How to Start a Business in Canada: Complete Guide for Entrepreneurs
Business Investment Account
A convenient investment solution that lets you put your surplus
cash to work while keeping it accessible at all times.
1-844-394-4494 (toll-free)
Open
from 8 a.m. to 6 p.m.
Enjoy some of the best interest rates on the market
CAD
| Balance | Annual interest rate¹* | Rate bonus²* | Total interest rate |
|---|---|---|---|
| 0 - $19,999.99 | 1.20% | 0.05% | 1.25% |
| $20,000 - $99,999.99 | 1.45% | 0.05% | 1.50% |
| $100,000 - $249,999.99 | 1.65% | 0.05% | 1.70% |
| $250,000 - $499,999.99 | 1.65% | 0.05% | 1.70% |
| $500,000 - $1,999,999.99 | 1.90% | 0.05% | 1.95% |
| $2,000,000 - $4,999,999.99 | 2.15% | 0.05% | 2.20% |
| $5,000,000 - $ 9,999,999.99 | 2.55% | 0.05% | 2.60% |
| $10,000,000 and over | 2.60% | 0.05% | 2.65% |
USD
| Balance | Annual interest rate¹* | Rate bonus²* | Total interest rate |
|---|---|---|---|
| 0 - $19,999.99 | 0.95% | 0.05% | 1.00% |
| $20,000 - $99,999.99 | 0.95% | 0.05% | 1.00% |
| $100,000 - $249,999.99 | 1.60% | 0.05% | 1.65% |
| $250,000 - $499,999.99 | 1.80% | 0.05% | 1.85% |
| $500,000 - $1,999,999.99 | 2.30% | 0.05% | 2.35% |
| $2,000,000 - $4,999,999.99 | 2.50% | 0.05% | 2.55% |
| $5,000,000 - $ 9,999,999.99 | 2.50% | 0.05% | 2.55% |
| $10,000,000 and over | 2.55% | 0.05% | 2.60% |
The interest, to which a rate bonus 3 is added, is calculated daily on the closing balance. This interest will be paid to the account monthly on the last day of the month.
Put your surplus cash to work
Do you want to earn interest on your surplus cash while still being able to respond quickly to business opportunities or financial obligations? Our Business Investment Account (BIA) lets you access your funds whenever you want.
Features
- The Business Investment Account (BIA) is a transfer account available in CAD and USD.
- Only transfers can be carried out using this account, so a business current account4 in the same currency at National Bank is also required.
- You can complete your transfers through our online banking for business service, in-person at a branch or with our automated telephone service.5
Transaction fees (in CAD or USD depending on the currency of the account)
Electronic inter-account transfers
- Credits and debits : Free
Assisted inter-account transfers6
- Credits: Free
- Debits: $5.00/transfer
Protect your business from overdrafts
By linking your CAD current account to your CAD Investment Account for Businesses, you receive overdraft protection free of charge 7.
Find out more
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