Our Hybrid Package: offering flexibility to adapt to your business needs
Does your business carry out a low volume of transactions every month? Is your financial management not completely digitized, or in the process of becoming so? The Hybrid combines digital and assisted transactions and could be the best package for your business bank account.
Fees for our business packages
Compare our banking packages at a glance. See the main fees and what's included in each package.
| Hybrid Package | Digital Package | Premium Package | |
|---|---|---|---|
| Monthly fee | $10 | $7 | $100 |
| Reduced monthly fee | Non-applicable | $0 with the eligible credit card7 | $80 with the eligible credit card7 |
| Waived monthly fee | Non-applicable | Non-applicable | $0 with $80,000 minimum balance* |
| Digital transactions | 10 included | Unlimited | Unlimited |
| Assisted transactions (incl. cheque) | $5/transaction | 100 included | |
| Interac e-Transfer sent | 23 | 123 | Unlimited |
| Cheque deposits (mobile, ABM, scanner) | Included and unlimited | Included and unlimited | Included and unlimited |
| Cash deposits (bills & coins) | Not included | Not included | Bills: $25,000 included Coins: $500 included8 |
For a complete breakdown of all fees, including transaction fees, consult our Fee guide - Banking services for businesses (PDF).
Our current offers
How do I open or transfer a business account?
If you already have an account at a Canadian financial institution, you can start opening your account online.6 It's easy and free.
Fill out our secure form. You can also make an appointment with an advisor if you’d like help opening an account.
Finish opening your account with one of our experts within the next business days following your activation request.
Let’s talk about your projects
The little details that matter
® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.
® Interac e-Transfer is a registered trademark of Interac Corp. Used under licence.
* For the monthly fee to be waived, you must maintain a minimum daily balance of $80,000 in the account linked to your plan throughout the month.
1. Digital transactions are transactions carried out in Canadian dollars at our ABMs, a participating merchant, through our online banking services or those related to certain operations in your account. While digital transactions may be included and free of charge within the limits of your plan, certain service fees may apply. The Around-the-Clock Depository Service is no longer considered digital transactions.
2. Assisted transactions are carried out with a representative in the branch, through the Around-the-Clock Depository Service or through the issuing of a cheque.
3. To use the Interac e-Transfer® service, you must be signed up for online banking for business. Funds must be transferred to a bank account held at a participating Canadian financial institution. Interac e-Transfer service fees of $1.50 and transaction (debit) fees will be charged for transactions that exceed the number included in your package.
4. You must be signed up for online banking for business.
5. A compatible scanner must be purchased separately at the client’s expense.
6. To make an application for an online account, you must have online access to an active personal account at a Canadian financial institution. If so, we will identify you and begin the process of opening your online bank account. Please note, however, that we will not be able to finalize the account opening online. An expert will contact you within 1 to 2 business days to confirm your identity, assess your needs and activate your account. You will then need to visit a branch to pick up your debit card.
7. Eligible credit card: National Bank Business Platinum Mastercard®. Subject to credit approval by National Bank. Certain conditions apply.
8. Excluding deposits via the currency processing service or requiring a client number linked with the depository service.