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| Reduced rate |
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| Additional card |
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| Rewards program |
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The Ultramar Card gives you three ways to take advantage of rebates***:
1. Get up to 2.5% back on your purchases at Ultramar
| Total monthly amount |
Monthly rebate |
| $0,01 to $100 |
1 % |
| $100,01 and over |
2 % |
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| Total annual amount |
Additional rebate |
| $2,500 and over |
0.5 % |
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A rebate of up to 2.5%, based on the total amount of your monthly purchases at Ultramar, will be credited to your account.
If the total Ultramar purchases charged to your card during the year amount to $2,500 or more, you will also receive an additional annual rebate of 0.5%.
2. Get up to 1.25% back on all purchases made elsewhere
| Annual total charged to card |
Rebate ** |
| $0 to $6 000 |
0.25 % |
| $6 000.01 to $9 000 |
0.50 % |
| $9 000.01 and over |
1.25 % |
| ** Rebate on purchases made elsewhere than at Ultramar* |
What's more, you will get an annual rebate of up to 1.25% on all purchases made with your Ultramar MasterCard at retailers other than Ultramar or HomEnergy, anywhere, anytime*!
* All purchases charged to your Ultramar MasterCard will be considered when calculating your rebate, exept those made at Ultramar and HomeEnergy.
3. Get up to 2.5% back on your purchases at HomEnergy
Every time you pay your HomEnergy heating oil bill with your Ultramar MasterCard, you automatically enjoy a rebate of 2.5%. This applies to all heating oil, equipment and any other product purchased at HomEnergy using your Ultramar card.

*** Please note that the maximum annual rebate for all purchases made with your Ultramar MasterCard is $250.
More than a card: Protection2 you can count on
- MasterCard's Zero Liability3
Protects you against all liability if unauthorized purchases are made with your credit card. This coverage extends to purchases made in stores, over the phone or online.
- Purchase protection
Provides coverage in case of theft or damage for a period of 90 days following the date of purchase.
- Extended warranty
Doubles the original warranty period, for up to one additional year.

Reduced interest rate1
For only a year, you'll benefit from a preferential interest rate on your purchases, cash advances and balance transfers.
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Regular rate |
Reduced rate |
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| Balance transfers and cash advances |
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For more information, click here or call 514-394-1427 or 1-888-9MY CARD.
1 Subject to credit approval by National Bank.
2 Certain conditions and restrictions apply. Consult the documents available in branches for more details.
3 Certain conditions and restrictions apply. Visit www.mastercard.ca for more information.
View the credit card's terms and conditions » |