Indirect Financing Solutions for the Retail Industry

By offering quick, accessible payment terms and conditions, you can simplify your clients' lives and streamline your transactions.1

Maximize your sales

When you choose National Bank as your indirect financing partner, you will enjoy competitive interest rates and attractive commissions based on your sector.2

You'll do business with a team of experts who understand your situation and have access to solutions tailored to the financial needs of your clients.

 

Solutions to help you achieve your sales objectives

Flexible

Take advantage of our flexible credit solutions to offer your clients longer terms, as well as the option to choose between competitive rates, variable rates or rates subject to change to your benefit.

Quick

Get quick answers to your financing requests with our automated services.

Accessible

Our Customer Service is available 6 days a week. Our sales team, which has solid indirect financing expertise, will be happy to help you achieve your business objectives.

Profitable

Generous commissions and the option of offering deferred payments to your clients.

 

Customized solutions for your sector

Every industry sector is different. That's why we've developed a number of promotional programs that take into account your clients' needs and your objectives.

New and used cars

Car
  • Attractive commissions
  • Extended terms of up to 96 months in certain cases. Extended terms are available for certain years of manufacture and financing amounts; contact us for more information.
  • Competitive, attractive fixed or variable interest rates
  • Prepayment option with no charge to the client.
  • Flexible deferred payment option of up to 3 months. Interest accrues during that period.
  • Financing available starting at $7,500
  • A simplified CSI (contract of sale by instalment)/CSC (conditional sales contract) for clients
  • Automated credit decision in under 5 minutes for most files

Recreational vehicles

Bike
  • Attractive commissions
  • Extended terms of up to 180 months in certain cases. Extended terms are available for certain years of manufacture and financing amounts; contact us for more information.
  • Fixed interest rate, rate subject to change (term different from the amortization period) and an attractive and competitive variable rate
  • Prepayment option with no charge to the client
  • Flexible deferred payment option of up to 12 months
  • Interest accrues during that period
  • Financing available from $3,000
  • A simplified CSI (contract of sale by instalment)/CSC (conditional sales contract) for clients
  • Automated credit decision in under 5 minutes for most files

Pools and spas

Swimming pool
  • Attractive commissions
  • Extended terms of up to 180 months in certain cases. Extended terms are available for certain years of manufacture and financing amounts; contact us for more information.
  • Fixed interest rate, rate subject to change (term different from the amortization period) and an attractive and competitive variable rate
  • Prepayment option with no charge to the client
  • Flexible deferred payment option of up to 12 months. Interest accrues during that period.
  • Financing available from $3,000
  • Progress advances offered for certain products

Boats

Boat
  • Attractive commissions
  • Extended terms of up to 240 months in certain cases. Extended terms are available for certain years of manufacture and financing amounts; contact us for more information.
  • Fixed interest rate, rate subject to change (term different from the amortization period) and an attractive and competitive variable rate
  • Prepayment option with no charge to the client
  • Flexible deferred payment option of up to 12 months
  • Interest accrues during that period
  • Financing available from $3,000
  • A simplified CSI (contract of sale by instalment)/CSC (conditional sales contract) for clients
  • Automated credit decision in under 5 minutes for most files

RVs, trailers and tent-trailers

Caravan
  • Attractive commissions
  • Extended terms of up to 240 months in certain cases. Extended terms are available for certain years of manufacture and financing amounts; contact us for more information.
  • Fixed interest rate, rate subject to change (term different from the amortization period) and an attractive and competitive variable rate
  • Prepayment option with no charge to the client
  • Flexible deferred payment option of up to 12 months. Interest accrues during that period.
  • Financing available starting at $7,500
  • A simplified CSI (contract of sale by instalment)/CSC (conditional sales contract) for clients
  • Automated credit decision in under 5 minutes for most files

Renovations

Renovation
  • Attractive commissions
  • Extended terms of up to 180 months in certain cases. Extended terms are available for certain years of manufacture and financing amounts; contact us for more information.
  • Fixed interest rate, rate subject to change (term different from the amortization period) and an attractive and competitive variable rate
  • Loan can be repaid at any time with no fees or prepayment charge for the client
  • Flexible deferred payment option of up to 12 months. Interest accrues during that period.
  • Financing available from $3,000.

Dental care

Tooth
  • Extended terms of up to 120 months in certain cases. Extended terms are available for certain years of manufacture and financing amounts; contact us for more information.
  • Fixed interest rate, rate subject to change (term different from the amortization period) and an attractive and competitive variable rate
  • Loan can be repaid at any time with no fees or prepayment charge for the client
  • Flexible deferred payment option of up to 12 months. Interest accrues during that period.
  • Financing available from $3,000

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1 Financing solutions are subject to credit approval by National Bank of Canada.

2 The content of this webpage is provided for information purposes only and creates no legal or contractual obligation for National Bank. The programs and financing solutions described are subject to change. Certain conditions apply. For more information, contact the Partner Support team at retailfinancing@nbc.ca.

TM BUSINESS CENTRAL is a trademark of National Bank of Canada.