Help centre
Down payment and payments
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Can I defer or skip a mortgage payment? Deferring or skipping a mortgage payment isn’t an option. If you’re having financial problems, contact your advisor immediately. -
How can I avoid paying penalties on an advanced payment? Learn how to avoid penalty charges on an advanced repayment. -
How can I make an additional mortgage payment? Discover how to make an additional payment on your mortgage from your online bank or National Bank app. -
How can I make my down payment to my notary online? Deposit your down payment to your notary from your online bank or the National Bank app. -
How can I pay off my mortgage faster? Discover different options to pay off your mortgage faster. -
How does a down payment work? Learn more about the down payment and find out the minimum amount you'll need to put towards the purchase of a property. -
How does the RRSP loan or line of credit work in the Home Buyers' Plan? Get an RRSP loan or line of credit to benefit from the Home Buyers’ Plan and buy your first home. -
How do I change my mortgage payments? Learn how to change your mortgage payments. You could pay off your mortgage faster and save money. -
How does a down payment work? Learn more about the down payment and find out the minimum amount you'll need to put towards the purchase of a property. -
What are the penalties for prepaying my mortgage? Use our tool to calculate mortgage prepayment penalties. You’ll get an estimate of the fees owed following an early payment.
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