WELCOME OFFER

Platinum Business Mastercard credit card

Earn up to 60,000 rewards points when you get the Platinum Business Mastercard*

Apply now

*Offer valid until September 16, 2025. Minimum purchase required. Certain conditions apply. 

Platinum Business Mastercard® at a glance

Picto of a circled dollar sign

Earn 1.5 points per dollar spent,1  with no purchase limit

Picto of a wallet

Manage your monthly spending limit

Picto of a cellphone with a shield

Insurance for departing flight delays, lost luggage, and car rentals2

No minimum annual income is required. Subject to National Bank credit approval. To qualify for our limited-time offer, the business must not hold/have held a National Bank business Mastercard  credit card anytime in the past 24 months.  

Annual fees for the main cardholder

$125  $0

Pay no annual fees for the first year, then $125/year afterwards

Annual fees for authorized users

$50  $0

Pay no annual fees for the first year, then $50/year afterwards

Annual fees for the additional cardholder

Minimum credit limit 4

$1,000

Purchase rate 3

20.99%

Interest rate for balance transfers and cash advances 5

22.99%

Apply now

Secure online form

Jusqu’à 900 $ en rabais voyage ou jusqu’à 800 $ à investir dans un produit financier annuellement*

Boost your business and maximize your rewards

Discover the business credit card that works as hard as you do. Claim our limited-time offer and turn your business expenses into rewards points with the Platinum Business Mastercard! Get your card before September 16, 2025, and you could get up to 60,000 rewards points and have the annual fee for yourself and an additional cardholder reimbursed* 

*To be eligible for this offer, the business must not have been the main cardholder of a National Bank business credit card in the past 24 months.

Enjoy benefits and rewards valued at $1,937 during the first year

Certain eligibility requirements apply. The potential amount and value of the rewards points varies depending on annual account spending and the type of reward. To determine how many points are required for each reward, visit rewards.nbc.ca. Travel discounts are only redeemable by increments of 12,000 points, with each increment equaling $100.  

Estimated value of the rewards 

30,000 rewards points
when you complete $5,000 in net purchases 3 months following enrollment

$250
in travel discounts

30,000 rewards points
when you complete $20,000 in net purchases in the 12 months following enrollment 

$250
in travel discounts

Savings for the first year on the first additional card

$125

Savings for the first year on the first additional card

$50

151,517 rewards points
when you complete $99,933 in annual expenses

$1,262
in travel discounts

 

Total benefits and rewards during the first year

 

$1,937

Based on the profile of a typical new Platinum Business Mastercard cardholder who charges the expenses shown in the table above to their account.

Platinum Business Mastercard benefits 

Picto of a Mastercard credit card

Separate your business and personal expenses

  • Manage your business expenses with ease 
  • Card granted regardless of the size of your company and industry, pending a credit approval
  • Lower annual fee than some of our personal cards, and the fee is tax-deductible 
Picto of an airplane

Earn 1.5 points with no purchase limit

  • Get 1.5 points for every $1 spent on eligible purchases6 
  • Earn an additional 1.5 points for every $1 spent on eligible purchases with À la carte TravelTM Agency1
  • Combine your accumulated points with your personal National Bank rewards card 
Picto of a debit card with a small dollar sign

Turn your points into rewards or account credits

  • Get gifts and gift cards from our online boutique
  • Get holiday packages, airline tickets, and travel discounts exclusive to our À la carte Rewards Plan®
  • Exclusive to your Platinum Business card: pay for the expenses you want using the credit from your account

 

Want to create an account or sign in to À la carte RewardsTM to redeem your points?

Redeem points

Picto of a credit card

Pre-authorized debit

Your card payments can be automatically withdrawn from your National Bank or other account so you can avoid late payment fees if you set up pre-authorized debit.

Digital Business Package

Get $250 cashback when you open a bank account with this package* 

Get this offer

*For accounts opened by June 30, 2025. Addition of certain services and transactions required. Conditions apply.

Photo of the Platinum Business Mastercard

Turn your points into rewards with the Platinum Business Mastercard credit card 

Apply now

Picto of a clock  Complete your application in minutes.

Useful Articles

No Result found

How can we help you?

Ask us your questions

Get personalized advice from an expert by scheduling a call with us.

Make an appointment
Picto of two conversation bubbles with a question mark and the National Bank logo

Need immediate assistance?

1-844-394-4494

Monday to Friday,
7 a.m. to 8 p.m. (ET)

Picto of a phone

Little details that matter

Length of the welcome promotion

From March 4 to September 16, 2025.

Eligibility conditions

  • Sign up for a National Bank Platinum Business Mastercard® credit card during the promotion as a primary cardholder.
  • Not have held one of our business Mastercard credit cards from National Bank over the past 24 months as a business primary cardholder.
  • Keep the credit card account open until rewards points are paid.
  • Keep the account in good standing by complying with the conditions set out in the Cardholder Agreement for Mastercard®Business Cards until the rewards points are paid. For example, all minimum payments must be made on time.
  • Not be employed by National Bank or one of its subsidiaries.

Description of the promotion

Up to up to 60,000 rewards points after signing up and annual fees reimbursed for the first year for the primary cardholder and the first additional authorized user.

Annual fees

No annual fees for the first year for the primary cardholder and the first additional authorized user.

We will charge annual fees to the account of your new card and reimburse those fees to you. You will receive this reimbursement within five months of opening your account, provided that your account remains open. It will appear on your statement in the form of a credit.

To benefit from the annual fee discount for the first additional authorized user’s card, you must add it to the account opening request.  

Annual fees associated with cards for other authorized users are not eligible for this promotion. 

Rewards points

Points offered  Conditions When points are awarded to the account
30 000 5 000$ in purchases in the first three months    At the end of the fifth month following the membership.
30 000 20 000$ in purchases per month for the first 12 months  At the end of the fifteenth month following the membership. 


How total purchases are calculated

The calculation is for the total amount of purchases made through all cards linked to the account. The transactions not included in the calculation are set out in article 1.5 of the À la carte Rewards PlanTM.

Other conditions

  • You can only take advantage of the promotion once. 
  • Issuance of the card is subject to credit approval by National Bank of Canada. Other conditions apply to the issue of the card.
  • This promotion may not be combined with any other promotion or offer applicable to National Bank credit cards, nor is it retroactive.
  • This promotion may be modified or withdrawn without notice.

  • Points per $ spent6
 $1 purchase = 1.5 points    You can earn points even faster by making your purchases through the À la carte Travel™ online agency.
   
  • Travel discounts
 The À la carte™ Rewards Plan gives you the freedom to travel without restrictions with the travel provider or carrier of your choice. For information on travel discounts, visit rewards.nbc.ca.
  • À la carte Travel
 With the À la carte Travel™ online agency, reduce the cost of your packages and airline tickets by redeeming your points. Additionally, you can plan your entire trip by booking hotels, cruises, vehicles and other services.   
Discover the À la carte Travel Agency
  • Account credit 
 Visit Plan rules for all the details.

Summary and insurance certificate

Consult the Purchase protection summary | Travel insurance summary | Insurance Certificate [PDF].
 

Compensation plan in the event of fraud

Up to $10,000 (see the Cardholder Agreement)
 

Purchase protection in the event of theft or damage 4

180-day purchase protection following the date of purchase
 

Extended warranty 4

Triple the manufacturer's warranty, up to 2 additional years
 

Flight departure delay insurance 4

Up to $500 per person (over 4 hours)
 

Baggage insurance in case of theft or loss 4

Up to $1,000 per person
 

Baggage insurance in case of delay 4

Up to $500 per person (over 6 hours)
 

Vehicle rental insurance 4

Against collision, theft or damage for a period of 48 days or less (theft of personal effects up to $2,000)
 

Travel insurance in case of accident aboard public transit 4

Up to $250,000
 

Safe online purchases

Mastercard® ID CheckTM is a service that protects you against fraud by verifying your identity when making online purchases.

Easy Savings Program 5

With the Mastercard Easy Savings Program you automatically receive discounts on eligible purchases at participating merchants.For a list of participating merchants, go to mastercard.ca/easysavings.

Customer service or report a lost or stolen card

À la carte Rewards Centre

Insurance claim 

Report fraudulent use by an authorized cardholder

Chargeback

®Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank

®À LA CARTE REWARDS PLAN is a registered trademark of National Bank. 

™À LA CARTE TRAVEL and À LA CARTE REWARDS are trademarks of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.

1. Some restrictions apply. For more information, see the Rewards Plan section or the Points Earning Plan Rules.

2. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

3. Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you are a business that chose the corporate responsibility, please refer to the cardholder agreement and account statement. Account statement: A statement is sent monthly.

Example of credit charges over a 30-day period

Annual interest rate

Average balance
 

$500

$3,000

22.99%

$9.45

$56.69

20.99%

$8.63

$51.76

14.5%

$5.96

$35.75

11.7%

$4.81

$28.85

*Variable interest rate in effect on April 24, 2023.

4. Subject to credit approval from National Bank. The total of all amounts transferred cannot exceed $5,000. 

5. Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions. 

6. Certain restrictions apply. You must, therefore, first pay for your trip in full with an eligible credit card to redeem your points. Your travel credit will take effect approximately 72 hours after the exchange. For more information, consult the Rewards plan section or the Plan rules regarding how to earn points.

Business Help centre

Find answers to your questions