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NBI Funds

A flexible way to invest

At a glance

What are NBI Funds?

NBI Funds1 are investment funds offered by National Bank Investments Inc. (NBI).

They pool funds from many investors, which are then invested by the portfolio manager in various market-linked securities.

Perfect if you are looking to:

  • Leverage the expertise of some of the world's top portfolio managers
  • Select individual funds, or funds that fit your investment strategy
  • Select funds based on risk, potential returns, etc.
  • Invest a fixed amount each month

Do you know your investor profile? Find out now!

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Types of NBI funds

Money market Fund

The NBI Money Market Fund is comprised of T-Bills and other short-term investment vehicles.
Minimum investment : $1,000

Perfect if you are looking to:

  • Reduce the volatility of a diversified portfolio
  • Enjoy a low-risk investment
  • Access your funds easily
  • Invest over the short term

Learn more about this fund

Fund name Investment horizon
Risk
1 year
3 years
5 years
10 years Since inception Apply

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Short-Term and Income Funds

Short-Term and Income Funds are mainly comprised of high-quality debt securities, mortgage-backed securities and preferred shares.
Minimum investment: $500

Perfect if you are looking to:

  • Get a good return with low to moderate risk
  • Invest in a balanced portfolio
  • Enjoy stable returns while protecting your investment

Learn more about this fund

Fund name Investment horizon
Risk
1 year
3 years
5 years
10 years Since inception Apply

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Diversified Fund

The Diversified Fund allows for a balanced asset allocation across the main asset classes (bonds, shares, etc.).
Minimum investment: $500

Perfect if you are looking to:

  • Get optimal returns with low to moderate risk
  • Have a diversified portfolio with a single investment

Learn more about this fund

Fund name Investment horizon
Risk
1 year
3 years
5 years
10 years Since inception Apply

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Canadian Equity Fund

Canadian Equity Funds are mainly comprised of stocks. As part of a diversified portfolio, they drive capital growth.
Minimum investment: $500

Perfect if you are looking to:

  • Get a high return with moderate to high risk
  • Invest in Canadian markets
  • Benefit from potential capital gains
  • Protect your investment over the long term

Learn more about this fund

Fund name Investment horizon
Risk
1 year
3 years
5 years
10 years Since inception Apply

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Global Equity Fund

As their name indicates, Global Equity Funds invest in equity securities of companies operating in countries around the world. They allow you to capitalize on the growth potential of international markets.

Perfect if you are looking to:

  • Get a high return with moderate to high risk
  • Diversify your investments for long-term growth

Learn more about this fund

Fund name Investment horizon
Risk
1 year
3 years
5 years
10 years Since inception Apply

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Specialized Funds

These funds focus on one industry, geographic area or specialized investment strategy.
Minimum investment: $500

Perfect if you are looking to:

  • Enjoy optimal diversification
  • Invest over the long term
  • Invest in the renewable energy sector, among others

Learn more about this fund

Fund name Investment horizon
Risk
1 year
3 years
5 years
10 years Since inception Apply

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Index Funds

Index Funds track the performance of a specific market index and perform well over the long term. These funds do not generate regular interest income.
Minimum investment: $500

Perfect if you are looking to:

  • Diversify your investments
  • Protect yourself from interest rate fluctuations

Learn more about this fund

Fund name Investment horizon
Risk
1 year
3 years
5 years
10 years Since inception Apply

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Tip

Not ready to invest right away? While you wait, put your funds in a high interest bank account like the Altamira High Interest CashPerformer.2

Little details that matter

Regulatory documents

Fund mergers

Legal Disclaimers

® HIGH-INTEREST CASHPERFORMER is a registered trademark of National Bank of Canada, used under licence by NBI.

1. NBI Funds (the "Funds") are offered by National Bank Investments Inc., a wholly owned subsidiary of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with investments in a Fund. Please read the prospectus of the Funds before investing. The performance data provided for the NBI Money Market Fund assumes reinvestment of distributions only and does not take into account sales, redemption, investment or optional charges or income taxes payable by any security holder that would diminish returns. There can be no assurances that the NBI Money Market Fund will maintain its net asset value per security at a constant amount or that the full amount of the investment in a fund will be returned.

2. The Altamira High Interest CashPerformer® account is offered by National Bank of Canada through National Bank Investments Inc. (NBI) and distributed by NBI, a wholly-owned subsidiary of National Bank of Canada. National Bank of Canada is a member of the Canada Deposit Insurance Corporation (CDIC). The High-Interest CashPerformer is eligible for CDIC insurance, subject to CDIC rules and regulations. As deposits in USD are not eligible for CDIC insurance, deposits to the USD Altamira High-Interest CashPerformer account are not insured. The interest rate payable is an annual rate and is subject to change without direct notice to you. Interest is calculated daily on your account balance and paid monthly. The interest rate is set out on the High-Interest CashPerformer page. NBI reserves the right to refuse a transaction that may have been accepted electronically. The refusal will be communicated within 24 hours of acceptance.

The performance data represents an annualized historical yield based on the seven day period ended on the date indicated at the top of the table above and does not represent an actual one year return.

The indicated rates of return for funds other than the NBI Money Market Fund are based on the historical annual compounded total returns, including changes in securities value and reinvestment of all distributions, and do not take into account sales, redemption, investment or optional charges or income taxes payable by any security holder that would have reduced returns.

The Funds’ securities are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer. The Funds are not guaranteed, their values change frequently and past performance may not be repeated.

The information and data provided in this document, including that provided by third parties, are considered accurate at the time of distribution and were obtained from sources considered reliable. We reserve the right to modify them without notice. This information and data are provided to you for information purposes only. No representations or warranties, implicit or explicit, are made as to the accuracy, quality or completeness of this information and data. The opinions expressed are not to be construed as a solicitation or offer to buy or sell units mentioned herein and should not be considered a recommendation.

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