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Defined Contribution Registered Pension Plan (DCRPP)

Choose the defined contribution registered pension plan for a convenient option that gives employees a clear picture of their retirement savings.
Talk to your account manager.

Sign up over the phone

Already a DCRPP client?
1-877-413-1194 (toll-free)

How the DCRPP benefits employers

Contributions and administration fees are tax deductible for the employer.
Contributions by the employer and employee are "locked-in" until retirement.
The mandatory minimum requirements for employer contributions show the employer cares about the financial security of its employees.

How the DCRPP benefits employees

Since the employer is required to contribute, the DCRPP is seen as a highly attractive employee benefit.
In the event of personal bankruptcy or insolvency, participants' savings are protected from creditors.
Contributions are set in advance at a fixed amount or based on a percentage of the salary.

Call 1-877-640-7273 to apply

or

See our other solutions

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Looking for a pension plan that is easy to manage?

Learn more about our Simplified Pension Plan (SPP)

group TFSA

Did you know you could supplement your retirement savings plan?

Learn more about our group TFSA

VRSP

Are you a business employing between 10 and 19 employees?

Find out about the VRSP

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The&nbsp;letter of&nbsp;guarantee is an irrevocable commitment by the&nbsp;bank to provide your customer with a monetary benefit in the event that you are unable to meet your financial or contractual obligations.<\\/p>\\n<p>The bank makes a payment to your customer (the beneficiary) upon presentation of documents proving a default or failure on your part. We offer you&nbsp;<a href=\\\"/content/bnc/en/accueil/entreprises/international/nos-solutions-internationales/transactions-commerciales.html\\\">five tailor-made guarantee models<\\/a>.<\\/p>\\n\",\"question\":\"What is a letter of guarantee? \",\"complex\":\"false\",\"id\":\"/content/bnc/en/accueil/entreprises/international/faq/lettre-de-garantie\",\"cleanAnswer\":\"Your international transactions may sometimes require certain commitments demonstrating your solvency. The&nbsp;letter of&nbsp;guarantee is an irrevocable commitment by the&nbsp;bank to provide your customer with a monetary benefit in the event that you are unable to meet your financial or contractual obligations.\\nThe bank makes a payment to your customer (the beneficiary) upon presentation of documents proving a default or failure on your part. We offer you&nbsp;five tailor-made guarantee models.\\n\",\"url\":\"https://www.nbc.ca/business/international/faq/letter-of-guarantee.html\"},{\"answer\":\"<p>Are you interested in going into business? We have summarized the three main steps for you:<\\/p>\\n<ol>\\n<li>Conceptualize&nbsp;your business<\\/li>\\n<li>Bring your project to life by registering with the&nbsp;Business&nbsp;Register<\\/li>\\n<li>Fuel your ideas with funding<\\/li>\\n<\\/ol>\\n<p>For more information, visit our&nbsp;<a href=\\\"/content/bnc/en/accueil/entreprises/plus-que-bancaire/stades/demarrage.html\\\">Business Start-Up<\\/a>&nbsp;page.<\\/p>\\n\",\"question\":\"How do I start my business?\",\"complex\":\"false\",\"id\":\"/content/bnc/en/accueil/entreprises/plus-que-bancaire/faq/comment-demarrer-entreprise\",\"cleanAnswer\":\"Are you interested in going into business? We have summarized the three main steps for you:\\n\\nConceptualize&nbsp;your business\\nBring your project to life by registering with the&nbsp;Business&nbsp;Register\\nFuel your ideas with funding\\n\\nFor more information, visit our&nbsp;Business Start-Up&nbsp;page.\\n\",\"url\":\"https://www.nbc.ca/business/going-further/faq/how-start-business.html\"},{\"answer\":\"<p>\\u202fA money request is sent to a service provider or third party to transfer funds via <i>Interac<\\/i>&nbsp;e\\u2011Transfer®.&nbsp;<\\/p>\\n<p><i>(Feature coming soon)<\\/i><\\/p>\\n<p>®The Interac and Interac&nbsp;e-Transfer are registered trademarks of Interac Corp. Used under licence<\\/p>\\n\",\"question\":\"What is a money request?\",\"complex\":\"false\",\"id\":\"/content/bnc/en/accueil/entreprises/solutions-bancaires/FAQ/demande-de-fonds\",\"cleanAnswer\":\"\\u202fA money request is sent to a service provider or third party to transfer funds via Interac&nbsp;e\\u2011Transfer®.&nbsp;\\n(Feature coming soon)\\n®The Interac and Interac&nbsp;e-Transfer are registered trademarks of Interac Corp. Used under licence\\n\",\"url\":\"https://www.nbc.ca/business/banking/FAQ/money-requests.html\"},{\"answer\":\"<p>Commercial&nbsp;Papers are notes issued by well-known commercial and industrial&nbsp;businesses&nbsp;whose credit is considered excellent by the financial market. Their yield is higher than&nbsp;Treasury&nbsp;Bills and&nbsp;Bankers'&nbsp;Acceptances.<\\/p>\\n<p>They are part of&nbsp;a&nbsp;range of solutions offered to make a&nbsp;business\\u2019s&nbsp;surplus cash grow.&nbsp;Visit&nbsp;our&nbsp;<a href=\\\"/content/bnc/en/accueil/entreprises/placements/solutions-placements/fonds-communs-autres-solutions.html\\\">dedicated section<\\/a>&nbsp;to learn more.<\\/p>\\n\",\"question\":\"What are Commercial Papers?\",\"complex\":\"false\",\"id\":\"/content/bnc/en/accueil/entreprises/placements/faq/papiers-commerciaux\",\"cleanAnswer\":\"Commercial&nbsp;Papers are notes issued by well-known commercial and industrial&nbsp;businesses&nbsp;whose credit is considered excellent by the financial market. 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Used under licence.<\\/p>\\n\",\"question\":\"How do I accept an Interac e-Transfer in my business account?\",\"complex\":\"false\",\"id\":\"/content/bnc/en/accueil/entreprises/solutions-bancaires/FAQ/accepter-virement-interact-compte-entreprise\",\"cleanAnswer\":\"If this is the first time you accept this type of transfer, select the National Bank Business option from the drop-down menu on the Interac page (the page where you select your financial institution).\\nNext time, you will be able to click directly on the National Bank logo since the Interac service will recognize that you want to access the Business page.\\nPrefer pictures over words? Watch our demo.\\n®The Interac and Interac&nbsp;e-Transfer are registered trademarks of Interac Corp. Used under licence.\\n\",\"url\":\"https://www.nbc.ca/business/banking/FAQ/accept-interac-etransfer-business-account.html\"},{\"answer\":\"<p>Many credit cards are available for businesses. 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