Acquisition Financing

Whether you’re about to take over a family business or preparing to buy a competitor or business partner, we can help. Talk to your account manager.

1-844-394-4494 (toll-free), option 4-1
Open from 8 a.m. to 6 p.m.

Obtain financing and advice

Our specialized business transfer team provides assistance and support for buyers and sellers alike, every step of the way.

  • For buyers: Our experts will help you choose a financing structure that ensures the growth and success of your business.1
  • For sellers: From the time you start thinking about it until you sign the Business Transfer Agreement, your Business Transfer Manager  will work closely with your Account Manager to provide guidance and support, particularly by referring you to appropriate specialists such as tax experts, accountants, lawyers, notaries and appraisers.

Sources of financing

  • Term financing secured by assets (buildings, equipment, etc.)1
  • Cash flow financing

Cash flow financing

This type of financing1 allows businesses that do not have sufficient tangible assets or have only intangible assets to finance an acquisition. Cash flow financing is based on the company's capacity to service debt and cover other fixed charges.

It can be very helpful for companies that meet certain conditions, including:

  • Reasonable acquisition price based on the valuation method used
  • Proven capacity to generate enough profit to cover debt service obligations and capital expenditures
  • Ability to return to a sound debt structure within a reasonable timeframe
  • Competent management
  • Involvement of seller (during transition)


  • Business transfer specialists to support you throughout the process
  • Possibility of deferring payment on principal for up to one year
  • Flexible amortization periods
Did you know that National Bank has facilitated 1,500 business transfers since 2010?3

Make a successful acquisition with our tips in 4 steps













Consult our articles or our Make a successful acquisition guide created in collaboration with HEC Montréal.

Useful Articles

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Find out more

1 Financing solutions are subject to credit approval by National Bank of Canada.
2 For applicable restrictions, visit a branch and meet with a Commercial Banking Manager.
3 Source: Internal statistics, National Bank.

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