Redeemable USD GIC

Invest in USD and cash out whenever you want

At a glance

What is a Redeemable USD GIC?

Cash in your investment at any time, while protecting your principal and interest.

Perfect if you are looking to:

Take advantage of a great fixed rate
Access your funds when you want

GIC options

Select the term and interest type of your non-redeemable GIC in USD. If you’re already a client, you can choose the plan in which to invest your GIC (TFSA, RRSP or non-registered account) in a second step.

Term	Minimum investment	Rate	Interest type	Get this GIC
${productCriteria.TERMRANGE.criteriaNumericValue} month(s)	$${productCriteria.AMTRANGE.criteriaLowerValue}	${taux\|percent:"true"}	${interet}	Choose this GIC

Our advisors can help you choose the GIC that's right for you.

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Little details that matter

Interest payments

Simple interest only, paid in USD.
Interest paid at maturity for terms of less than one year.
Interest paid twice a year (April 30 and October 31) for terms of one year or more.

Access to funds

Can be cashed in before maturity. Reduced interest rate applies to the portion of the principal cashed in. This rate will be based on the elapsed term and the rates posted at the branch when the funds are cashed in. No interest if cashed within 30 days of the issue date.
You can cash in a portion of your investment up to three times during the term.
Minimum amount to cash in: $500.

Interest is calculated annually.

Automatic renewal: Unless otherwise instructed, we will automatically renew your GIC at maturity for the same amount (principal and interest) and term at the prevailing rate. You will have 10 business days after the new GIC is issued to cancel the renewal.

Guaranteed investment certificates (GICs) are covered by the Canada Deposit Insurance Corporation (CDIC). Find out more about the coverage offered by CDIC.