Business Investment Account
A convenient investment solution that lets you put your surplus cash to work while keeping it accessible at all times.
Enjoy some of the best interest rates on the market
CAD rates
| Balance | Annual interest rate1 | Bonification2 | Total interest rate |
|---|---|---|---|
| 0 - $19,999.99 | 1.20% | 0.05% | 1.25% |
| $20,000 - $99,999.99 | 1.45% | 0.05% | 1.50% |
| 100,000 - $249,999.99 | 1.65% | 0.05% | 1.70% |
| $250,000 - $499,999.99 | 1.65% | 0.05% | 1.70% |
| $500,000 - $1,999,999.99 | 1.90% | 0.05% | 1.95% |
| $2,000,000 - $4,999,999.99 | 2.15% | 0.05% | 2.20% |
| $5,000,000 - $9,999,999.99 | 2.55% | 0.05% | 2.60% |
| $10,000,000 and over | 2.60% | 0.05% | 2.65% |
USD rates
| Balance | Annual interest rate1 | Rate bonus2 | Total interest rate |
|---|---|---|---|
| 0 - $19,999.99 | 0.95% | 0.05% | 1.00% |
| $20,000 - $99,999.99 | 0.95% | 0.05% | 1.00% |
| $100,000 - $249,999.99 | 1.60% | 0.05% | 1.65% |
| $250,000 - $499,999.99 | 1.80% | 0.05% | 1.85% |
| $500,000 - $1,999,999.99 | 2.30% | 0.05% | 2.35% |
| $2,000,000 - $4,999,999.99 | 2.50% | 0.05% | 2.55% |
| $5,000,000 - $9,999,999.99 | 2.50% | 0.05% | 2.55% |
| $10,000,000 and over | 2.55% | 0.05% | 2.60% |
The interest, to which a rate bonus 3 is added, is calculated daily on the closing balance. This interest will be paid to the account monthly on the last day of the month.
Put your surplus cash to work
Do you want to earn interest on your surplus cash while still being able to respond quickly to business opportunities or financial obligations? Our Business Investment Account (BIA) lets you access your funds whenever you want.
Transaction fees (in CAD or USD depending on the currency of the account)
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Little details that matter
1. Annual interest rate calculated daily. Rates are subject to change without notice.
2. Rate bonus calculated on the minimum monthly balance. Rates are subject to change without notice.
3. The rate bonus depends on the account's minimum balance for the month. The bonus is calculated using the number of days in the month and the balance tiers and rates presented in the above table. The more funds you have, the higher your return, since the interest and the rate bonus are tied to your account balance. What’s more, your funds remain accessible at all times.
4. The closure of this same current account will result in the closure of the BIA without further notice.
5. Our automated telephone service is only available for the CAD currency.
6. Assisted transactions are those performed at a counter in branch, with a representative over the phone or through our automated telephone service.
7. Overdraft protection applies to Canadian dollar accounts only. Overdraft protection does not cover overdrafts caused by electronic funds transfers (EFTs). There must be sufficient funds in the account for a company to complete EFTs.
