How can you get your cashback?
In two simple steps:
- Open a chequing account, choose an eligible banking package and get up to $200 cashback
- Select the monthly direct deposit option to get up to $200 additional cashback
Offers for
People working in a healthcare facility.
The offer is intended for all Personal Banking clients who do not have a National Bank Chequing account.
To all healthcare professionals
You are doing an exceptional job. On behalf of all National Bank employees, thank you very much!
- 25 and 59 years
- 18 and 24 years
- 60 + years
Ready to take advantage of the offer?
Apply online and an advisor will contact you to set up an appointment.
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WELCOME PROMOTION
Sign up for an eligible National Bank rewards credit card to earn 15,000 rewards points and save on the annual fees for the first year.
Limited time offer for new cardholders. Minimum purchase required. Conditions apply.*
Mortgage loans
Choose where to meet our experts and get personalized advice and solutions.
Choose between the security of a fixed-rate loan, the profitability of a variable-rate loan, or opt for a combination of both.
Mortgage loans
Different types of loans and duration of the term adapted to your needs
Promotion: Receive up to $2,500 cashback with a
mortgage loan
Self-directed brokerage account
Manage your investments on your own and in real time with National Bank direct BrokerageTM.
We offer resources and specialized support to help you set and reach your goals.
Already a National Bank® client?
By linking your bank and brokerage accounts together, you get a pricing2 of:
- $6.95 per trade for shares
- $6.95 per trade + $1.25 per contract for options
- Zero-commission Canadian and U.S. exchange-traded funds (ETFs)10
See the Direct Brokerage offer
Little details that matter
The promotional offer is valid from December 16, 2019, to October 31, 2021.
The offer is intended for all Personal Banking clients who do not have a National Bank Chequing account. You must be an employee (including part-time, full-time, temporary, permanent and contract jobs or between two jobs) in a healthcare facility. To qualify, proof of employment (or from your last employment in this field if in transition between two jobs) is required.
To qualify, you must open a Chequing account and sign up for the eligible products during the promotional period. You must have reached the age of majority in your province at the time of your enrolment in the covered products.
The offer may be modified, extended or withdrawn without prior notice at any time. Employees of National Bank and its subsidiaries and entities are not eligible.
The offer may not be combined or used with any other National Bank offer, promotion or benefit and cannot be applied retroactively. There is a limit of one cashback per eligible product during this promotion. The offer can only be applied once. Only the primary account holder is eligible for the offer. An additional cardholder on a joint account who opens a new account will not be eligible for this offer. The cashback amount varies according to the conditions fulfilled.
CASHBACK DETAILS
Chequing account offer
To be eligible for the Chequing account offer and to get up to $400 cashback, you must open a new Chequing account linked to an eligible banking package (The Modest®, The ConnectedTM or The TotalTM) or one of the eligible offers for professionals or offers for students and meet the promotional offer conditions.
First cashback conditions
After opening your new Chequing account and choosing an eligible product you must:
- Sign up for online banking and eStatements.
- Carry out an eligible transaction. Interest charges and banking fees are not considered transactions.
Double cashback conditions
You must:
- Set up one (1) recurring direct deposit (salary or monthly pension).
After the account is opened, you have 60 days to meet all cashback offer conditions.
Cashbacks will be done in one (1) deposit in your new National Bank Chequing account within 120 days of the opening date for the subscribed products.
COMMITMENT
To be granted the cashback, you must maintain the eligible products and services, and not make any changes related to these products and services for a minimum of 12 months from the time you sign up for them. If you do not meet this condition, you will have to refund the Bank an amount corresponding to the period in which you did not keep your eligible products and services within 30 days of receiving the request for payment.
Clients who have benefited from a cashback offer on a chequing account since November 1, 2017, are not eligible for this offer.
*Promotion valid from September 20, 2021, to December 20, 2021, for National Bank Platinum, World, World Elite® and Platinum Mastercard® Business credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by December 20, 2021. Credit card issued subject to credit approval by National Bank. Some conditions apply.
Savings on annual fees for the first year:
The annual fees for the card will be refunded for the first year (for the primary cardholder). It will appear as a charge and credit on the second or third statement after your account is opened. To receive the annual fee refund for the first year, you must make your first purchase on the account within the first 45 days of opening the account.
Bonus rewards points:
The bonus rewards points under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:
Platinum, World, or World Elite Mastercard: get 15,000 rewards points if $3,000 in net purchases or more are charged to the credit card account within the first three months following enrollment.
Platinum Business Mastercard: get 15,000 rewards points if $5,000 in net purchases or more are charged to the credit card account within the first three months following enrollment.
The account must be in good standing at the time the annual fees are refunded, and bonus rewards points are applied.
The net purchases charged to your card are calculated over a period of three months, starting at account opening. For example, if the account is opened October 15,2021, the account holder will have until January 15, 2022, to charge the required amount in purchases to the account and obtain the bonus rewards points.
Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.
Eligibility and terms and conditions:
This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. The promotion does not apply to additional cards. It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time.
1. Credit card is issued subject to credit approval by National Bank of Canada. Terms and conditions apply.
2. To be eligible, transactions must be made through our electronic solutions.
3. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.
4. No fees for sending an Interac e-Transfer®. Fees apply to the Interac e-Transfer® itself if you exceed the number of transactions included in your package.
5. Subject to credit approval by National Bank of Canada. The cashback granted is 1% on restaurant purchases and on recurring pre-authorized payments when you use recurring automatic transfers with your mycredit account. The cashback of 0.5% applies to all other eligible purchases during a billing cycle. The account must be in good standing when the cashback is awarded. Your account is in good standing when you comply with the obligations of your cardholder agreement (e.g., making your minimum payment by the due date). These eligible automatic transfers are defined as regular payments that are automatically withdrawn by a merchant on your credit card. Balance transfers, cash advances and fees resulting from the use of the card are excluded from the cashback calculation. For conditions and restrictions that apply to cashback rewards, refer to the Cashback Program [PDF].
6. Certain restrictions apply. Please consult the rules governing reward points under Rewards plan.
7. The cashback is based on a point-accumulation system. You get 1 point for every $2 you spend using your Allure Mastercard® credit card, providing your account is in good standing. Once a year, in January, you will receive a $10 cashback for every 1,000 points earned. Your account is considered to be in good standing when you fulfill the obligations under your cardholder agreement (e.g., make the minimum payment by the due date). Purchase amounts that were refunded do not count in the total number of points. For details, see the Terms and conditions [PDF].
8. National Bank donates $0.10 for every $10 charged to an Allure Mastercard® credit card account over a 12-month period to the Quebec Breast Cancer Foundation. The annual donation is capped at $750,000.
9. APR as at 12-03-2019. APR - or Annual Percentage Rate - refers to the total cost of borrowing for a year. It includes the total interest and fees charged by the Bank based on a $300,000 fixed-rate mortgage for a 4-year closed term and 25-year amortization, and assumes a $5/month administration fee and a $330.00 appraisal fee. The appraisal fee may be adjusted or may not be charged as part of the assessment of your mortgage application.
10. Each trade must involve 100 or more exchange-traded funds (ETFs) units and must be carried out using our electronic solutions. You must also sign up to receive all your documents electronically.
Commission-free ETF trades are not counted when calculating:
- Free access to trading platforms
- Active Investor pricing
- Annual administrative fees
Management and other fees may apply to ETF investments. Please read the prospectus before making an investment. ETFs are not guaranteed, their values change frequently and past performance may not be repeated.
Regular pricing on equities trade applies if the $0 commission conditions on ETFs are not met.
TM THE CONNECTED, THE TOTAL, MYCREDIT and NATIONAL BANK DIRECT BROKERAGE are trademarks of National Bank of Canada.
® The Interac and Interac e-Transfer are registered trademarks of Interac Corp. Used under licence.
® MASTERCARD, WORLD ELITE and TAP & GO are registered trademarks of Mastercard International Inc. Authorized user: National Bank.
® THE MODEST, ALLURE and NATIONAL BANK are trademarks of National Bank of Canada.
Ready to apply?
Apply online and an advisor will contact you shortly to set up an appointment.
