RRSP

Invest for your retirement

rrsp

THE RRSP DEADLINE* FOR 2014 IS FAST APPROACHING.

Make the most of our promotional Guaranteed Investment Certificate rates
for all new RRSP or TFSA contributions starting now1.

1.50%
Term: 16 months

Contribute

Make an appointment

1.65%
Term: 30 months

Contribute

Make an appointment

2.00%
Term: 48 months

Contribute

Make an appointment

 

Registered Retirement Savings Plans (RRSPs) are used to accumulate retirement capital. Compare our investing solutions and contribute to your RRSP online for your retirement with National Bank’s solutions.

Why should I contribute to an RRSP?

With an registered retirement savings plan, you can defer paying taxes on invested money until you retire.

The income and capital gains generated by your investments grow tax-free until you start making withdrawals.

Since your retirement tax rate is likely to be lower than you're working tax rate, you have more freedom to maintain your lifestyle. 

Who can contribute to an RRSP?

Anyone aged 71 years or younger with earned income 
in Canada:

  • Net employment income
  • Net rental income (real estate or other property)
  • Net business income
  • Taxable support payments, etc.

Which investments are RRSP-eligible?

Nearly any type of investment can be held in an registered retirement savings plan:

RRSP or TFSA?

The answer may surprise you...
Discover the best savings plan for your situation.

RRSP Guidelines and Advice

RRSP Guides

Investment Guide

Tools

index_guide

Understand, Plan, Act... Advice for everyone!

Whether you're saving for a short-term project or for your retirement, MyIdea will help you plan your savings using investment solutions that are tailored to your needs.

 

* March 2, 2015

1. Offers valid from January 12 to March 2, 2015. Rates subject to change without notice. These offers cannot be combined with any other offer, promotion, advantage or deposit product renewal. These offers can be withdrawn at any time. The minimum deposit required is CDN $1,000. The offers apply to a new investment in 1) a non-redeemable, fixed-rate guaranteed investment certificate (GIC) at [1.5]%, in Canadian dollars, for a term of [16 months], 2) a non-redeemable, fixed-rate guaranteed investment certificate (GIC) at [1.65]%, in Canadian dollars, for a term of [30 months] or 3) a non-redeemable, fixed-rate guaranteed investment certificate (GIC) at [2.00]%, in Canadian dollars, for a term of [48 months], to be invested in a National Bank RRSP. Compound interest only, calculated on each anniversary date of the investment, compounded annually and paid at maturity. National Bank is a member of the Canada Deposit Insurance Corporation (CDIC).