^TM MasterCard is a trademark of MasterCard International Inc. Authorized user: National Bank of Canada.
¹ Financing subject to credit approval by National Bank. Limited-time offer. Limit of one cashback per mortgage loan. The cashback will be granted in the form of credit to the client’s National Bank account or through a bank draft, after the mortgage loan is disbursed. If the loan is paid back in full, refinanced or renegotiated before the expiry date, a portion of the cashback, prorated to the effective term of the loan, must be reimbursed. Financing must be for a residential dwelling with 1 to 4 units. For an All-In-One with integrated mortgage loan or Multi-Choice Mortgage, the cashback is calculated on the 5-year fixed-rate portion of the loan. These mortgage offers cannot be combined with any other offer, promotion or advantage at National Bank, except the free AccessPlus banking package for six months (for individuals who do not have banking packages at National Bank) and the MasterCard promotion with an introductory rate on balance transfers and cash advances (for individuals who do not have a National Bank MasterCard). Employees of National Bank, its subsidiaries and affiliates are not eligible for these offers. National Bank reserves the right to end the promotion at any time without notice. Complete details and conditions are available in branches.
² This offer applies to anyone who does not have a banking package at National Bank (for a new or existing account). The monthly fee exemption on the package will apply when signing up for the AccessPlus package. Once the exemption period is over, the current pricing will apply. Details are available in branches.
³ Subject to credit approval by National Bank. Offer valid until April 30, 2010. This offer applies to anyone who does not have a National Bank MasterCard. The promotional rate applies only to balance transfers and cash advances during the first six (6) monthly billing periods covered by the MasterCard statement (i.e., approximately six (6) months after the date the card is issued). After this period, all balance transfers and cash advances will be subject to the regular annual interest rate in effect for the chosen card. The promotional rate may be revoked if your account is not in order. Accordingly, please refer to the conditions governing the use of the National Bank of Canada MasterCard. No interest will be charged on purchases made during the month provided the client pays his balance in full within 21 days following the date of the statement. This grace period does not apply to cash advances or balance transfers. The minimum payment to be made to the Bank every period will be equal to 3% of the unpaid balance indicated on the monthly statement or a minimum of $10, whichever amount is higher (or the new unpaid balance if it is lower than $10). A statement of account is sent on a monthly basis.
Examples of credit charges calculated for a 30-day period based on the rate in effect as at February 22, 2010:

	Average balance
Annual interest rate	500 $	3 000 $
19,5%	8,01 $	48,08 $