Launch Your Start-up With The right tools
At National Bank, we realize that hard work and dedication are not always enough to succeed in the business world. That is why we created a turnkey solution with start-up needs in mind.
For a limited time, we give you a cashback on your banking package fees!*
Choose the right banking package for you and receive a cashback corresponding to your first twelve months of package fees.
Hurry! This special offer expires December 11, 2016.
or contact one of our advisors
1 877 207-8215
We give you a headstart with our Welcome offer for business clients
We know how much you’ve invested in your company, that’s why we’re giving your business a boost with our Welcome offer for businesses clients that could make you save up to $ 5451,2.
- Pay no annual fee for the first year of your MasterCard® 3 Platinum Business Card.
- Get the 13th month free and pay no charges for your file activation with NethrisMD1 payment solutions.
- Receive a $100 discount on file opening fees and a $200 discount on a terminal purchase with our merchant payment solution by Global Payment4, 5.
- Get free access to online Sage OneTM accounting software for one year.
We're with you every step of the way with our financing solutions
With our flexible financing solutions6, you’ll never miss out on a promising business opportunity .
- Access the funds you need to increase your cash flow through a term loan or line of credit.
- Enjoy express processing for applications under $100,000.
- Count on the expertise of our experienced advisors to help you choose the best financing for your project.
We give you the tools to succeed
We’ve developed a toolbox full of innovative resources to support your business at every stage of its development.
My Business Model Canvas
University Business Programs
The Accélérateur Banque Nationale – HEC Montréal
Because good ideas deserve to be recognized and put into action.
Entrepreneurial success stories that will inspire you
Every day, we witness the inspiring achievements of new entrepreneurs and growing businesses that we support. Be inspired by their success stories and discover how National Bank and its partners can help you achieve your goals.
*Terms and conditions of the offer
The cashback amount depends on the package chosen using the Business Solution Builder.
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Offer duration and targeted businesses
The cashback offer is valid from October 17 to December 11, 2016. The offer targets eligible businesses that have been in operation for (20, 35, 50, 75 or 100). For details of businesses that may not be illegible for financing, please see the appendix below.
To benefit from this offer, businesses must:
- Open a business banking account
- Sign up for one of our business packages (20, 35, 50, 75 or 100)
- Obtain a Client Card.
- Sign up for Internet Banking Solutions – Businesses.
- Sign up for one of the following solutions:
- A financing product (BusinessFlex Line of Credit or term loan – Min. $10,000)
- A National Bank Platinum MasterCard Business Card with a 3.9% promotional rate for the first six months (no annual fee the first year)1. The card must be activated no later than one month after it is received.
- An overdraft limit (max. $10,000)
Businesses must keep the eligible products and services for at least 24 months. If this condition is not met, the business will have to refund the Bank an amount corresponding to the period during which it did not keep the eligible products and services within 30 days of receiving the request for refund.
The cashback will be deposited to the bank account opened as part of this offer no later than May 31, 2017. There is a limit of one cashback per client during the promotional period. All credit and financing solutions are subject to credit approval by National Bank.
The benefits offered as part of this Welcome Offer cannot be transferred, combined with any other National Bank financial package, promotional offer or benefit, and are not retroactive. The offer may be modified, extended or withdrawn, without prior notice, at any time.
*Subject to credit approval by National Bank.
1. The promotional rate applies to balance transfers and cash advances only (3.9% for the first six billing periods). The interest rate on purchases and the annual fee remain unchanged.
After this period, all balance transfers and cash advances will be subject to the regular annual interest rate applicable to your MasterCard account for balance transfers and cash advances (19.9%).
® MasterCard is a registered trademark of MasterCard International Inc. Authorized user: National Bank of Canada.
®1 Nethris is a registered trademark of CGI Payroll Services Centre Inc.
TM Sage, Sage Software logos and the names of Sage products and services are registered trademarks or trademarks of Sage Software, Inc. or its subsidiaries.
1 The Welcome Offer is intended for businesses that are not clients of National Bank. The benefits or advantages awarded through this promotion may not be transferred, cumulated or combined with other financial programs, promotional offers or advantages from National Bank, and are not retroactive. This offer may be withdrawn or modified, in whole or in part, at any time without prior notice.
2 The advantages apply as of enrolment in one or more of the Welcome Offer products. Once the discounted months have elapsed, the rates in effect will apply. The $545 in savings corresponds to the following free services: the annual fee for the main Platinum MasterCard® business card ($125), the fee to activate the file and create employee profiles ($70), the 13th month of payroll processing ($50), the discount on file opening fees (minimum value of $100) and the discount on a POS terminal purchase ($200). The discount on the first 3 months of a leased POS terminal is $55. The savings may be lower if you do not enrol in all the products included in this promotion.
3 Subject to credit approval by National Bank of Canada. The promotional offer on the annual fee for the main card applies only to individuals who do not have a National Bank Platinum MasterCard Business Card. National Bank reserves the right to end this promotion at any time without notice. One year after the card is issued, the regular annual fee in effect for the main card will be automatically charged to the account. Grace period: No interest will be charged on purchases made during the month provided the balance is paid in full within twenty-one (21) days of the date of the statement which will be sent periodically. This grace period does not apply to cash advances or balance transfers. Minimum payment: The minimum payment will be equal to 3% of the account balance plus any overdue amount or $50, whichever is higher (or the full account balance if it is lower than $50). If the credit limit is exceeded, the minimum payment will be 3% of the account balance or the amount in excess of the credit limit, whichever is higher. Main card annual fee: $125. Annual fee for each additional card: $35. Account statement: A statement is sent monthly.
Examples of credit charges calculated for a period of 30 days:
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4 CGI Payroll Services Centre Inc. is the sole provider of payroll processing solutions and services marketed under the Nethris® brand and for which National Bank of Canada acts only as distributor. Nethris® is a registered trademark of CGI Payroll Services Centre Inc.
5 The discount offer is valid for a limited time. It is for the exclusive benefit of businesses that enrol in the Welcome Offer and are new referrals of National Bank to Global Payments. All applications are subject to credit approval by Global Payments. Businesses who are existing clients of Global Payments cannot take advantage of this offer. Rebates will be applied to the business’ account only once during the agreement period between the business and Global Payments. Rebates will be applied to the business’ account within 6 to 8 weeks of the start of processing.
6 Financing subject to credit approval by National Bank of Canada.