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Separation or divorce: what to do with the loan?

Wondering what to do with your loan in the event of a separation or divorce?


Separation between you and your spouse does not end your obligations. In the event of a separation or divorce, you and the co-borrower (your spouse) will both remain responsible for repaying your loan in full.

If one of you can no longer pay, the co-borrower will be responsible for the monthly payments.


Good to know:

If both spouses no longer wish to repay the debt jointly, you can ask to remove one of the co-borrowers. However, they must be able to prove that they will be able to repay the loan alone.


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