Easy Savings advantages
4
Take advantage of promotional offers from participating merchants.
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Annual fee2
Free
Interest rate on purchases1
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Interest rate on balance transfers and cash advances2, 3
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Additional card fees
No fee
Low-rate card1
$${p1.productPricing.AF_INT_RED.productPricingValue}
Low rate on purchases1
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Low rate on balance transfers and cash advances2, 3
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Minimum limit credit1
$${p1.productCriteria.AMTRANGE.criteriaLowerValue}
Compensation plan in the event of fraud
Up to $10,000 (see the${p1.urlConvention.en | link:"Cardholder Agreement":"":"_blank"})
Safe online purchases
Mastercard® ID CheckTM is a service that protects you against fraud by verifying your identity when making online purchases.
Easy Savings advantages
4
Take advantage of promotional offers from participating merchants.
Customer service or report a lost or stolen card |
|
Report fraudulent use by an authorized cardholder |
|
Chargeback |
Pre-authorized Debit
Your card payments can be automatically withdrawn from your National Bank or other account so you can avoid late payment fees if you apply to pre-authorized debit.
${p1.urlConvention.en | link:"Agreement Governing the Use of the National Bank Mastercard® Credit Card":"":"_blank"}– effective July 9, 2018
You may also be interested in this credit card.
Learn more about our operating loans.
®Mastercard and Priceless Cities are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.
TM ID Check and Identity Check are trademarks of Mastercard International Inc. Authorized user: National Bank.
1 Subject to credit approval from National Bank.
2 Grace period: At least 21 days on purchases if you pay your full balance by the due date indicated on your monthly statement (no grace period applies to balance transfers and cash advances). Your minimum payment will correspond to 2.5% of your account balance plus any amount already due or $10, whichever amount is higher. If your account balance is lower than $10, you must pay the entire balance. If you exceed your credit limit, the amount of the minimum payment will be the highest of the following amounts: (a) 2.5% of the account balance or (b) the amount of the overlimit.
Example of credit charges calculated over a period of 30 days
*Variable interest rate in effect on August 1ST, 2019
3 Subject to credit approval from National Bank. The total of all amounts transferred cannot exceed $5,000.
4 Certain conditions apply. Visit mastercard.ca for more
information. Refer to the credit card terms and conditions.
This content is made available by National Bank and its affiliates
for information purposes only. It does not create any legal or
contractual obligations for National Bank and its affiliates. The
conditions described herein are not exhaustive and are subject to
change.
Some of our cards offer a compensation plan in the event of fraud by a cardholder. If necessary, the fraud compensation plan entitles you to a refund limited to the real loss resulting from fraudulent use of the card or account by the cardholder. This plan only applies in the event of fraudulent use by a cardholder who is not also an authorized signatory. The refund amount can be up to $100,000 per account per 12-month period. To use this plan, the company and all authorized signatories must fully collaborate with the Bank and file an official complaint with law enforcement authorities. The application of the fraud protection plan is governed by the conditions set out in section 14 of the credit card agreement. In particular, the plan does not apply if, through negligence, the cardholder contributed to the unauthorized or fraudulent use of the card or account by any person other than a cardholder.
