Accounts Receivable and Payable Monetization

We offer customized accounts receivable and accounts payable monetization solutions to help your business grow and improve your cash management. Talk to your account manager.

Improved cash flow with accounts receivable monetization

 

Accounts receivable monetization

Accounts receivable monetization, also known as factoring1, involves selling your invoices to the Bank. It allows you to leverage your accounts receivable to improve your cash management

Advantages

  • Improves your company's cash flow by reducing the time between paying suppliers and collecting receivables 
  • Frees up additional liquidity needed for rapid growth
  • Improves your company's capital structure
  • Reduces bad credit risk

 

 

Accounts payable monetization

Accounts payable monetization, also known as reverse factoring, is designed to improve your cash flow.

Benefits

  • Provides liquidity through prepayment of your accounts payable
  • Allows you to negotiate discounts with your suppliers
  • Makes it possible to obtain longer payment terms for your purchases
  • Provides a complementary liquidity source for your suppliers
  • Increases loyalty among strategic suppliers

Useful Articles

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International transactions

 

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Global trade

 

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Cash management

 

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1 In accordance with applicable approval conditions and documentation covering pricing and compensation. Subject to conditions or restrictions. Subject to credit approval by National Bank. Speak to a branch advisor for more information.

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