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When is the best time to renew my mortgage?

We recommend that you renew your mortgage up to 6 months before its maturity date. It’s during this period that you’ll be able to benefit from a guaranteed interest rate, regardless of market fluctuations. In other words, if rates fall, you can adjust yours accordingly. If rates rise, you can maintain your guaranteed and more advantageous rate without incurring penalties.

We encourage you to make an appointment with your advisor to discuss your specific needs.

Good to know

You’ll receive a mortgage renewal notice at least 21 days before the end of your term.

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