Accumulate and claim À la carte Reward points
Manage your monthly spending limit
Enjoy flight departure delay, baggage and vehicle rental insurance
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Accelerate the accumulation of points by booking your flights and packages with À la carte TravelTM, or by paying the balance with your credit card.
With À la carte Travel, you can redeem your points directly without submitting a refund claim. You also benefit from a better exchange rate: only 10,000 points for a $100 discount.
Kitchen, sports and recreation items, small appliances, gift cards, and more.
Categories:
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Annual fees
$125
Minimum credit limit1
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Interest rate on balance transfers and cash advances2, 3, 17
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Annual fee for additional card
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Interest rate on purchases1
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Protection
Summary and insurance certificate
Consult the${p1.guideDistr.en | link:"Summary":"":"_blank"}|${p1.certif.en | link:"Insurance certificate":"":"_blank"}[PDF].
Compensation plan in the event of fraud
Up to $10,000 (see the${p1.urlConvention.en | link:"Cardholder Agreement":"":"_blank"})
Purchase protection in the event of theft or damage4
180-day purchase protection following the date of purchase
Extended warranty4
Triple the manufacturer's warranty, up to 2 additional years
Flight departure delay insurance4
Up to $500 per person (over 4 hours)
Baggage insurance in case of theft or loss4
Up to $1,000 per person
Baggage insurance in case of delay4
Up to $500 per person (over 6 hours)
Vehicle rental insurance4
Against collision, theft or damage for a period of 48 days or less (theft of personal effects up to $2,000)
Travel insurance in case of accident aboard public transit4
Up to $250,000
Safe online purchases
Mastercard® ID CheckTM is a service that protects you against fraud by verifying your identity when making online purchases.
Other advantages
Easy Savings Program5
With the Mastercard Easy Savings Program you automatically receive discounts on eligible purchases at participating merchants.For a list of participating merchants, go to mastercard.ca/easysavings.
MasterpassTM digital wallet
MasterpassTM is a fast and secure online payment method.
Important phone numbers
Customer service or report a lost or stolen card |
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À la carte Rewards Centre |
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Insurance claim |
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Report fraudulent use by an authorized cardholder |
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Chargeback |
Pre-authorized Debit
Your card payments can be automatically withdrawn from your National Bank or other account so you can avoid late payment fees if you apply to pre-authorized debit.
${p1.urlConvention.en | link:"Agreement Governing the Use of the National Bank Mastercard® Credit Card":"":"_blank"}– effective August 27, 2021
You may also be interested in this credit card.
Learn more about our short-term financing solutions.
®Mastercard, Masterpass and Priceless Cities are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.
™À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.
1 Subject to credit approval from National Bank.
2 Grace period: At least 21 days on purchases if you pay your full balance by the due date indicated on your monthly statement (no grace period applies to balance transfers and cash advances). Your minimum payment will correspond to 2.5% of your account balance plus any amount already due or $10, whichever amount is higher. If your account balance is lower than $10, you must pay the entire balance. If you exceed your credit limit, the amount of the minimum payment will be the highest of the following amounts: (a) 2.5% of the account balance or (b) the amount of the overlimit.
Example of credit charges calculated over a period of 30 days
