Fixed monthly fee per bank account
$0/month
If you sign up for one of our eligible National
Bank® Mastercard® credit cards. 3-9
The annual fee is applicable for the chosen credit card.
Jusqu’à 900 $ en rabais voyage ou jusqu’à 800 $ à investir dans un produit financier annuellement*
On this page
See our special offer ↓ | How to benefit from the offer ↓ | Eligible professions ↓
Save up to $1,688 annually 1 with this special banking offer programmed specifically for IT professionals. Take advantage of no fixed monthly fees for up to 3 accounts when you sign up for an eligible Mastercard credit card. You’ll also benefit from products and services at preferred rates.
3 bank accounts
1 credit card
World Elite® Mastercard® credit card
World Mastercard® credit card
Platinum Mastercard® credit card
Your spouse can also enjoy the benefits with an additional card.
This line of credit is accessible at any time. Power your ideas without having to apply for a new loan!
Exclusive rate: 7.45%
(Prime 7.20% + 0.25 %)
Management fees: $0/month
A home equity line of credit that groups together your bank accounts and your short-term cash and financing needs.
Exclusive rate: 7.45%
(Prime 7.20% + 0.25 %)
Management fees: $7/month
Split your mortgage into smaller tiers — each with its own rate, term, payment frequency and amortization period.
Telemedicine service included
We actively support your health and well-being. That’s why we’re
offering you access to Dialogue,
a virtual healthcare service platform available anywhere,
anytime.
Legal assistance at no cost
In partnership
with FBA Solutions, access lawyers by phone and get legal
information in many areas.
Identity theft and identity fraud prevention
Take advantage of a 20% discount on the Securizone® or Securizone 360™ plan and access tools and support services to better protect your identity.
Investment and retirement advice
Meet with a financial planner 10 at no extra cost to help guide your investment and retirement decisions with solutions tailored to your needs.
with an advisor
of eligible IT professional status
included in the offer with the help of your advisor.
Our articles and videos will help you
untangle your finances and take control of your credit, housing,
retirement, and more.
You must submit proof of your professional status, or proof that you are studying the profession at an institution recognized by the Canadian Information Centre for International Credentials (cicdi.ca).
Eligible professions
Click on the following external links to consult the complete list of eligible professions under each category:
Exclusions:
This offer does not apply to graphic designers, illustrators, animators and e-business managers.
TM WHEN IT COMES TO BANKING, THIS IS IT is a trademark of National Bank of Canada.
® Mastercard, Platinum Mastercard, World Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.
® PERSONAL FLEX LINE, ALL-IN-ONE and THE TOTAL are registered trademarks of National Bank of Canada.
® SECURIZONE is a registered trademark of National Bank of Canada used by NBC Assistance Inc.
Interac® is a registered trademark of Interac Inc. Used under licence.
® App Store is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor or participant of National Bank Mobile Banking Solutions.
1. Subject to credit approval by National Bank. The discount is offered to holders of a National Bank Platinum®, World or World Elite® Mastercard credit card. The $1,688 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the typical profile of a client who has the following products: two bank accounts equivalent to The Total® package, with the individual Securizone product, a World Elite® Mastercard® credit card, a National Bank All-In-One® home equity line of credit with an annual balance of $150,000, and has a good credit rating.
Savings are calculated as follows: No monthly fee for transactions included in Total® package (annual savings of $694 for two active chequing accounts), plus an annual discount on the individual Securizone product (annual savings of $19), plus an annual discount of 0.75% on the All-In-One line of credit rate (annual savings of $1,125), minus the annual fee for the World Elite® Mastercard® for a year (savings of $150). These savings represent the difference between what a client with the offer and a client without it would pay. Certain conditions apply. Potential savings may not reflect the net savings that you will receive; this amount will vary based on your financial situation.
2. Bank account with chequing privileges. Certain services, such as the passbook and paper statement by mail, are not included. Included services and fees for unrelated services are indicated in our Fee Guide, available in branches or at nbc.ca.
3. Subject to credit approval by National Bank of Canada. Certain conditions apply.
4. Financing subject to credit approval by National Bank. Certain conditions apply.
5. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.
6. Transactions carried out at our branches during normal business hours.
7. This offer must be renewed annually on presentation of identification and proof of professional status.
Monthly account statement. No management fees. The Personal Flex Line rate is established by the prime rate, plus a spread established by the client’s credit history. As a guideline, the applicable rate for a typical Personal Flex Line is comprised of the prime rate + 4%. Once an amount is borrowed from the line of credit, it accrues interest. The minimum monthly payment is limited to the monthly interest and life insurance premiums (as applicable). Examples of credit fees calculated over a 30-day period at the applicable rate as at January 22, 2024.
| Average balance | ||
|---|---|---|
| $500 | $3,000 | |
| Typical Personal Flex Line |
$4.60 |
$27.62 |
| Prime rate + 0.25% (7.45%) |
$3.06 | $18.37 |
The typical Personal Flex Line is a faithful representation of all Personal Flex Lines of credit offered by National Bank. Note that the Prime rate can change. For more information on the current rate, please visit nbc.ca/primerate.
8. Subject to credit approval by National Bank. Interest rate on the All-In-One (line of credit portion) as at October 25, 2018: % + 1%.
This rate is variable and corresponds to Prime + 1%, and is one of the lowest rates on the market.The “Prime rate” means the annual variable interest rate posted by National Bank, from time to time, and used by the Bank to determine the interest rates on the demand loans it grants in CAD$ in Canada. Visit nbc.ca/primerate for the rate in effect.
9. National Bank reserves the right to terminate, without notice,
the savings and other benefits on all products and services included
in the banking offer, if the client closes their eligible bank
account. In the event the client cancels their eligible credit card or
replaces it for a credit card that is not eligible for the offer,
National Bank will charge fixed monthly fees of $12.95 on the
transaction accounts to enable the client to maintain their savings
and other benefits in the banking offer.
10. Financial
planning services are offered through subsidiaries of National Bank.
Financial Planners provide their services on behalf of National Bank
Investments Inc., a wholly owned subsidiary of National Bank of
Canada. The typical Personal Flex Line is a faithful representation of
all Personal Flex Lines of credit offered by National Bank. Note that
the Prime rate can change. For more information on the current rate,
please visit nbc.ca/primerate.
11. Discount is applicable to the standard rates of the Securizone or Securizone 360 plans for as long as you benefit from an exclusive offer. If you no longer benefit from an exclusive offer, you must agree to pay the applicable regular rate in order to continue to benefit from the plan. NBC Assistance Inc. reserves the right to terminate or modify this offer at any time. Please consult the rates and other applicable conditions on the Securizone page.
