Type	Guaranteed-capital
Investment horizon	No fixed term, transferable at any time
Risk level
Minimum investment	N/A
Return* (%)	%

• Enjoy substantial leeway (funds can be transferred at any time into the investment solution that best meets your needs).
• No administration fees.
• To know the charges related to a TFSA, please consult the brochure to this purpose, being: Fees - Your Guide to Personal banking Solutions, section "Registered Plans".
• To know our process of notification of charge increases or the introduction of new fees, please consult the brochure to this purpose, being : General Information and Agreement, section "Notice of Changes to Fees Listed in Your Guide to Personal Banking Solutions".
• To know our process in dealing with complaints relating to the processing of charges for a TFSA product, please click here.
• To be able to contribute, you need a National Bank account. To open an account, please visit one of our branches.

* Rate subject to change without notice.

Type	Guaranteed-capital
Investment horizon	6 months to 5 years
Risk level
Minimum investment	$500
Return (%)	Term	Rate	Interest
	6 months % Simple 1 year % Simple 18 months % Simple Compounded 2 years % Simple Compounded 3 years % Simple Compounded 4 years % Simple Compounded 5 years % Simple Compounded

• Interest rate is fixed for the entire term.
• Interest paid annually or at maturity date.
• Non-transferable.
• Product eligible for deposit insurance from Canada Deposit Insurance Corporation (CDIC).
• To know the charges related to a TFSA, please consult the brochure to this purpose, being: Fees - Your Guide to Personal banking Solutions, section "Registered Plans".
• To know our process of notification of charge increases or the introduction of new fees, please consult the brochure to this purpose, being : General Information and Agreement, section "Notice of Changes to Fees Listed in Your Guide to Personal Banking Solutions".
• To know our process in dealing with complaints relating to the processing of charges for a TFSA product, please click here.
• To be able to contribute, you need a National Bank account. To open an account, please visit one of our branches.

Type	Guaranteed-capital
Investment horizon	1 year to 5 years
Risk level
Minimum investment	$500
Return (%)	Term	Rate	Simple interest
	1 year % 2 years % 3 years % 4 years % 5 years %

• Interest rate is fixed for the entire term.
• Interest paid annually.
• Non-transferable.
• Product eligible for deposit insurance from Canada Deposit Insurance Corporation (CDIC).
• To know the charges related to a TFSA, please consult the brochure to this purpose, being: Fees - Your Guide to Personal banking Solutions, section "Registered Plans".
• To know our process of notification of charge increases or the introduction of new fees, please consult the brochure to this purpose, being : General Information and Agreement, section "Notice of Changes to Fees Listed in Your Guide to Personal Banking Solutions".
• To know our process in dealing with complaints relating to the processing of charges for a TFSA product, please click here.
• To be able to contribute, you need a National Bank account. To open an account, please visit one of our branches.

Type	Guaranteed-capital
Investment horizon	14 months to 51 months
Risk level
Minimum investment	$1,000
Return (%)	Term	Rate	Interest
	14 months % Simple Compounded 19 months % Simple Compounded 34 months % Simple Compounded 51 months % Simple Compounded

• Interest rate fixed for the entire term.
• Interest paid annually or at maturity date.
• Non-transferable.
• Product eligible for deposit insurance from Canada Deposit Insurance Corporation (CDIC).
• To know the charges related to a TFSA, please consult the brochure to this purpose, being: Fees - Your Guide to Personal banking Solutions, section "Registered Plans".
• To know our process of notification of charge increases or the introduction of new fees, please consult the brochure to this purpose, being : General Information and Agreement, section "Notice of Changes to Fees Listed in Your Guide to Personal Banking Solutions".
• To know our process in dealing with complaints relating to the processing of charges for a TFSA product, please click here.
• To be able to contribute, you need a National Bank account. To open an account, please visit one of our branches.

• The interest rate increases each year.
• Stable, predictable income.
• Available with compounded-interest only.
• Non-transferable and non-redeemable until maturity.
• Not available in redeemable version.
• Product eligible for deposit insurance offered by Canada Deposit Insurance Corporation (CDIC).
• To know the charges related to a TFSA, please consult the brochure to this purpose, being: Fees - Your Guide to Personal banking Solutions, section "Registered Plans".
• To know our process of notification of charge increases or the introduction of new fees, please consult the brochure to this purpose, being : General Information and Agreement, section "Notice of Changes to Fees Listed in Your Guide to Personal Banking Solutions".
• To know our process in dealing with complaints relating to the processing of charges for a TFSA product, please click here.
• To be able to contribute, you need a National Bank account. To open an account, please visit one of our branches.