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| Additional card |
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| Rewards plan |
Yes (more information) |
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| Minimum credit limit |
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Generous rewards plan
Each time you use your OVATION Gold MasterCardard to make purchases, you automatically earn points that can be redeemed for rewards!
For each dollar spent, you earn 1.25 points.
Earn points faster!
- Use your credit card to pay for your day-to-day expenses such as groceries, gas, bills, etc.
- Ask for an additional cards for your spouse or anyone else. The purchases made on additional cards will be added to yours and so are the points!
You can then redeem your points for a multitude of brand-name merchandise, gift certificates, activities, travel discounts and much more.
Exchange your points
Redeem your points for gifts, brand-name merchandise, travel rebates and more by choosing from a selection of 250 rewards. You can even use your points for banking products!

Save on banking products and services*
The OVATION Gold MasterCard comes with valuable banking privileges. These privileges are offered only to the main OVATION Gold cardholder. However, additional cardholders who already benefit from a discount on a safety deposit box rental, will continue to benefit from that privilege.
- An automatic 50% discount** on all banking packages as well as the ClickStudent banking program, up to $5 per month.
Click here to see how you can save
- No monthly fees on the Perspective banking program (clients aged 60 and over)
- 200 free personalized cheques per year (basic model)
- A 50% discount on the rental of a safety deposit box.

Enjoy an extensive insurance and assistance program
Travel insurance
20% reduction, up to $200, on the regular rate for any travel insurance you buy through Quebec Blue Cross TM for a trip of 30 days or less if payment is made with your OVATION Gold MasterCard.
Vehicle rental insurance
- Liability coverage in case of collision, theft or damage to a rented vehicle, charged to your OVATION Gold MasterCard, for a rental period of 31 days or less.
- Coverage of up to $2,000 during the vehicle rental period against loss, theft or damage to your personal effects.
Common carrier travel/accident insurance2
- Accident insurance of up to $500,000 in the event of death or dismemberment while aboard a common carrier if you paid for the tickets with your OVATION Gold MasterCard.
Medical, general and legal assistance3
- In case of a medical, administrative or legal problem, you can get help anywhere in the world, 24 hours a day, by calling a toll-free number
- You will be referred to a legal advisor in the event of an emergency, even if you are abroad.
- If necessary, bail and legal fees can be paid by means of a cash advance from your credit card

More than just a card: protection4 you can count on
- MasterCard's Zero Liability5
Protects you against all liability if unauthorized purchases are made with your credit card. This coverage extends to purchases made in a store, over the telephone or online.
- Purchase insurance
Provides coverage in case of theft or damage for a period of 180 days following the date of purchase.
- Extended warranty
Triples the original warranty period, up to a maximum of two additional years.

Reduced interest rate1
For only a year, you'll benefit from a preferential interest rate on your purchases, cash advances and balance transfers.
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Reduced rate |
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| Balance transfers and cash advances |
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For more information, click here for details or call 514-394-1427 or 1-888-9MY CARD.

Insurance certificate
1 Subject to credit approval by National Bank.
2 Underwritten by National Bank Life Insurance.
3 Services offered and insured by Canassurance, a subsidiary of Blue Cross.
4 Certain conditions and restrictions apply. Consult the documents available in branches for more details.
5 Certain conditions and restrictions apply. Visit www.mastercard.ca for more information.
* Calculation based on average use of banking services at National Bank.
** The discount represents a privilege granted to main OVATION Gold cardholders who have an eligible National Bank banking program or package issued in their name. The discount can only be granted if the OVATION Gold account is in good standing at the time of the monthly bank account billing. The 50% discount does not apply to financial programs, which already feature preferencial pricing. Eligible packages and programs which already feature a fee exemption (because of a compensating balance for example), or special or negotiated pricing, do not qualify for the 50% discount. Only one monthly discount will be applied per eligible package or banking program. However, a customer having more than one eligible banking package or program will get a discount on each one. Cardholders who are 60 and over are currently entitled to a monthly $5 discount on the Virtuoso and AccessPlus packages. As main OVATION Gold cardholders, they qualify for an additional 50% discount on the reduced monthly fees applied to these two packages, to a maximum of $5 per month.
A minimum 12-month rental is required. See your branch for more information.
Consult the credit card's terms and conditions »
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