Non-redeemable USD GICs

Flexible options for your USD investments

At a glance

What is a Non-Redeemable USD GIC?

Grow your USD investments with a competitive fixed interest rate and flexible terms.

Perfect if you are looking to:

Take advantage of a great fixed rate
Invest in a GIC offering a higher rate than the Redeemable USD GIC

GIC options

Select the term and interest type of your non-redeemable GIC in USD. If you’re already a client, you can choose the plan in which to invest your GIC (TFSA, RRSP or non-registered account) in a second step.

Term	Minimum investment	Rate	Interest type	Get this GIC
${productCriteria.TERMRANGE.criteriaNumericValue} month(s)	$${productCriteria.AMTRANGE.criteriaLowerValue}	${taux\|percent:"true"}	${interet}	Choose this GIC

Our advisors can help you choose the GIC that's right for you.

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Little details that matter

Non-registered plan

Interest payments

Simple interest only, paid in USD.
Interest paid at maturity for terms of less than one year.
Interest paid twice a year (April 30 and October 31) for terms of one year or more.

Access to funds

Cannot be cashed in before maturity.

Additional information

Interest is calculated annually.

Automatic renewal: Unless otherwise instructed, we will automatically renew your GIC at maturity for the same amount (principal and interest) and term at the prevailing rate. You will have 10 business days after the new GIC is issued to cancel the renewal.

Legal Disclaimers

Guaranteed investment certificates (GICs) are covered by the Canada Deposit Insurance Corporation (CDIC). Find out more about the coverage offered by CDIC.