Registered Retirement Savings Plans (RRSP)

Invest in your RRSP for your retirement

RRSP - Registered Retirement Savings Plans

Our GIC offers through February 29, 2016

3-month Non-redeemable GIC1

1.75%

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3-year Redeemable Plus GIC2

1.65%

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Registered Retirement Savings Plans (RRSPs) are used to accumulate retirement capital. Compare our investing solutions and contribute to your RRSP online for your retirement with National Bank’s solutions.

Why should I contribute to an RRSP?

With an registered retirement savings plan, you can defer paying taxes on invested money until you retire.

The income and capital gains generated by your investments grow tax-free until you start making withdrawals.

Since your retirement tax rate is likely to be lower than you're working tax rate, you have more freedom to maintain your lifestyle. 

Learn more about 7 basic RRSP questions

Who can contribute to an RRSP?

Anyone aged 71 years or younger with earned income 
in Canada:

  • Net employment income
  • Net rental income (real estate or other property)
  • Net business income
  • Taxable support payments, etc.

Which investments are RRSP-eligible?

Nearly any type of investment can be held in an registered retirement savings plan:

RRSP or TFSA?

The answer may surprise you...
Discover the best savings plan for your situation.

Five test for deciding on TFSAs or RRSPs

RRSP Guidelines and Advice

RRSP Guides

Investment Guide

Tools

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Understand, Plan, Act... Advice for everyone!

     

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My IdeaTM savings calculator: Where retirement planning begins

Your mind is brimming with ideas for your retirement. What if there was a simple, practical tool to help you plan your projects?

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