Whatever your age or situation, whether you're working or completing your studies, one thing's for sure: The best retirement is planned well in advance—and it's never too soon to start.
"He who has begun is half done."
– Horace, Roman poet
First, you need to figure out what your ideal retirement would look like.
Calculate your retirement needs by answering a few quick questions.
With retirement starting as early as 55, and life expectancies going up, your retirement could last 40 years or more!
The income stemming from a government pension is rarely enough to live comfortably on. You need to boost your income through a complementary pension plan (pension fund), personal savings, real estate investments or casual work.
To find out how much you can save, get a clear picture of your income and expenses using our budgeting tool.
When you have financial responsibilities in the present, putting aside money for the future is not always a priority. It may not seem like much, but you can end up with a considerable nest egg by making small, regular investments and starting early.
Time is on your side when it comes to saving!