Important notice | National Bank

Healthcare professionals

Starting January 25, 2021, new benefits will be available to you as part of your offer for professionals and students. Visit nbc.ca/health for details.

We will also be making some changes to your offer. Please see below for details.

Eligibility criteria

To be eligible for the offer

Currently in effect

Effective as of January 25, 2021

Have a bank account and an eligible¹ credit card

If you cancel your eligible credit card

or

If you replace it with a credit card that’s not eligible

or

If you don’t have a credit card that’s eligible for the offer

National Bank reserves the right to cancel the banking offer.

If you cancel your eligible credit card or

or

If you replace it with a credit card that’s not eligible

or

If you don’t have a credit card that’s eligible for the offer

A flat monthly fee of $12.95 will be collected from your transaction accounts.

To be eligible for the offer

Currently in effect

Effective as of January 25, 2021

Have a bank account and an eligible¹ credit card

If you cancel your eligible credit card

or

If you replace it with a credit card that’s not eligible

or

If you don’t have a credit card that’s eligible for the offer

National Bank reserves the right to cancel the banking offer.

If you cancel your eligible credit card or

or

If you replace it with a credit card that’s not eligible

or

If you don’t have a credit card that’s eligible for the offer

A flat monthly fee of $12.95 will be collected from your transaction accounts.

Changes to lines of credit

If you have a Personal Flex Line®

You will keep the same advantages. Your line of credit will continue to offer free unlimited transactions.

If you don’t have a Personal Flex Line® and want to apply for a new one

Your new line of credit will offer the following transactions free of charge: debit card purchases, in-branch withdrawals, transfers between accounts using our digital solutions, and overdraft protection.

Engineers and engineering graduates

Starting January 25, 2021, benefits will be available to you as part of your offer for professionals and students:

a virtual health care solution
a legal assistance service
a 50% discount when enrolling in the identity theft and fraud assistance program, SECURIZONE^®,².

For details on the offer, go to nbc.ca/engineers

We will also be making some changes to your offer. Please see below for details.

Eligibility criteria

To be eligible for the offer

Currently in effect

Effective as of January 25, 2021

Have a bank account and an eligible¹ credit card

If you cancel your eligible credit card

or

If you replace it with a credit card that’s not eligible

or

If you don’t have a credit card that’s eligible for the offer

National Bank reserves the right to cancel the banking offer.

If you cancel your eligible credit card

or

f you replace it with a card that’s ot eligible

or

If you don’t have a credit card that’s eligible for the offer

A flat monthly fee of $12.95 will be collected from your transaction accounts.

To be eligible for the offer

Currently in effect

Effective as of January 25, 2021

Have a bank account and an eligible¹ credit card

If you cancel your eligible credit card

or

If you replace it with a credit card that’s not eligible

or

If you don’t have a credit card that’s eligible for the offer

National Bank reserves the right to cancel the banking offer.

If you cancel your eligible credit card

or

f you replace it with a card that’s ot eligible

or

If you don’t have a credit card that’s eligible for the offer

A flat monthly fee of $12.95 will be collected from your transaction accounts.

Legal and business professionals

Starting January 25, 2021, new benefits will be available to you as part of your offer for professionals and students. Visit www.nbc.ca/business-professionnals for details.

We will also be making some changes to your offer. Please see below for details.

Eligibility criteria

To be eligible for the offer

Currently in effect

Effective as of January 25, 2021

Have a bank account and an eligible¹ credit card

You don’t need to have a National Bank credit card.
A flat monthly fee of $9.95 will be debited from your transaction account.
If you maintain a minimum monthly balance of $2,500, the flat monthly fee will be waived.

You’ll need to have an eligible National Bank credit card. If you have such a card:

If you have such a card: :

We won’t charge a flat monthly fee to your transaction account.
You won’t have to keep a minimum monthly balance.

If you cancel your eligible credit card or if you replace it with a card that’s not included in the offer, a flat monthly fee of $12.95 will be collected from your transaction accounts so you can continue to benefit from the various advantages of your banking offer.

To be eligible for the offer

Currently in effect

Effective as of January 25, 2021

Have a bank account and an eligible¹ credit card

You don’t need to have a National Bank credit card.
A flat monthly fee of $9.95 will be debited from your transaction account.
If you maintain a minimum monthly balance of $2,500, the flat monthly fee will be waived.

You’ll need to have an eligible National Bank credit card. If you have such a card:

If you have such a card: :

We won’t charge a flat monthly fee to your transaction account.
You won’t have to keep a minimum monthly balance.

If you cancel your eligible credit card or if you replace it with a card that’s not included in the offer, a flat monthly fee of $12.95 will be collected from your transaction accounts so you can continue to benefit from the various advantages of your banking offer.

Wealth Management

Starting January 25, 2021, new benefits will be available to you as part of your offer for professionals and students, including:

a virtual health care solution
a legal assistance service
a 50% discount when enrolling in the identity theft and fraud assistance program, SECURIZONE^®, ².

We will also be making some changes to your offer. Please see below for details.

Eligibility criteria

To be eligible for the offer

Currently in effect

Effective as of January 25, 2021

Have a bank account and an eligible¹ credit card

A flat monthly fee of $10.95 will be debited from your transaction account.

If you maintain a minimum monthly balance of $5,000, the flat monthly fee will be waived.

We won’t charge a flat monthly fee to your transaction account.
You won’t have to keep a minimum monthly balance.

If you cancel your eligible credit card or if you replace it with a card that’s not included in the offer, a flat monthly fee of $12.95 will be collected from your transaction accounts so you can continue to benefit from the various advantages of your banking offer.

To be eligible for the offer

Currently in effect

Effective as of January 25, 2021

Have a bank account and an eligible¹ credit card

A flat monthly fee of $10.95 will be debited from your transaction account.

If you maintain a minimum monthly balance of $5,000, the flat monthly fee will be waived.

We won’t charge a flat monthly fee to your transaction account.
You won’t have to keep a minimum monthly balance.

If you cancel your eligible credit card or if you replace it with a card that’s not included in the offer, a flat monthly fee of $12.95 will be collected from your transaction accounts so you can continue to benefit from the various advantages of your banking offer.

All-in-OneTM line of credit: Monthly management fee adjustments 

The National Bank All-In-One banking	Currently in effect	Effective as of January 25, 2021
Monthly management fees for each account linked to the National Bank All-In-One banking.	Prime rate +1%³, no monthly management fees	Prime rate³, plus monthly management fees of $7 per linked account

The National Bank All-In-One banking

Currently in effect

Effective as of January 25, 2021

Monthly management fees for each account linked to the National Bank All-In-One banking.

Prime rate +1%³, no monthly management fees

Prime rate³, plus monthly management fees of $7 per linked account

Personal line of credit and All-In-One^TM: attractive financing rate

Your new offer includes an advantageous rate³ on our financing solutions. Contact your branch advisor to take advantage of the new rate.

Little details that matter

Legal disclaimers

1 The eligible cards are the World Elite®, World, and Platinum Mastercard® or the card that was eligible when you signed up for the offer.

2 Special monthly fees of $2.95 (individual) or $4.45 (family) plus tax for SECURIZONE® 2.0 or $4.95 (individual) or $7.50 (family) plus tax for SECURIZONE® Alert. The special rates for National Bank privilege offer will be in effect as long as you benefit from the privilege offer. If you no longer benefit from the privilege offer, the regular monthly fees of $5.95 (individual) or $8.95 (family) plus tax for SECURIZONE® 2.0 or $9.95 (individual) or $14.95 (family) plus tax for SECURIZONE® Alert will be applicable. NBC Assistance Inc. reserves the right to terminate or modify at any time the offer of the SECURIZONE® assistance program reserved for clients benefiting from National Bank privilege offer by sending you a 30-day notice. You are entitled to cancel the program with no penalty if you do not agree to the modifications.

3 The “Prime rate” means the annual variable interest rate posted by National Bank, from time to time, and used by the Bank to determine the interest rates on the demand loans it grants in CDN$ in Canada. Visit nbc.ca/primerate for the rate in effect.

® MASTERCARD, WORLD MASTERCARD and WORLD ELITE are trademarks of Mastercard International Inc. National Bank is an authorized user.

®National Bank All-in-One, ® Personal Flex Line and ® SECURIZONE are registered trademarks of National Bank of Canada.

Important notices

Healthcare professionals

Engineers and engineering graduates

Legal and business professionals

Wealth Management

Little details that matter