Interest payments
- Simple interest only, paid in USD.
- Interest paid at maturity for terms of less than one year.
- Interest paid twice a year (April 30 and October 31) for terms of one year or more.
Access to funds
Cannot be cashed in before maturity.
Grow your USD investments with a competitive fixed interest rate and flexible terms.
Select the term and interest type of your non-redeemable GIC in USD. If you’re already a client, you can choose the plan in which to invest your GIC (TFSA, RRSP or non-registered account) in a second step.
| Term | Minimum investment | Rate | Interest type | Get this GIC |
|---|---|---|---|---|
| ${productCriteria.TERMRANGE.criteriaNumericValue} month(s) |
$${productCriteria.AMTRANGE.criteriaLowerValue} | ${taux|percent:"true"} | ${interet} |
Our advisors can help you choose the GIC that's right for you.
Interest payments
Access to funds
Cannot be cashed in before maturity.
Interest is calculated annually.
Automatic renewal: Unless otherwise instructed, we will automatically renew your GIC at maturity for the same amount (principal and interest) and term at the prevailing rate. You will have 10 business days after the new GIC is issued to cancel the renewal.
Guaranteed investment certificates (GICs) are covered by the Canada Deposit Insurance Corporation (CDIC). Find out more about the coverage offered by CDIC.
Invest your funds and cash them in at any time
Minimum investment
Interest
Rate
Term
Trust our experts to manage your investments.
Great for short-term saving—access your funds at any time.
Talk to an advisor for personalized advice or sign in to your online bank to invest.
