section "Notice of Changes to Fees Listed in Your Guide to Personal Banking Solutions".
  • To know our process in dealing with complaints relating to the processing of charges for a TFSA product, please click here.
  • To be able to contribute, you need a National Bank account. To open an account, please visit one of our branches.
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Non-redeemable irregular term GIC

Type Guaranteed-capital
Investment horizon 15 months to 58 months
Risk level
Minimum investment

$1,000

Return (%)

Term

Rate

Interest

15 months

%

Simple
Compounded

20 months

%

Simple
Compounded

37 months

%

Simple
Compounded

51 months

%

Simple
Compounded

58 months

%

Simple
Compounded

  • Interest rate fixed for the entire term.
  • Interest paid annually or at maturity date.
  • Non-transferable.
  • Product eligible for deposit insurance from Canada Deposit Insurance Corporation (CDIC).
  • To know the charges related to a TFSA, please consult the brochure to this purpose, being: Fees - Your Guide to Personal banking Solutions, section "Registered Plans".
  • To know our process of notification of charge increases or the introduction of new fees, please consult the brochure to this purpose, being : General Information and Agreement, section "Notice of Changes to Fees Listed in Your Guide to Personal Banking Solutions".
  • To know our process in dealing with complaints relating to the processing of charges for a TFSA product, please click here.
  • To be able to contribute, you need a National Bank account. To open an account, please visit one of our branches.

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Non-Redeemable Escalarater GIC RRSP and non-registered versions also available

Investment horizon

3 years

5 years

Type

Guaranteed-capital

Guaranteed-capital

Risk level

Minimum investment

$500

$500

Average rate

%

%

Return (%)

Term

Rate

Term

Rate

1st year

%

2nd year

%

3rd year

%

1st year

%

2nd year

%

3rd year

%

4th year

%

5th year

%

  • The interest rate increases each year.
  • Stable, predictable income.
  • Available with compounded-interest only.
  • Non-transferable and non-redeemable until maturity.
  • Not available in redeemable version.
  • Product eligible for deposit insurance offered by Canada Deposit Insurance Corporation (CDIC).
  • To know the charges related to a TFSA, please consult the brochure to this purpose, being: Fees - Your Guide to Personal banking Solutions, section "Registered Plans".
  • To know our process of notification of charge increases or the introduction of new fees, please consult the brochure to this purpose, being : General Information and Agreement, section "Notice of Changes to Fees Listed in Your Guide to Personal Banking Solutions".
  • To know our process in dealing with complaints relating to the processing of charges for a TFSA product, please click here.
  • To be able to contribute, you need a National Bank account. To open an account, please visit one of our branches.
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Variable-yield GICs RRSP and non-registered versions also available

Please visit one of our branches or contact our National Bank Securities Advisory Service at 1 888 270-3941 or 514 871-2082.
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Contenu de : "Compte CELI autogéré "
With a Self-Directed TFSA account:
  • you can have a wide variety of investments,
  • equities, GICs, bonds, National Bank mutual funds, and other investments are eligible under the Income Tax Act.