Monthly Cash Management GIC

A great short-term investment

At a glance

What is a Monthly Cash Management GIC?

Invest at a competitive fixed rate and enjoy the freedom to withdraw funds once a month.

Perfect if you are looking to:

  • Make a short-term investment of $5,000 to $999,999
  • Earn interest at a competitive rate, risk-free
  • Benefit from automatic renewals at maturity at the prevailing rate

Rate: Fixed

Minimum investment: $5,000

Access to funds: No

Investment horizon: 1 month

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GIC options

Select the term and interest type of your monthly cash management GIC. If you’re already a client, you can choose the plan in which to invest your GIC (TFSA, RRSP or non-registered account) in a second step. 

Term Minimum investment Rate Interest type Get this GIC
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Looking to cash in a portion of your investment each year and take advantage of higher interest rates? Learn about the GIC laddering strategy.

Little details that matter

Interest payments

Interest is paid at maturity.

Access to funds

Cannot be cashed in before maturity.

Posted rates are for interest payable at maturity.

Interest payments

Interest is paid at maturity.


Cannot be transferred to an RRIF.

Access to funds

Cannot be cashed in before maturity.

Posted rates are for interest payable at maturity.

Interest is calculated annually.

Automatic renewal: Unless otherwise instructed, we will automatically renew your GIC at maturity for the same amount (principal and interest) and term (30 days) at the prevailing rate. You will have 10 business days after the new GIC is issued to cancel the renewal.

For information on fees related to RRSPs and TFSAs, refer to our brochure: Fees – Your Guide to Personal Banking Solutions [PDF], under "Registered Plans."

National Bank is a member of the Canada Deposit Insurance Corporation (CDIC).

For information on our rate increase or new fee notification procedure, refer to our brochure: Fees – General Information and Agreement [PDF], under "Notice of Changes to Fees Listed in Your Guide to Personal Banking Solutions."

For information on the procedure for submitting claims regarding product fees, click here.

To invest online, you need to have a bank account with National Bank. Don't have an account? Contact a National Bank branch.

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