Products and services offered

We offer a full range of investment solutions tailored to your financial goals that will meet your current and future needs.

3.1 Types of accounts

Account type	Acronym	Account type	Acronym
Registered Retirement Savings Plan	RRSP	Restricted Locked-in Savings Plan	RLSP
Registered Retirement Income Fund	RRIF	Life Income Fund	LIF
Tax-Free Savings Account	TFSA	Restricted Life Income Fund	RLIF
First Home Savings Account	FHSA	Prescribed Retirement Income Fund	PRIF
Registered Education Savings Plan	RESP	Regulatory Retirement Income Fund	RRIF
Locked-in Retirement Account	LIRA	Locked-in Retirement Income Fund	LRIF
Locked-in Retirement Savings Plan	LRSP	Non-Registered Account	Not applicable

Investment option	Description
National Bank Investments (NBI) Funds	These investment funds are offered by NBI and sold by authorized dealers, including NBSI. They pool money from investors like you and invest it in different asset classes managed by respected portfolio managers.
NBI Portfolios NBI Sustainable Portfolios	These portfolios are offered by NBI and sold by NBSI. They include investment funds offered by NBI that are managed by some of the top portfolio management teams in the world. The portfolios are well diversified and designed to reduce risk while maximizing returns. NBI Sustainable Portfolios are designed to meet the needs of clients who want to gain exposure to companies or issuers that apply leading sustainable development practices in their sector or that seize opportunities created by the transition to a fairer economy.
Guaranteed Investment Certificates (GICs)	These are deposit products with a specific term and maturity date with the goal of preserving your invested principal. The principal is 100% protected if held until maturity.
Market-linked GICs	Market-linked GICs offer a variety of investment options that take advantage of the growth potential of equity markets and offer a higher return opportunity than a conventional fixed-rate GIC. The principal is 100% protected if the product is held until maturity. The market value obtained may be less than the invested principal if a market-linked GIC is sold before maturity.