1. Annual interest rate calculated daily. Rates are subject to change without notice.
2. Rate bonus calculated on the minimum monthly balance. Rates are subject to change without notice.
3. The rate bonus depends on the account's minimum balance for the month. The bonus is calculated using the number of days in the month and the balance tiers and rates presented in the above table. The more funds you have, the higher your return, since the interest and the rate bonus are tied to your account balance. What’s more, your funds remain accessible at all times.
4. The closure of this same current account will result in the closure of the BIA without further notice.
5. Our automated telephone service is only available for the CAD currency.
6. Assisted transactions are those performed at a counter in branch, with a representative over the phone or through our automated telephone service.
7. Overdraft protection applies to Canadian dollar accounts only. Overdraft protection does not cover overdrafts caused by electronic funds transfers (EFTs). There must be sufficient funds in the account for a company to complete EFTs.