Reward yourself, you deserve it

Picto of a gift with a dollar sign in front
Picto of a gift with a dollar sign in front
Picto of a gift with a dollar sign in front


Earn and redeem À la carte Rewards points

Picto of a card with a dollar sign on it
Picto of a card with a dollar sign on it
Picto of a card with a dollar sign on it


Manage your monthly spending limit

Picto of a plane with a shield
Picto of a plane with a shield
Picto of a plane with a shield


Enjoy flight departure delay, baggage and vehicle rental insurance 

Platinum Mastercard Business Card

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Annual fees 

125 $

Annual fee for additional card

$50

Minimum credit limit1

1 000 $ 

Interest rate on purchases1

20.99 %

Interest rate on balance transfers and cash advances2, 3

22.99 %

Pre-authorized payment

Your card payments can be automatically withdrawn from your National Bank or other account so you can avoid late payment fees if you set up pre-authorized debit.

 

Agreement Governing the Use of the National Bank Mastercard® Credit Card– effective July 9, 2018 

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How to benefit from my Platinum Business Mastercard?

Turn your business expenses into rewards points. Then redeem them for travel discounts, merchandise, gift cards and more.

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Earn points for every dollar spent6

  • Get 1.5 points for every $1 spent on eligible purchases6
  • Earn an additional 1.5 points for every $1 spent on eligible purchases with À la carte Travel6
picto avion

Turn your points into rewards

  • Get gifts and gift-cards from our online store
  • Get holiday packages, airline tickets and travel discounts exclusive to our À la carte Rewards program
  • Exclusive to your Platinum Business card: pay for the expenses you want using the credit from your account

 

Ready to create an account or sign in?

Redeem my rewards

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Little details that matter

Promotion ended

PROMOTION ENDED

The offer that ended on December 20, 2021, included a period of 3 months, during which time you received accounts benefits and rewards points if a minimum amount of net purchases was charged to the eligible credit card account. 

*Offer of 15,000 rewards points when you join and save on the annual fee for the first year.

Promotion valid from September 20, 2021, to December 20, 2021, for National Bank Platinum, World, World Elite® and Platinum Mastercard® Business credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by December 20, 2021. Credit card issued subject to credit approval by National Bank. Some conditions apply.

Savings on annual fees for the first year:  The annual fees for the card will be refunded for the first year (for the primary cardholder). It will appear as a charge and credit on the second or third statement after your account is opened. To receive the annual fee refund for the first year, you must make your first purchase on the account within the first 45 days of opening the account.

Bonus rewards points: The bonus rewards points under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, World, or World Elite Mastercard: get 15,000 rewards points if $3,000 in net purchases or more are charged to the credit card account within the first three months following enrollment.

Platinum Business Mastercard: get 15,000 rewards points if $5,000 or more in net purchases or more are charged to the credit card account within the first three months following enrollment.

The account must be in good standing at the time the annual fees are refunded, and bonus rewards points are applied.

The net purchases charged to your card are calculated over three months, starting at account opening. For example, if the account is opened on October 15, 2021, the account holder will have until January 15, 2022, to charge the required amount in purchases to the account and obtain the bonus rewards points.

Net purchases refer to the amount in purchases charged to the account minus the returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation. 

Eligibility and terms and conditions:  This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. The promotion does not apply to additional cards.  It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time.

Rewards plan

  • Points per $ spent6
$1 purchase = 1.5 points    You can earn points even faster by making your purchases through the À la carte Travel™ online agency.
   
  • Travel discounts
The À la carte™ Rewards Plan gives you the freedom to travel without restrictions with the travel provider or carrier of your choice. For information on travel discounts, visit rewards.nbc.ca.
  • À la carte Travel
With the À la carte Travel™ online agency, reduce the cost of your packages and airline tickets by redeeming your points. Additionally, you can plan your entire trip by booking hotels, cruises, vehicles and other services.   
Discover the À la carte Travel Agency
  • Account credit 
Visit Plan rules for all the details.

Legal Notes

®Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

™À LA CARTE TRAVEL and À LA CARTE REWARDS are trademarks of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.

® À LA CARTE EXTRAS is a registered trademark of National Bank of Canada. 

1 Subject to credit approval from National Bank.

2 Grace period: At least 21 days on purchases if you pay your full balance by the due date indicated on your monthly statement (no grace period applies to balance transfers and cash advances). Your minimum payment will correspond to 2.5% of your account balance plus any amount already due or $10, whichever amount is higher. If your account balance is lower than $10, you must pay the entire balance.  If you exceed your credit limit, the amount of the minimum payment will be the highest of the following amounts: (a) 2.5% of the account balance or (b) the amount of the overlimit.

 

Example of credit charges calculated over a period of 30 days  

 

*Variable interest rate in effect on September 1, 2021

3 Subject to credit approval from National Bank. The total of all amounts transferred cannot exceed $5,000.

4 This coverage applies to purchases and rentals made using the card, except (if applicable) out-of-province medical/hospital insurance for which it is not necessary to charge the travel arrangements to the card. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the distribution guide and insurance certificate associated with your card.

5 Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.

6 Certain restrictions apply. You must, therefore, first pay for your trip in full with an eligible credit card to redeem your points. Your travel credit will take effect approximately 72 hours after the exchange. For more information, consult the applicable rules for earning points in the À la carte Rewards Plan section

This content is made available by National Bank and its affiliates for information purposes only. It does not create any legal or contractual obligations for National Bank and its affiliates. The conditions described herein are not exhaustive and are subject to change.

Protection

Summary and insurance certificate

Consult the Summary|Insurance certificate[PDF].
 

Compensation plan in the event of fraud

Up to $10,000 (see the Cardholder Agreement)
 

Purchase protection in the event of theft or damage4

180-day purchase protection following the date of purchase
 

Extended warranty4

Triple the manufacturer's warranty, up to 2 additional years
 

Flight departure delay insurance4

Up to $500 per person (over 4 hours)
 

Baggage insurance in case of theft or loss4

Up to $1,000 per person
 

Baggage insurance in case of delay4

Up to $500 per person (over 6 hours)
 

Vehicle rental insurance4

Against collision, theft or damage for a period of 48 days or less (theft of personal effects up to $2,000)
 

Travel insurance in case of accident aboard public transit4

Up to $250,000
 

Safe online purchases

Mastercard® ID CheckTM is a service that protects you against fraud by verifying your identity when making online purchases. 

Other advantages

Easy Savings Program5

With the Mastercard Easy Savings Program you automatically receive discounts on eligible purchases at participating merchants.For a list of participating merchants, go to mastercard.ca/easysavings.

Important phone numbers

Customer service or report a lost or stolen card

À la carte Rewards Centre

Insurance claim 

Report fraudulent use by an authorized cardholder

Chargeback