It's hard to know where to start when retirement seems so far away
Whatever your age or situation, whether you're working or completing your studies, one thing's for sure: The best retirement is planned well in advance—and it's never too soon to start.
"He who has begun is half done."
– Horace, Roman poet
First, you need to figure out what your ideal retirement would look like.
Calculate your retirement needs by answering a few quick questions.
With retirement starting as early as 55, and life expectancies going up, your retirement could last 40 years or more!
The income stemming from a government pension is rarely enough to live comfortably on. You need to boost your income through a complementary pension plan (pension fund), personal savings, real estate investments or casual work.
To find out how much you can save, get a clear picture of your income and expenses using our budgeting tool.
When you have financial responsibilities in the present, putting aside money for the future is not always a priority. It may not seem like much, but you can end up with a considerable nest egg by making small, regular investments and starting early.
Time is on your side when it comes to saving! Find out how much you could save if you start early.
Grow your savings tax-free and access your funds when you need them.
Earn tax-free savings for retirement, buying your first home, or going back to school.
Get on track with our savings and investment solutions.
Talk to an advisor to get tailored advice.