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World Elite mastercard

OFFER

World Elite Mastercard

The premium card for world travellers

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Gross annual income $80,000 for applicant or $150,000 for household*

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per dollar spent1

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Annual fee

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Purchase rate

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Interest rate (balance transfers and cash advances)2-3

For a limited time:

Enroll, receive, receive.

Get up to $480 cashback in the first year, on top of your eligible credit card's benefits.

Offer valid for new cardholders. Minimum monthly purchase required.

Learn more

Benefits of the ${p1.nomProduit}

Access to the VIP Lounge at the airport

Access to the VIP Lounge at the airport

Relax in style at the National Bank Lounge at Montréal-Trudeau Airport and enjoy drinks, snacks, Wi-Fi and much more!4

Travel extras

Travel extras

Get a refund of up to $250 per year on seat selection, airport parking and baggage fees.5-6

Travel agency

Travel agency

Get more for your points when you redeem them for travel rewards. Call 1-800-561-3653 for information.

Travel deals

Travel deals

Visit the À la carte RewardsTM site to claim any eligible expenses for travel not booked through our online travel agency.

Comprehensive travel insurance

Comprehensive travel insurance

Enjoy up to 60 days' coverage with our travel, trip cancellation/interruption, baggage loss and car rental insurance.7

Contactless payments

Contactless payments

Spend less time at checkout with Tap & Go® technology! Just tap your card on the reader and you're on your way.

Purchase protection

Purchase protection

Protect your new purchases from loss, theft or damage for up to 180 days after the date of purchase.7

Extended warranty

Extended warranty

Get up to triple the manufacturer's warranty for most items purchased using your credit card.7

Secure online purchases

Secure online purchases

Protect your credit card information by creating a Mastercard SecureCode® for online purchases.

Fraud protection

Fraud protection

Benefit from Mastercard's Zero Liability policy9—you won't be liable for unauthorized transactions completed with your card.

24/7 concierge service

24/7 concierge service

Our dedicated concierge service is just a phone call away, whether you need to book a hotel, have flowers delivered or make reservations at the hottest restaurant in town.

Dedicated online store

Dedicated online store

Redeem your points at our online store where we offer a wide range of rewards from top brands.

Pay with points

Pay with points

Invest in a financial product or pay your mortgage with your rewards points thanks to our À la carte Extras program®.

How to take advantage of your rewards?

  

step 1

Apply for your card

To be eligible you need to:

  • Have a gross annual individual income of at least $80,000 (applicant), an annual household income of at least $150,000, at least $400,000 in assets or at least $25,000 (existing clients only) in purchases on your card per year. 

*See all criteria

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Not sure yet? Compare cards

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Couple on holidays in Greece

  

step 2

Earn points

By charging just $5,000 a month to your card, you can get up to 100,000 rewards points per year and earn up to $900 in travel discounts.

  

step 3

Redeem your points

Ready to get started?

Shop rewards

Is this your first visit?

Create an account

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Not sure yet?

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Pack your bags! Completing an application takes just a few minutes.

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Little details that matter

Eligibility criteria

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You aren't eligible? Discover the World Credit Card or the Platinum credit card.

Annual fee and interest rate

Annual fee2

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Annual fee for additional card

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Purchase rate

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Balance transfer and cash advance rate2-3

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Minimum credit limit8

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Rewards plan

Number of points per $ spent1

Earn up to 2 points per dollar spent, based on your
net spending over a 12-month period starting on the date you open the account:

  • $0 to $40 000 = 1.5 points per dollar in purchases
  • $40 001 to $80 000 = 2 points per dollar in purchases
  • $80 001 and more = 1.5 points per dollar in purchases

Earn points even faster by adding another card to your account (e.g. for your spouse) or by booking travel through our À la carte Travel™ online agency.

Travel deals1

With the À la carte RewardsTM, you have the freedom to travel with the agency and airline of your choice. For more information on travel rewards, go to nbcrewards.ca.

À la carte Travel

Save on vacation packages and airline tickets when you redeem your points through the À la carte TravelTM online agency. Plan your entire trip with hotel and cruise bookings, car rentals and more.
Discover the À la carte Travel online agency

Repayment with rewards points

Repay your credit card balance in your client centre.

For more details, please refer to the Repay with points program.

Insurance

Distribution guide and insurance certificate

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Zero Liability9

Included

Purchase protection in the event of theft or damage7

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Extended warranty7

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Trip cancellation insurance7

Up to $2,500 per person

Trip interruption insurance7

Up to $5,000 per person

Out-of-province-of-residence medical/hospital insurance7

Up to $5,000,000 per person:

  • 54 and under: 60 days
  • 55 to 64: 31 days
  • 65 to 75: 15 days

If your trip exceeds these time frames, you will not be covered.

Departure flight delay insurance7

Up to $500 per person (over 4 hours)

Baggage insurance in case of delay7

Up to $500 per person (over 6 hours)

Baggage insurance in case of theft or loss7

Up to $1,000 per person

Vehicle rental insurance7

Against collision, theft or damage for a period of 48 days or less (theft of personal effects up to $2,000)

Medical, general and legal assistance7

Included

Important phone numbers

Customer service (24/7)

À la carte Rewards Centre

Concierge service and travel fee reimbursement (24/7)

Insurance claim and assistance

Lost or stolen card

Cardholder Agreement

To learn more about the terms applicable to your card, read the${p1.urlConvention.en | link:"Cardholder Agreement":"":"_blank"}[PDF].

Confidentiality Policies

To learn about how we protect your information, consult our Confidentiality Policies.

Legal Disclaimers

OFFER

Terms and conditions

Credit card is issued subject to credit approval by National Bank of Canada. Terms and conditions apply.
Offer valid until November 30, 2019.
Over a 12-month period, get cash back for each (calendar) month you charge a minimum amount in net purchases to an eligible credit card account. The cashback will be credited to the account no later than the 15th of the following month.

$40 cashback per month
Get $40 cashback for each month you charge at least $500 in net purchases to your card (from the 1st to the last day of the month), with a maximum annual rebate of $480.

Net purchases correspond to the amount in purchases charged to the account minus returns and refunds. Annual fees, balance transfers and cash advances are not included in the calculation.

The total amount of monthly net purchases is calculated on the first day of the month after the account has been opened. For example, an account that was opened on September 15 will have its net purchases calculated on October 1 and the first cashback will be made no later than November 15.

The account must be in good standing for the cashback to be awarded.
This promotion applies to all persons and businesses who do not hold and have never held a National Bank credit card in the past 24 months. It cannot be combined with any other offer or promotion related to new National Bank credit cards. National Bank employees and entities of its group are not eligible to this offer. Upgrades and additional cards are excluded from the offer. National Bank reserves the right to modify, extend, or withdraw this promotion at any time without notice.

TM À LA CARTE REWARDS PLAN and À LA CARTE EXTRAS are registered trademarks of National Bank.

®Mastercard, World Elite , Tap & Go and Priceless cities are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

TM À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is managed by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.

®Mastercard SecureCode is a registered trademark of Mastercard International Inc. National Bank is an authorized user.

1. Certain restrictions apply. Please consult the rules governing reward points under Rewards plan.

2. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Examples of credit charges

Example of credit charges over a 30-day period

Annual interest rate

Average balance

 

$500

$3,000

22.99%

$9.45

$56.69

20.99%

$8.63

$51.76

14.5%

$5.96

$35.75

8.9%

$3.66

$21.95

*Variable interest rate in effect on July 1, 2019


3. Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.

4. Exclusively available to holders of the World Elite Mastercard. Visitors must present their credit card and boarding pass to access to the National Bank Lounge. Further to a decision by Aéroports de Montréal, the National Bank Lounge will only be available to clients flying to destinations outside the U.S. and Canada, effective April 3, 2019. Guests cannot spend more than three (3) hours in the Lounge. For National Bank clients who do not have free Lounge access and for additional guests, admission is around $40 for adults and $25 for children, plus tax. Admission is free for children under three years old. The entry price may change at any time without notice and at the discretion of the Lounge operator.

5. On condition that required supporting documents are provided in the manner and time frame prescribed. Some restrictions may apply.

6. Only the primary cardholder (Cardholder) of National Bank World Elite Mastercard whose account is in good standing can request a travel reimbursement. An account in good standing refers to an account linked to a Credit Card which complies with the Agreement governing the use of the Credit Card and which is not subject to any restrictions. For example, the annual fees related to the Credit Card must have been paid in full. The maximum amount that can be submitted for reimbursement between January 1 and December 31 of each year is $250. Eligible expenses include: airport parking fees (maximum $100), baggage fees (maximum $100) and seat selection fees (maximum $50). The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $250 per account. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain a copy of the reimbursement claim form, call 1‑888‑296‑8881 (toll-free) in Canada and the United States, or +1‑416‑734‑3922 (collect) from anywhere in the world.

7. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, his/her spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

8. Subject to credit approval by National Bank.

9. Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.

Ready to travel with the World Elite Mastercard®?

Completing an application takes just a few minutes.

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