Group Retirement Savings Plans

Opt for a group RRSP—a simple, flexible plan that can be changed at any time. It's a great alternative to the VRSP and your savings grow tax-free. 

Advantages of the group RRSP

  • Contribution amounts can be changed at any time. No minimum contribution is required for investment funds.
  • All contributions made belong to the participant. 
  • Additional contributions can be made over and above regular contributions.
  • Contributions are automatically deducted from employees' pay by the employer.
  • Contributions are spread out over the year to take advantage of market fluctuations.
  • Immediate tax deferral for your employees.


For questions about your National Bank Trust plan,
call 1-877-413-1194.


Has your employer set up a group pension plan for you? Contact your plan administrator for all the necessary information.

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Find out more



Does your company have between 10 and 19 employees?

Learn about the VRSP



Looking for a group retirement plan that is easy to manage?

Learn about our simplified pension plan (SPP)

Group TFSA


Are you an employer looking to supplement your retirement savings plan?

Learn about our group TFSA