Loan rates and lines of credit

Below are the current rates for our various loans and lines of credit. For more information on these products, you can click on the titles of the tables on this page.

If you are looking for our mortgage rates, please visit our mortgage rates page.

The rates for our Mastercard ® credit cards are listed on the page listing all of our cards.

Prime Rate (P) = ${p1.tauxBase}

* "Base Rate" means the annual interest rate that the Bank publicly announces from time to time as the reference rate used to establish the interest rate on Canadian dollar loans made by the Bank in Canada

RRSP Loan

3-36 months
6.250
37-60 months
6.500
61-120 months
7.450

3-36 months
P + 0.750 = 5.700
37-60 months
P + 1.250 = 6.200
61-120 months
P + 2.000 = 6.950

RRSP line of credit

RRSP line of credit
P + 1.000 = 5.950

All-In-Oneᵀᴹ line of credit

All-In-One
P + 1.000 = 5.950

$0 and +
0.000
$5,000 and +
0.010
$25,000 and +
0.010
$60,000 and +
0.010
$100,000 and +
0.010

Integrated line of credit ($500 to $4,999)

Integrated line of credit
P + 7.000 = 11.950

Personal Flex Line ($5,000 and +)

To obtain our rates*, contact a National Bank advisor in branch.

* Our rates may be adjusted depending on the client's file and on the client's authorized limit.*Secured by a first mortgage on a second home.

Line of credit on second home

Line of credit on a second home
P + 1.000 = 5.950


*Secured by a first mortgage on a second home.

Student line of credit

Student line of credit
P + 1.000 = 5.950

Quebec Student loan

Class B or class E loan*
P + 0.500 = 5.450


*Interest rate on Quebec student loans where borrower is responsible for interest (class "B" = full time; class "E" = part-time).
Note that these are the Quebec government interest rates.

Class C loan*
P + 1.000 = 5.950


*Interest rate on Quebec student loans where borrower is responsible for interest (class "B" = full time; class "E" = part-time).
Note that these are the Quebec government interest rates.

Little details that matter

TM ALL-IN-ONE is a trademark of National Bank.

® Mastercard is a registered trademark and the circle design is a trademark of Mastercard International Incorporated. National Bank is an authorized user.

® PERSONAL FLEX LINE is a registered trademark of National Bank.